IKO 4+

PKO Bank Polski


    • Free

iPhone Screenshots


Manage your PKO Bank Polski/Inteligo account from your mobile phone with the IKO app (electronic banking service).
- See recent transactions and check your balance,
- View details of current and saving accounts, cards, term deposits, loans, travel insurance,
- Pay in traditional and online stores using only BLIK code from the IKO app,
- Withdraw money from ATMs without a card,
- Top up your cell phone balance,
- Make transfers, also to a mobile phone number without the need to enter an account number,
- Create standing orders or multiple transfers to set more transfers to the same receiver,
- Apply for: an account, a deposit, a travel & vehicle insurance, a loan*, an overdraft*,
- Save money in virtual moneyboxes,
- Create BLIK vouchers to pay in stores and withdraw money from ATMs (Internet connection not necessary),
- Find your nearest branch or ATM to withdraw cash with the BLIK code.

To learn more, visit iko.pkobp.pl

* Not available for Inteligo customers.

What’s New

Version 3.155.14

Changes and improvements

Ratings and Reviews

4.8 out of 5
425.3K Ratings

425.3K Ratings

Ferrclaw ,

Great app, but lacks customization

I've had a great time using IKO app - it is very functional, gathers a lot of options in one place and makes funds management easier. However, I spotted few issues and none of them were present in Santander mobile app:
- It seems default style of the account displaying cannot be changed - they are too big which lowers clarity. I would prefer an alternative, "compact" view.
- Same goes with fonts. They are big, limiting amount of information on the screen. Maybe some people need it, but customization would be a good middle ground.
- After I opened company profile, all my accounts are now mixed together. I also don't have the possibility to switch profiles (like it can be done in the online portal). I consider closing my company accounts and switch back to Santander because of this mess. I can't even imagine how messy this will get if I migrated my currency accounts as well.

Developer Response ,

Hello, please contact us by e-mail: iko@pkobp.pl, with all suggestions.

Inna Horbivnenko ,

Work and functionality

Firstly want to say thanks to the dev team for a high quality product. It is working good and I didn’t find any problems with interface. It is clear and understandable.
But I have only one attention. If it is possible it will be a great function to receive notification from IKO that the service will be upgrade( day and time). Sometimes I had difficulties cause of that.
Will be happy to hear if my advice is useful.
Best regrets.

Elis-S ,

Medium quality

Wide range of functionality but there should be some improvements:
1) To have possibility to see card transactions history on actual date when transaction was made. Now payment by card that I made on 1 November can appear in the history by date as 20 November.. too late and too confusing, because gives absolutely wrong information! This is bad experience.
2) If i made currency exchange transaction between my own account - I want to see money movings at once, but not waiting 10 minutes or two days! It’s frustrating to not have currency exchange immediate result.
3) I want to have possibility of sanding money to another person account at weekend
4) It would be nice to have some statistics of financial expenses

Developer Response ,

Wszystkie uwagi przekażemy do zespołu odpowiedzialnego za rozwój IKO. Jeśli chodzi o przekazywanie pieniędzy w dni wolne, to klienci mogą korzystać z płatnych przelewów natychmiastowych – na końcu każdej dyspozycji można wybrać „Typ przelewu”.

App Privacy

The developer, PKO BP S.A., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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