Take full control of your money with Kredi – Nigeria’s all-in-one finance app. From instant loans to automated savings and bill payments, Kredi makes managing your finances simple and secure.
Key Features:
• Transfers: Fast intrabank & interbank transfers.
• Receive Payments: Accept funds from all Nigerian banks, MFBs, and PTSP banks.
• Bill Payments & Airtime: Pay cable TV, utilities, betting services, and recharge airtime/data seamlessly.
• Insurance: Protect your phone, POS device, and health with simple insurance options.
• Kredi Mastercard: Request, activate, block, or unblock cards directly in the app.
• Savings Products:
a. Kredi Vault: Earn up to 23% interest, ₦5,000 minimum, 3-month duration.
b. Kredi Safelock: 18% interest, ₦1,000 minimum, 30+ day duration, auto recurring deposits.
c. Target Savings: 18% interest, flexible savings, ₦1,000 minimum.
d. Kiddyvest: 15% interest, designed for kids, ₦100 minimum.
• Loans: Nano Loans up to ₦50,000 for office workers. Repayment via linked card or Kredi account.
I have been using dz app and it okay. Not until I try to load an airtime on my Airtel line. I was debited and I didn’t receive the airtime. It’s been 2 weeks now and no refund or positive response. Also I fund my account dz morning from card, I been debited and I haven’t received an credit alert payment on the app. The most annoying part is there customers service is poor. No line to call them. Am sweating right now. Please help
Bank Review
Onlyone8e
"I've been using the Kredi Bank app for a while now, and I must say, it's been a game-changer for me. The app makes it super easy to check my account balance, transfer money between accounts, and even deposit checks remotely. The security features, like fingerprint login and real-time alerts, give me peace of mind. One feature I love is the budgeting tool that helps me track my spending. Overall, the kredi Bank app has simplified my banking experience and I highly recommend it to anyone looking for a reliable and user-friendly banking app."
The
Hayjay60
The application is intuitive, easy to use and puts a wide range of banking services at your fingertips. The overall experience was seamless and I highly recommend it to anyone looking for a convenient and secure way to manage their finances.
SCAM
o.l.f.9
Do not bother trying out the app, they’ll take your full details in pictures and at the end tell you you’re not eligible for any loan, even the account number provided won’t tell you a particular limit which is extremely fishy as every bank account has it’s limits….Don’t make the same mistake I made out of desperationDO NOT DOWNLOAD THIS APP
Improved app performance and stability
Version 2.20
The developer, KREDI MONEY MICROFINANCE BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
KREDI MONEY MICROFINANCE BANK LIMITED
Size
48.1 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.