Agila V1.3.0 is a major update focused on performance, reliability, Business improvements, multi-currency handling, budgeting, and faster transaction workflows. Performance & Reliability • Faster loading and smoother screen transitions • Reduced unnecessary re-renders and background work • Improved caching, list performance, and local persistence • Better offline reliability and duplicate-save protection • Improved handling of large transaction histories and attachments Business Improvements • Multiple Business Accounts with separate ledgers, customers, suppliers, inventory, invoices, analytics, and settings • Redesigned Business Income with support for Product, Service, Rental, Professional Fees, Commission, Subscription, Interest, and more • Improved receipt scanning and attachments • Better UI consistency between Personal and Business Transactions • Save & Add Another for faster entry • Better draft recovery and backdated transaction entry • Improved Cashback tracking • Added Convenience / Service Fee tracking • Improved transaction editing, deletion, and reversal reliability Multi-Currency & Wallets • Improved source and wallet currency handling • Better cross-currency Expenses and Transfers • Historical transactions retain their original currency • Improved Wallet Categories / Wallet Allocation • Better Credit Card balance, payment, and Credit to Cash handling Budget & Lending • Custom Daily Budget Limits • Improved multi-currency budget calculations • Fixes for Savings budget transaction matching • Add More to Money Lent now supports separate Due Dates • Improved Who Owe You editing, Calendar, and export behavior Imports & Other Fixes • Improved Money Manager XLSX Import with better mapping and duplicate detection • Added recognition of Transfers between Accounts • Improved Credit Card payment, loan payment, and receivable import handling • Installment Admin Fee calculation fixes • Widget, calculator, Home Cards, and Transaction Manager improvements • General UI/UX, stability, and performance fixes throughout Agila

What’s New in Agila V1.2.9 • Added the new Financial Learning Hub with practical guides, provider-specific information, and financial calculators. • Added receipt/image attachments for Expenses. • Improved Who Owe You with editable additional lending entries and PDF/JPG receipt sharing. • Fixed Income and Transfer detail issues in Transactions Manager. • Improved Food Planner with custom recipe creation/editing, better instructions, and smoother performance. • Added more flexible Budget periods and improved multi-currency handling. • Improved Earned Interest, Installments, Recurring Expenses, Wallets, Business transactions, Notifications, and Auto-Log. • Added new Philippine-inspired Agila header backgrounds including Mayon, Taal, Batanes, Bukidnon, and Metro Manila Night View. • Major performance, stability, memory, and thermal optimizations across Agila.

What’s New in V1.2.8 Agila V1.2.8 is one of our biggest updates yet, focused on smoother performance, smarter finance tools, better international support, personalization, and stronger privacy. • Added Food Planner with Grocery List, Pantry, Filipino recipe recommendations, calories and macros, receipt OCR, recipe-to-grocery planning, estimated retail prices, recipe costs, and improved Date Pickers. • Revamped Investments with support for international stocks, crypto, ETFs, REITs, MP2, bonds, and custom assets. • Added manual investment value tracking, portfolio history, fractional holdings, and improved investment transaction handling. • Improved Buy, Sell, Deposit, Withdraw, Dividend, and Fee syncing with linked Wallets. • Fixed Expense Category and Sub-category mismatches across Add/Edit Expense, Expense Details, Analytics, Calendar, and related screens. • Fixed See All Sub-Categories, including incorrect category filtering and disappearing custom sub-categories. • Fixed calendar/date alignment issues affecting some devices and improved timezone, locale, and date handling. • Major iOS performance and stability optimizations for faster startup, smoother rendering, navigation, lists, animations, and large datasets. • Improved memory management for images, mascots, OCR, charts, PDFs, exports, and temporary files. • Reduced unnecessary background work, storage operations, listeners, timers, and CPU usage for better battery and thermal performance. • Improved Wallets, Transactions, Calendar, Analytics, Investments, Business features, backups, widgets, and heavy workflows. • Added stronger crash protection, lifecycle handling, data validation, safe fallbacks, and overall reliability. • Expanded Electricity Planner to support more Philippine electricity providers beyond Meralco. • Improved Quick Logs on iOS with Siri, Shortcuts, Control Center-ready actions, Quick Expense / Income flows, and stronger Auto-Log handling. • Improved Apple Pay and Bank Alert Auto-Log with better parsing, duplicate protection, review queues, and safer fallbacks. • Added Unlock All Mascots, including Home mascot controls, tips bubble controls, and custom pet names for more personalization. • Revamped Installments with simpler payment setup, Flat / Declining / Manual calculations, better decimal handling, improved remaining-term accuracy, manual lender values, and optional payment rounding. • Added SSS, PhilHealth, and Pag-IBIG contribution tracking, allowing salary deductions to link directly to Government wallets. • Added editable conversion rates for cross-currency Transfers, with real-time updates to converted and destination amounts. • Improved Wallet card sizing across devices and hardened Custom Card Design and Custom Cover uploads, repositioning, image handling, and safe fallbacks. • Improved Food Planner performance with faster lists, recipe scoring, price calculations, OCR processing, and stronger crash protection. • Improved Guided Tutorials with additional hardening and safe fallbacks to prevent crashes, freezes, or unresponsive screens. • Improved Wallet, Goals, Calendar, Budget Guide, forms, detail screens, filters, and app-wide localization. • Improved App Lock with custom Agila passcode support, biometrics, and native device credential fallback. • Added Japanese, Simplified Chinese, Russian, Arabic, Swedish, Hindi, French, and Korean alongside English and Taglish. • Expanded international currency support, improved currency formatting, and a new Auto-Convert to PHP option. • Additional fixes, performance improvements, backup hardening, UI polish, and reliability updates.

What’s New in Agila V1.2.7 Agila V1.2.7 brings a revamped Guided Tutorial, smarter Installments, easier migration from other finance apps, improved cloud tools, better Business workflows, and major reliability improvements across the app. Tutorials • Revamped Guided Tutorial with better highlights, auto-scrolling, navigation, modal guidance, and safer fallbacks. Wallet Screen • New Wallet Category View with cleaner Wallet Type grouping and expandable sections. • Improved horizontal Wallet card browsing with a more edge-to-edge layout. Installments • Added Replenish Credit Limit — YES/NO for credit-card installments. • Added “Did they also pay?” — YES/NO for Bill Split Installments. • Improved participant shares, Who Owe You syncing, installment calculations, payment logging, and wallet handling. Import from Other Apps • Added Import from Other Apps with support for Money Manager, Bluecoins, and Spending Tracker. • Improved handling of custom categories, subcategories, wallets/accounts, dates, notes, income, and expenses during import. • Hardened imports so valid records can still be imported even when some rows are unsupported or malformed. Transactions • Improved Income editing, linked wallet balance updates, Calendar refresh, transfer direction labels, and transfer-fee presentation. iCloud Sync and Google Drive Backup • Improved encrypted Google Drive Backup & Restore. • Added the new iCloud Sync architecture for iOS and improved CloudKit sync reliability, conflict handling, retry behavior, and diagnostics. Agila & Friends • Purchased Agila & Friends mascots now use bundled offline animations with no separate download required. Business • Improved Business documents, Collections, document sharing, Business Name and Logo support, Settings, Data & Backup, and Grow Your Money. Improvements and Performance Revamp • Reduced app footprint and added stronger crash protection, defensive fallbacks, and overall performance and stability improvements.

Agila V1.2.6 is here! A major update with new ways to manage, personalize, and protect your finances. • Agila & Friends — choose your favorite mascot and personalize your Agila experience. • Google Drive Backup & Restore — securely back up your data to your own Google Drive. • iCloud Backup & Restore on iOS. • New Income Details with income history, salary breakdowns, status, editing, and quick logging. • Recurring Transfers with daily, weekly, bi-monthly, monthly, quarterly, and yearly schedules. • Improved Investment Portfolio with better multi-currency support, investment discovery, pricing information, and holding management. • Borrower Groups for organizing Family, Friends, Colleagues, and other receivables. • Improved Who Owe You with payment terms, faster payment logging, and better receivable tracking. • Custom Budget Allocations — personalize Needs, Wants, Savings, and your own budget groups in My 15-Day Plan. • Smarter Financial Summary with saved Bento/Pie preferences, improved charts, tappable transactions, and faster category selection. • Improved Wallet Details with more accurate merchant names, brands, icons, and live Home balance updates. • Improved Widgets and Home experience. • Major stability, navigation, wallet, transaction, and performance improvements. Plus plenty of fixes and refinements throughout Agila. Salamat sa patuloy na suporta sa Agila!

What’s New in Agila V1.2.5 Agila V1.2.5 brings a major Wallet experience upgrade. * New Wallet Widgets - View wallet balances, card designs, recent transactions, privacy controls, and quick actions directly from your Home Screen. * 3 New Small, Medium & Large Widgets - Improved card stacking, wallet navigation, artwork presentation, and recent-card balance updates. * Custom Wallet Designs - Upload and reposition your own wallet logos and full card designs for a more personalized experience. * Improved Wallet Artwork - Card designs now display more consistently across Home, Wallet Details, previews, widgets, and backups. * More Quick Actions - Quickly Edit, Duplicate, Delete, Log Payment, or Convert eligible expenses and installments. * Better Business Installment Payments - Improved installment payment handling and wallet integration for business transactions. * Improved Inventory Purchases - Business inventory purchases now work more smoothly with connected wallets. * Expanded Wallet Improvements - Better navigation, card handling, transaction synchronization, Android visuals, web image uploads, and overall stability. Plus additional fixes and refinements throughout Agila.

Agila V1.2.4 brings smarter automation, better wallet organization, and a more polished experience. • Auto-Log Bank Alerts Users can now setup Apple Shortcuts to automate notifications from supported bank transaction messages to Agila for local detection and auto-logging. • Wallet Purchase Auto-Log on iOS Set up a Wallet automation in Apple Shortcuts to send eligible wallet purchase events to Agila. Map your Wallet cards to the correct Agila Wallet and choose between Review First or Auto-Log. • Wallet Categories / Pockets Create custom categories inside your wallets such as Emergency Fund, Bills, Travel, Savings, and more. Allocate funds, move allocations between categories, and filter transactions by Wallet Category. • Swipe Between Expanded Wallets The Expanded Wallet experience is now swipe-able. Move left or right between your wallets without closing the current view, with each wallet keeping its own balances, transactions, categories, QR details, and actions. • Hide / Show Wallet Amounts A new Eye button lets you quickly hide sensitive wallet balances, credit details, transaction amounts, linked income, and category balances. • All-New Agila Icons Personal and Business navigation and action icons have been refreshed with a more distinctive Agila visual style. • Wallet & Transaction Improvements Enjoy a cleaner Wallet Detail layout, improved transaction search and filtering, easier Wallet Category management, updated transaction actions, and better FAB visibility. • Better Backup & Restore Wallet Categories, additional budget settings, and more user media data are now included in Agila backups and restores. • More Improvements Added a new GCash Black wallet template, improved custom cover repositioning and cropping, fixed one-time expenses appearing in Subscription Check-Up, and added more UI, stability, and quality-of-life improvements throughout Agila. • Import from Money Manager Enhanced • Electricity Planner Bill History Dates Improvements

What’s New in Agila V1.2.3 This update brings major performance optimizations to make Agila feel smoother and faster, plus new planning tools, improvements across Investments and Who Owe You. Performance & Smoothness * Major performance improvements. * Faster app startup with reduced unnecessary loading and re-renders. * Smoother scrolling and animations. * Faster calculations. * Improved Add Expense responsiveness. * Faster Wallet and transaction image loading. * Reduced unnecessary calculations and duplicate background loading across several screens. My 15-Day Plan * You can now edit Today’s Allocation for Needs, Wants, Savings, and custom budget groups. * Create custom allocation groups and adjust how your daily budget is distributed. * Expense impact calculations now follow your actual allocation setup. Who Owe You Improvements * Organize borrowers into groups such as Family, Relatives, Friends, Colleagues, Business, Personal, or your own custom groups. * Filter receivables by group in Transactions Manager. * Improved receivable information and management options. * Fixed one-time receivables that could previously be missing from the list. Investment Improvements * You can now edit existing investments including quantity, position, price mode, goals, links, notes, and more. * Updated investment calculations preserve your realized gains and transaction history. * Investment Accounts now show their account emoji again. * Accounts and Recent Activity can now be collapsed for a cleaner dashboard. * Portfolio Performance has been repositioned for a better information flow. * Recent Activity is now color-coded based on transaction type. Income & Wallet Improvements * Linked Income on your Wallet can now be tapped to quickly open its Income Source details. * Added a Log Income option for eligible income sources. * Improved automatic income logging for scheduled income. * Improved wallet balance syncing when editing or deleting expenses. Add Expense & Income Improvements * Added clearer tooltips for the Essential expense option. * Added helpful descriptions for all Income frequency options. * Improved expense suggestion performance while typing. Goals Center Refresh * More compact and polished Goals Center layout. * Improved spacing, typography, cards, search bar, metrics, and navigation. * Cleaner layout that better matches Transactions Manager. Fixes & Polish * Improved overall responsiveness across Home, Wallet, Business, Transactions, Calendar, and other data-heavy screens. * Additional stability fixes and UI polish throughout the app. Agila V1.2.3 is focused on making your everyday finance tracking faster, smoother, and easier to manage.

Agila V1.2.2 brings more personalization, a much bigger Wallet template library, faster transaction entry, smarter rewards tracking, and a new monthly financial statement. • New Agila Monthly Statement Generate a clear monthly overview of your finances, giving you an easier way to review your income, expenses, balances, and overall activity for the month. • Fully Customizable Home Header Upload your own Home cover image, pair it with your preferred theme color, or enable Simplify Header for a cleaner theme-based gradient. • Expanded Card Template Library Added more ready-made designs including **Gold and Platinum Credit Cards, Digital Bank cards, E-Wallets, Prepaid Cards, Membership and Reward Cards**, and more. • New Prepaid Card Category Keep stored-value and transit cards organized separately with templates for Beep, Starbucks, Autosweep, and Easytrip. • Membership & Reward Cards Track loyalty and reward cards separately, with balances displayed as points instead of regular currency. • Reward Points in Add Expense A new Reward Points option lets you select an eligible membership card while logging an expense, so Agila can calculate and credit earned points automatically. • Smart Previous Transaction Suggestions When typing an Expense or Income name, Agila now suggests previously used entries so you can quickly reuse familiar transactions instead of entering them again from scratch. • Customize Today’s Allocation Edit your daily Needs, Wants, and Savings amounts, or create custom allocation groups inside My 15-Day Plan. • Faster Expense & Income Entry Improved account selection, wallet logos, transaction history suggestions, and other refinements make everyday logging faster. • Improved Business Navigation and Hide Business Toggle Switching to Business mode now keeps you on the dashboard instead of automatically opening Transactions. Hide Business Toggle is now under Settings -> Experience. • Wallet & UI Improvements Refined card layouts, cleaner account displays, improved navigation, and additional polish throughout Agila. Fixed Bugs in Installment where remaining amount is inaccurate. Other Bug Fixes and improvements.

What’s New in Agila V1.2.1 Wallet Improvements Redesigned Wallet Screen for more modern fintech look. Improved Cash wallet templates with new artwork support, a second Cash design, optimized assets, cleaner grey gradients, and clearer Cash labels. Wallet stacked-card interaction is smoother: Tap a card behind the active card to bring it forward. Improved swipe-up/down responsiveness. Refined Cash/Cash 2 artwork. Expanded Wallet Transaction History Added transaction filters and date ranges for Today, This Week, and This Month. See All now expands transactions directly inside the Wallet card instead of opening another screen. Wallet history now recognizes more transaction types, including: -Credit card payments -Paid installments -Transfers and balance transfers -Investments -Expenses and Income -Savings -Business sales, expenses, and installments -Balance adjustments Wallet UI & Interaction Polish Fixed an issue where scrolling or dragging Wallet cards could accidentally open wallet details. Expanded Wallet action buttons are more rounded. Settings and Wallet card surfaces were flattened and polished for a cleaner visual style. FAB Quick Actions Personal and Business FAB action buttons now rotate slightly while opening and closing. Buttons always settle back to their original position. Investment & General UI Polish Investment-related wallet transactions are now easier to identify in transaction history. Global Light Mode backgrounds now use cleaner grey gradients instead of cream gradients. Additional spacing, scrolling, interaction, card-surface, and Wallet presentation refinements throughout the app.

What’s New in Agila V1.2.0 Investment Portfolio Tracker New Investments section in Goals Center: Savings | Investments | Debt Freedom. Track Stocks, REITs, ETFs, Funds/UITFs, Bonds, Time Deposits, Pag-IBIG MP2, International Stocks, and more. New fintech-style Portfolio Dashboard with portfolio value, invested capital, unrealized/realized gains, investment income, return %, and Net Worth integration. View allocation through Bento Grid or Donut Chart, plus searchable Holdings, Accounts, Recent Activity, and Holding Details. Record Buy/Add Position, Sell/Withdraw, Dividends, Fees, Contributions, Interest/Distributions, and Value Updates. Investment changes now refresh across Investments, Wallets, Net Worth, linked Goals, and activity history. Investments are included in backup/restore, CSV export, Recently Deleted, and Delete Data. Grow Your Money Added GCash GSave, GStocks, Maya Savings, Maya Funds, Seedbox, COL Financial, FirstMetroSec, BPI Wealth, BDO Securities, MP2, REITs, ETFs, Funds/UITFs, and more. Investment guides now open Add Investment with the appropriate investment type/provider preselected. COMMON investment suggestions dynamically change by investment type, with Search and Show More. Templates can prefill name, symbol, type, currency, and reference value while personal values remain user-controlled. Multi-Person Bill Split Split an Expense or Installment with up to 20 people. Supports equal split, fixed amount, or percentage per person. Each participant gets an individual Who Owe You receivable with participant-specific repayments. Who Owe You now groups receivables more clearly by borrower. Transfers Add Expense / Add Income now supports Expense | Transfer | Income. Move money between Agila wallets without recording it as Expense or Income. Supports From/To wallets, swap, percentage or flat fees, notes, date, future scheduling, and transfer summary. Wallet-to-credit-card transfers can behave correctly as credit-card payments. Wallet & Payments Smoother Wallet deck animations and improved stacked-card behavior. Home Wallet supports an expanded vertical card detail view with locally stored receive-money QR codes. Upload, replace, remove, and enlarge your own QR code. Improved Transfer Balance and credit-card outstanding balance handling. Cleaner Payment Method, Wallet, Split Bill, and category selectors. Add Investment Improvements Completely redesigned with better spacing, larger inputs, cleaner cards, and improved mobile responsiveness. Monetary inputs support comma formatting. Added Link to Goal. Improved Dark Mode contrast and investment symbol readability. Cleaner Reference, Manual Price, and Total Value controls. Summary & Reporting SUMMARY Bento Grid redesigned with soft gradients, top-left icons, top-right percentages, and values anchored at the bottom. Pie Chart now matches the Bento palette with cleaner percentage labels. Bento/Pie preference is remembered. Relevant Transactions are now tappable. Improved Dark Mode gradients. Chat, Transactions & Polish Improved Chat keyboard behavior and composer spacing. Header Chat and Home FAB now open Chat using the Agila mascot. Active recurring Income Sources can appear under Income before the next payout. Expense, Installment, and Income filters moved into a cleaner Filter modal. Improved theme consistency, Split Bill labels, one-time tags, auto-pay pills, empty states, spacing, modals, Dark Mode, and immediate refresh behavior across Agila.

Agila V1.1.8 makes transaction tracking more flexible, improves wallet interest calculations, and gives Chat with Agila a complete visual refresh. • Redesigned Chat with Agila using theme-based backgrounds and liquid-glass interface elements • Redesigned Wallet Cards, with flipping animation and swipe-able cards in Wallet List view and Home screen • Added Split Bill options for expenses and installments • Added Exclude from Budget controls for transactions that should not affect budget usage • Wallet List view now have swipe-able stacked cards • Wallet interest estimates now update based on the wallet’s current balance • Improved earned-interest calculations for daily, monthly, quarterly, and yearly frequencies • Chat with Agila can now recognize wallet names in complete commands such as “Income 2k to BPI” • Reduced unnecessary follow-up questions when transaction details are already provided • Improved text contrast and readability across all Agila themes • Simplified shareable screenshots into one optimized vertical story format • Shareable screenshots now match the user’s selected theme • Added optional Support Agila contribution options powered by in-app purchases • Improved purchase handling, loading states, connectivity safeguards, and error feedback • Fixed calculation, layout, navigation, and state-refresh issues • Improved overall performance and stability across the app

Agila V1.1.6 introduces major Wallet upgrades, smarter interest tracking, customizable reminders, expanded currency support, and a more entertaining Agila experience. New Wallet Templates and Brand Designs • Added more Philippine banks, digital banks, e-wallets, credit services, and international banks • Added new logo templates and brand-inspired Wallet card gradients • Organized templates into searchable categories such as Traditional Banks, Digital Banks, E-Wallets, Credit & Loans, and International Banks • Improved Wallet previews and preserved selected logos and designs after saving Suggested Bank Interest Rates • Added suggested real-world interest rates for supported savings and time-deposit products • Added product-specific suggestions for GoTyme, Maya, MariBank, Netbank, OwnBank, CIMB, Tonik, UnionDigital, UNO, Salmon, OFBank, and more • Added support for balance tiers, deposit terms, maturity periods, and verification dates • Manual interest-rate entry remains available Earned Interest Improvements • Added live sample computations for Daily, Monthly, Quarterly, Yearly, and At Maturity interest • Added optional gross interest, withholding tax, and net interest breakdowns • Earned Interest can now be automatically logged as income • Fixed duplicate and incorrectly calculated interest postings Custom Notification Schedules • Choose what time Agila should send each reminder • Added separate controls for 3 days before, 1 day before, on the due date, and Daily Log reminders • Added an independent on/off toggle for every reminder type • Improved permission handling, timezone support, schedule persistence, and duplicate prevention Funny Filipino Push Notifications • Replaced generic alerts with varied English and Taglish Agila reminders • Added funny, harsh, sarcastic, and Filipino-relatable messages for bills, installments, cards, savings, utilities, collections, suppliers, and Daily Log reminders • Reduced repeated notification messages using recent-copy history • Improved privacy and safer wording for sensitive reminders More Randomized Agila Tips • Improved Personal and Business rotating-tip randomization • Agila now uses more of its complete library of hundreds of tips • Recently shown messages, joke patterns, and topics are less likely to repeat • Tips remain varied after closing and reopening the app Wallet Rearrangement Fixes • Fixed Wallet cards duplicating, disappearing, overlapping, or moving together • Improved long-press dragging, placeholders, card movement, and drop animations • Other Wallet cards now move smoothly out of the way • Kept the Default Wallet locked in place • Wallet order now persists correctly 46 Supported Currencies • Added 36 new currencies, bringing Agila to 46 supported currencies • Improved currency search, formatting, conversion, offline rates, summaries, reports, and charts • Added better support for zero-decimal and three-decimal currencies • Original transaction values remain stored in their original currency Salary and Freelance Deduction Improvements • Salary users can manually edit SSS, GSIS, PhilHealth, and Pag-IBIG deductions • Freelancers can manually enter voluntary contribution amounts • Added Manual and Automatic modes with Reset to Estimate • Updated net-income previews and Wallet posting calculations Improved Date Pickers • Added Month and Year dropdowns • Fixed timezone-related date issues • Improved Today or Ngayon behavior, selected-date alignment, leap-year handling, and date restrictions Additional Improvements • Improved Wallet compatibility, template validation, logo asset handling, notification reliability, accessibility, and overall stability

Agila V1.1.5 Introduces a redesigned Home experience, more control over your daily budget, major Wallet improvements, and a much more entertaining Agila financial coach. Redesigned Theme Header • New immersive Home headers that match your selected Agila theme • Improved greeting, profile switcher, action-button, and header alignment • Refined readability, spacing, transparency, and responsiveness • Smoother switching between Personal and Business profiles • Scenic artwork for Ocean, Forest, Sakura, Obsidian, Midnight Purple, Gold, Rose, Espresso, and Sunset themes Custom Safe to Spend Today • Manually set your preferred daily Safe to Spend amount inside My 15-Day Plan • Switch between your custom limit and Agila’s automatic recommendation • Custom limits now reflect on the Home Safe to Spend hero card • Needs, Wants, and Savings allocations update based on your selected daily limit • Added warnings when a custom target is higher than the available cycle budget Home Hero Quick Actions • Added quick actions inside Home Hero Content • Open My 15-Day Plan, Wallets, or Transactions directly from each hero option • Quick actions no longer change your selected Home hero card Major Wallet Card Improvements • Fixed Wallet cards glitching, duplicating, jumping, or disappearing during rearranging • Improved long-press drag-and-drop accuracy and stability • Added smoother card movement, placeholders, and drop positioning • Fixed Wallet order persistence after leaving or reopening the screen • Improved rearranging while groups and filters are active • Kept the Default Wallet locked in its required position • Improved reliability across iOS and Android Funnier and Smarter Agila Tips • Added many more funny, sarcastic, exaggerated, and brutally honest finance tips • Expanded Personal and Business coaching with separate context-aware messages • Added natural English and Taglish variations • Improved tip variety to reduce repeated messages • Added advice based on budgets, bills, savings, wallets, installments, business performance, collections, inventory, and Kuryente Planner data • Added more positive reactions when you stay within budget or make responsible decisions Better Budget and Kuryente Coaching • More contextual tips based on Budget groups and categories • Improved near-limit, over-budget, and recovery reminders • More appliance-specific Kuryente Planner and Meralco-saving advice • Improved estimate-versus-bill comparisons and meter-reading reminders Additional Improvements • Added support for more currencies, including Qatari Riyal • Improved Home synchronization and profile-switch persistence • Added safer validation for custom financial amounts • Additional navigation, touch, visual, performance, and stability refinements

Agila V1.1.4 introduces a faster transaction experience, smarter budgeting, improved wallet controls, and important fixes across Personal and Business profiles. Faster Expense and Income Logging • Redesigned Add Expense and Add Income experience • Added a built-in calculator for faster amount entry • Added smooth animated amount transitions • Added a unified Expense and Income switcher • Improved recurring transaction, wallet, date, icon, and notes controls Smarter Categories and Budgets • Added dynamic Sub-Categories based on the selected Main Category • Create and reuse your own custom Sub-Categories • Revamped Budget creation with category-level spending limits • Added Daily, Weekly, Semi-Monthly, Monthly, Every Two Months, and Annual reset options • Added circular progress indicators for individual Budget Categories • Improved spent, remaining, and budget-status calculations Wallet and Credit Card Improvements • Improved wallet drag-and-drop rearranging • Wallet cards now move smoothly while reordering • The Default Wallet is now locked and always remains first • Fixed installments not updating Credit Card used and remaining credit • Improved wallet balance refresh, transaction linking, and duplicate protection Business and Calendar Improvements • Fixed missing Business customers after adding multiple sales • Improved customer and transaction persistence • Calendar items are now clickable and open their related details • Calendar entries now display their actual saved icons or merchant artwork Settings and Design • Added a new Connect section under Settings > About • Improved links for Agila Website, Privacy Policy, Facebook, Community, and TikTok • Refined themes, animations, icons, spacing, modals, and small-screen layouts • General performance, validation, stability, and compatibility improvements As always, Agila keeps your financial data stored locally on your device.

Agila V1.1.3 introduces faster transaction logging, improved wallet management, Kuryente Planner, Grow Your Money, and several visual refinements across Personal and Business profiles. New Transaction Image Import • Add expenses and installments using a receipt photo or transaction screenshot • Scan using the camera or select an image from your gallery • Supports GCash, MariBank, generic receipts, and other financial screenshots • Automatically extracts available amounts, dates, recipients, wallets, and categories • Review and edit all detected details before saving • Added privacy protections for OTPs, passwords, account details, and other sensitive information • Original gallery images remain untouched Kuryente Planner / Electricity Planner • Estimate your monthly Meralco or electricity bill based on appliances and usage • Add appliances like aircon, refrigerator, TV, fan, rice cooker, lighting, router, and more • Auto-fill appliance wattage estimates using category, brand, and model presets • Compare Agila’s estimate with your actual Meralco bill • See your biggest electricity drivers in a new visual chart • Scan or save meter readings, including meter photos for your own records • Get reminders before and on your next meter reading date • Set a target electricity bill and get practical usage recommendations • Get Agila Tips based on your saved appliances and target bill • Use the Meralco Complaint Guide with step-by-step checklist • Track Meralco complaints, reference numbers, follow-up dates, and status • Added official Meralco action buttons for hotline and support links Wallet and Transaction Improvements • Redesigned Wallet Transaction History with clearer transaction cards • Improved income, expense, installment, and transfer indicators • Added merchant artwork and custom transaction images when available • Updated wallet details, balance labels, icons, and action buttons • Improved linked income-source cards and payout summaries • Enhanced wallet selection for Business Sales and Expenses Installment Improvements • Imported payment amounts can now be applied as total amount, down payment, or installment payment • Agila will not automatically assume installment schedules, duration, interest, or remaining payments Goals and Savings Improvements • Added Grow Your Money section in Goals Center • Added conservative savings and investment guides like MP2, UITF, REITs, time deposits, bonds, and more • Suggested allocation is based on the 50/30/20 Savings & Investments guide when available • Improved Emergency Fund handling when the goal is already completed • Improved Savings Goals visuals Budget, Category, and Income Improvements • Added Monthly option to the Daily / Weekly Budget editor • Fixed Monthly Budget calculation accuracy • Added hide/reset support for default expense categories • Added custom income types • Added hide/reset support for default income types Design and Theme Updates • 3 New Color Themes: Rose, Espresso, & Sunset • Updated buttons and actions to follow the selected theme color • Improved light and dark mode consistency • Refined Camera and Gallery selection cards • Updated profile switcher icons and transitions • Improved Kuryente Planner visuals • Refined Personal and Business Agila Tips • Business Home now displays the saved business name Fixes and Refinements • Improved Android profile-switching transitions • Fixed spacing, icon visibility, text colors, and theme inconsistencies • Improved wallet, transaction, income, and installment screen readability • General performance, validation, and stability improvements As always, Agila keeps your data local on your device.

Agila V1.1.2 now includes Kuryente Planner / Electricity Planner. • Estimate your monthly electricity bill based on appliances and usage • Add appliances with watts, hours per day, and monthly usage • Compare Agila’s estimate with your actual Meralco bill • See your biggest electricity drivers • Set a target bill and get practical usage recommendations • Get Agila tips to help reduce electricity costs • Added Meralco complaint guide and local complaint tracker • Improved Kuryente Planner design, cards, and appliance breakdowns

Agila V1.1.1 — Our biggest update yet! NEW: IMPORT FROM MONEY MANAGER Switching from Money Manager? Import all your data into Agila in minutes — transactions, accounts, and categories, all carried over. Go to Settings → Data & Backup → Import from Money Manager. NEW: BUSINESS PRICING CALCULATOR "How much should I sell this for?" List your ingredients and costs, and Agila suggests the right selling price using Philippine standard margins. Per-kilo to per-piece conversion included, with reference prices from DTI and DA price monitoring. Perfect for food sellers, online resellers, and service providers. NEW: WEEKLY BUDGET Set a weekly spending target per category. Your Today's Budget card automatically adjusts based on what is left for the week — the way most people actually budget. NEW: 82 PHILIPPINE BRAND ICONS Meralco, GrabFood, Netflix, Spotify, Shopee, Globe, Smart, SSS, Pag-IBIG, Jollibee, and many more built right into the icon picker. No uploading needed. NEW: AGILA IS NOW FREE + AGILA PRO Agila is now free to download. All personal finance tools stay free forever — expenses, wallets, installments, utang, savings, budgets, and Wrapped. Agila Pro is a one-time purchase (no subscription) that unlocks the full Business module, receipt scanner, PDF reports, Business Coach, Debt Freedom strategies, unlimited Chat with Agila, and premium card themes. NEW: 6 PREMIUM CARD THEMES (Pro) Choose your card color — Forest, Midnight, Gold, Rose, Obsidian, or Ocean. Your finances, your style. PERFORMANCE: 40% LIGHTER, NOTICEABLY FASTER The app is significantly smaller and the home screen loads faster, especially on large datasets. RELIABILITY: SMARTER BACKUPS Backups are now versioned and validated. A backup reminder appears before updates so your data is always protected. Balance calculations are more accurate with self-healing reconciliation built in. Thank you to everyone who left a review. This app is built by one developer — every rating genuinely helps.

What's New in Agila V1.1.0 Meet the new Agila Finance Coach. NEW • Daily Budget Guidance to help you decide how much you can safely spend each day • 15-Day Plan that adapts to your income cycle and upcoming obligations • Debt Freedom Plan with Debt Snowball and Debt Avalanche strategies • Personalized debt payoff forecasts and recommendations • Business Installments support for tracking recurring business obligations IMPROVED • Redesigned Home experience with customizable coach cards • Cleaner and more focused Finance Coach and Business Coach experiences • Enhanced Budget Guide with recommended allocations and actual savings progress • Refreshed UI across Expenses, Installments, Income Sources, Savings Goals, and Finance Coach screens • Optional Help Tooltips for a more personalized experience FIXED • Backup & Restore now preserves wallet transactions and custom icons/images • Improved installment tracking accuracy and no-due-date scenarios • Better support for smaller devices • Performance improvements and bug fixes throughout the app Agila is evolving from a budget tracker into a Finance Coach that helps you make smarter financial decisions every day.

What's New in Agila V1.0.9 New Features • Added Agila Monthly Wrapped with shareable monthly financial recap cards and achievement tiers. • Added Recently Deleted system planning support for safer transaction recovery workflows. • Added Custom Transaction Icons & Logo Uploads for Expenses, Installments, Income Sources, and Who Owe You records. • Added Financial Tier System: • Hatchling Agila (Beginner) • Saver Agila (Intermediate) • Strategist Agila (Advanced) • Master Agila (Elite) • Prosperity Agila (Business) Improvements • Improved Monthly Wrapped visuals with premium full-screen backgrounds and Agila tier artwork. • Improved Income Source scheduling logic for Daily, Weekly, Twice Monthly, and Monthly pay cycles. • Improved recurring expense payment logging with wallet selection, payment date, and notes support. • Improved Business Calendar synchronization so Business Income, Sales, Expenses, and Transactions update globally. • Improved Agila Chat experience with cleaner interface and smarter financial prompts. • Improved small-screen device responsiveness across multiple screens. • Improved wallet tile view layout and transaction card consistency. • Improved transaction icon management with category-based defaults and manual override support. • Added contextual help tooltips for complex financial fields. Fixes • Fixed Business Income transactions not appearing in Business Calendar Dashboard. • Fixed income pay date calculations and recurring income scheduling issues. • Fixed delayed wallet balance updates after adding transactions. • Fixed recurring expense payment workflow inconsistencies. • Fixed transaction synchronization across dashboards, calendars, reports, and wallet views. • Fixed notification language inconsistencies when English is selected. • Fixed icon persistence issues for transaction records. • Fixed various UI alignment, layout, and responsiveness issues. • Fixed multiple bugs affecting transaction updates, payment logging, and financial reporting. Performance & Stability • Faster transaction updates and wallet refresh behavior. • Improved offline-first reliability. • Enhanced overall app stability and performance.

What's New in Agila V1.0.8 Major Finance System Upgrade • New Income Sources screen for managing salary, freelance, business, interest, allowance, and recurring income. • Link income sources directly to wallets/accounts. • Added Monthly Net Income, Gross Income, and Total Deductions tracking. • New salary deduction calculator with estimated Tax, SSS/GSIS, PhilHealth, and Pag-IBIG deductions. • Support for Private Company and Government Employee salary computations. • Added Freelance Income support with tax and voluntary contribution estimates. • Added Auto-Log Income option for recurring income sources. • Wallets can now display Linked Income Sources separately from transaction history. 50/30/20 Budget Guide • New budget allocation system based on recurring monthly net income. • Track: • 50% Needs • 30% Wants • 20% Savings & Investments • Compare actual spending versus ideal budget allocation. • Added Savings & Investment planning recommendations. • Includes Emergency Fund, Pag-IBIG MP2, UITF/GInvest, REITs, Stocks, and custom plans. • Personalized Agila financial recommendations based on current budget health. Wallet & Income Improvements • Improved wallet-to-income source integration. • Transfer actions can now auto-select the originating wallet. • Recurring income uses net income after deductions instead of gross salary. • Better recurring income projections and monthly income calculations. • Improved income source editing, persistence, and deduction tracking. UI/UX Enhancements • New premium Income Sources dashboard. • Improved Add/Edit Income Source experience. • Better dropdown selectors and wallet pickers. • Improved safe-area support for iPhone Dynamic Island and Android devices. • Updated wallet-linked income source visualization. • Enhanced financial summary cards and dashboard insights. Performance & Stability • Fixed income source save/edit persistence issues. • Fixed recurring monthly income calculations. • Fixed deduction aggregation and budget allocation inaccuracies. • Improved wallet balance synchronization with recurring income. • Multiple UI consistency fixes across Income, Wallet, Calendar, and Budget Guide screens.

Agila V1.0.7 - What’s New • Net Balance / Current Balance Rework Current Balance now deducts only auto-pay expenses and auto-pay installments on their actual due dates. Manual entries no longer instantly reduce the wallet balance, making cash flow tracking more accurate and realistic. • Expenses Tile Upgrade The Expenses tile now combines: • Due expenses • Installments • Cash-out deductions Switching to Net Worth mode also updates the title dynamically to “Annual Net Worth”. • Improved Home Card Insights Updated subtitle logic from: • “Mula sa income monthly income” to: • “Mula sa walletNetWorth monthly net worth” for clearer financial visibility. • Shared Installment Utility Refactor Extracted `calculateInstallmentCashOutForCurrentBalance` into a shared utility used by both: • Home screen • income.tsx This ensures consistent Current Balance calculations across the app. • Installment Detail Page Redesign • Wallet picker now uses a clean full-width row layout • Added clearer button structure • Removed standalone Method chips for a cleaner UI • Bug Fixes & Stability Improvements • Fixed crash when installment frequency is undefined • Resolved hanging tabs issue • Improved Metro file-watching stability • Fixed modal alignment inconsistencies • General UI polish and reliability improvements • Performance & Internal Cleanup Additional under-the-hood optimizations and architecture cleanup for smoother navigation and more stable state handling across Agila.

Agila V1.0.6 adds new income planning tools, clearer cash flow visuals, wallet picker improvements, and a smoother app update experience. What’s New: • Income Schedule on Calendar — projected income now appears on the calendar with green dot markings, a new Income Schedule legend, and income details inside the date bottom sheet. • Cash Flow Chart Income Line — income is now plotted as a separate dark green line in the Activity Chart, with area glow, circle dots, metric pill, and legend dot. • In-App Update Notifications — when a newer version is available, Agila now shows a bottom-sheet update reminder that can open the App Store or Play Store. • Wallet Picker Visual Logos — wallet icons now show branded logo images for supported wallets such as ShopeePay, MariBank, and Komo. • Interest Creates Wallet Transactions — enabling interest on income sources now creates wallet transactions, so interest earnings appear in wallet history. • Savings Goal Wallet Depository — credit cards are excluded from the savings destination wallet picker, and the dropdown now shows as a full input field with availability label. • Improved tab bar reliability by replacing BaseButton with Pressable for more responsive navbar icons. • Reduced hero metric font size for cleaner spacing. • General fixes, polish, and stability improvements.

Agila V1.0.5 - What’s New V1.0.5 is one of the biggest upgrades yet, focused on smarter wallet tracking, multi-currency improvements, business finance tools, receipt scanning upgrades, better tutorials, and more accurate financial computations across the entire app. Multi-Currency & FX Conversion Upgrade • Added full FX conversion support using FX Rates API with fallback conversion rates. • Preferred Currency in Settings now auto-converts financial totals system-wide. • Net Balance now correctly computes mixed-currency wallets/accounts. • Wallet balances preserve their original wallet currency. • Asset/Liabilities calculations now support multi-currency accounts accurately. • Improved handling for USD, EUR, PHP, and other foreign currency wallets. Wallet & Account Improvements • Added Default Wallet / Account selection. • Chat with Agila auto-log now deducts from the selected default wallet automatically. • Business Sales and Business Expenses can now link directly to Wallets/Accounts. • Wallet balances now auto-update from: • Business sales • Business expenses • Expenses • Installments • Transfers • Negative wallet balance warnings added before deduction. • Transaction History now updates dynamically when related records are edited. • Wallet Transaction History now supports: • Open/Edit • Delete • Direct navigation to actual detail screens Improved Financial Computation • Net Balance calculations now correctly include: • Multi-currency wallets • Assets • Liabilities • Business-linked transactions • Next Due Date widget now includes recurring expenses, not just installments. • Money Movement This Week now supports: • Expenses • Installments • Auto-pay indicators • Manual Log Payment button Receipt Scanner Revamp • Improved OCR extraction accuracy. • Better support for: • Standard receipts • Utility bills • Meralco bills • Maynilad bills • Improved parsing for: • VAT / TAX • Subtotal • Merchant name • Due dates • Bill references • Reduced incorrect item classification. • Improved Total Amount recognition accuracy. • Added smarter OCR fallback parsing. Business Profile Improvements • Added Wallet linking for: • Business Sales • Business Expenses • Added better Business Backup Center. • Improved export/import support for all business modules. • Added Business PDF export support: • Profit & Loss • Balance Sheet • Statement of Cash Flow Backup / Export / Import Upgrade • Full Backup JSON now supports nearly the entire Agila system. • Improved CSV exports across Personal and Business. • Added safer import/restore handling. • Improved Delete Personal Data / Delete Business Data separation. • Delete All Data now preserves default categories while removing custom data. Coach & Raket Ideas Improvements • Money Lending Tracker moved into Raket Ideas / Income Opportunities. • Improved Raket recommendation flow. • Removed unnecessary premium pressable effects from lending insights. • Expanded coach understanding for: • utang/pautang • Who Owe You • wallet-linked transactions Tutorial System Upgrade • Tutorial highlights now correctly target buttons/components. • Tutorial modals now reposition automatically if blocking highlighted targets. • Fixed missing tutorial overlays on iOS modal stacks. • Improved guided onboarding flow across: • Wallets • Expenses • Installments • Savings • Business tools UI/UX Improvements • Fixed floating Transfer/Add Account button alignment. • Improved fixed header behavior on Account Detail screens. • Improved centered transaction detail modals. • Better premium layouts and spacing consistency. • Improved scroll behavior and sticky controls. Stability & Performance • Improved transaction syncing between modules. • Better wallet/account recalculations. • Safer state handling for edits/deletes. • Improved offline-first data integrity.

Agila V1.0.4 improves notifications, analytics, amount inputs, smarter tracking tools, and overall app experience. What’s new: • Added Who Owe You tracking under Installments for monitoring people who owe you money, payments made, remaining balances, and due dates. • Improved Agila Coach support for utang/pautang questions like “sino may utang saken?” with smarter summaries and tracking insights. • Added Simplified Agila Mode in Settings for users who prefer a cleaner and simpler UI/UX experience across the app. • Added always-visible Raket Ideas in Coach with expandable suggestions and money-making tips. • Added more practical finance tips and Agila usage tips on Home screen. • Improved Simplified Version navbar behavior and navigation consistency. • Added upgraded Backup/Import v3 support for newer Agila data structures and features. • Added Daily Log Reminder under “Remind me” notifications. • Business Analytics now updates properly for 7D / 30D / 3M / 1Y ranges. • Added weekly income support with monthly equivalent hints. • Improved amount formatting with automatic commas while typing. • Improved inventory Category and Supplier dropdown search. • Updated expense styling from yellow/gold to red. • Added Reduce Motion support for Agila flying mascot. • Improved UI consistency and modal behavior across business forms. This update also includes bug fixes, performance improvements, and stability enhancements.