Fuego: On-Demand Pay

Name: Fuego: On-Demand Pay
Rating: 4.1 (196 reviews)
Author: HotSchedules

Your money, when you need it

Only for iPhone

Free

196 Ratings
Ages

13+
In-App Controls
Category

Finance
Developer

HotSchedules
Language

EN
English
Size

91.2
MB

iPhone

Fuego by Fourth is an on-demand payment app that allows you to access your tips electronically and draw a portion of your earned pay before payday. Plus, with the Fuego Visa® Card, you can get your on-demand pay at no cost. MAKE ANY DAY A PAYDAY Get early access to your pay right after you earn it. Earned wages are available within 24 hours of completing a shift. TAKE STEPS TOWARD FINANCIAL FREEDOM Set savings goals and see earning potential by viewing earned and scheduled pay and by keeping tabs on spending patterns. Pay bills on time, avoid any late fees on expenses, and take control of your finances. Fuego can help you manage your money while making payday loans a thing of the past. MOBILE BANKING With Fuego’s mobile banking1 solution, you can transfer funds to any account number, search for nearby surcharge-free ATMs, search for cash load locations with Visa ReadyLink2, temporarily freeze your Fuego Card in the case of theft or fraud and activate your card and set your PIN – all within the app3. Plus, by adding your card to your phone’s digital wallet, you can make purchases via Apple Pay® or Google Pay™. Fuego helps to make online banking easy, with no credit check4 required when you enroll. There are no inactivity fees, no cost to set up, no fees associated with wage draws, and you can access your pay up to two days early5. Plus, the Fuego Card is protected by Visa’s Zero Liability Policy. For more information, visit getfuego.com. Fourth is a technology company, not a bank. Banking services provided by Central Bank of Kansas City, Member FDIC. Service fee up to $4.95 applies. Subject to cardholder load limits. Standard data rates from your wireless service provider may apply. This is not a credit card; no credit check is required. Approval subject to successful ID verification For you to be paid early, your employer or payment provider must submit the deposit early. Your payment provider may not submit the deposit early each payment period, so ask when they submit your deposit information to the bank for processing. Early funds deposit begins on the 2nd qualifying deposit, which is defined as a direct deposit greater than $5.00 received from the same payer. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. The Fuego Visa Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the fee schedule at www.getfuego.com/legal. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free 24/7/365 at 1-855-715-8518. ©Fourth Enterprises LLC. All rights reserved. Fourth and the Fourth logo are registered trademarks of Fourth enterprises, LLC. This content is for informational purposes only. Fourth makes no warranties, express or implied, with respect to the content of this document.

Ratings & Reviews

4.1

out of 5

196 Ratings

Tips like Venmo
12/18/2024

Jcsul
I get all my tips now in fuego and transfer them over to my main bank account to pay my rent, car, phone, credit card etc. Much easier to manage than getting cash nightly and having to organize and track it and go to the bank to deposit it to pay off big things that I can’t use cash with. Easy to track amount of tips in the app so I can track my finances better.

Developer Response
So glad Fuego makes it easier to control your finances with digital tip-payout!
Tips like Venmo
12/18/2024

Jcsul

I get all my tips now in fuego and transfer them over to my main bank account to pay my rent, car, phone, credit card etc. Much easier to manage than getting cash nightly and having to organize and track it and go to the bank to deposit it to pay off big things that I can’t use cash with. Easy to track amount of tips in the app so I can track my finances better.
Developer Response 12/23/2024
So glad Fuego makes it easier to control your finances with digital tip-payout!
Concerning and confusing
07/27/2025

Indigo Farmer
I am extremely concerned with this app. First of all, it doesn’t work on my phone and just freezes or just leaves me on the log in screen no matter how many times I reset my phone, delete the app and download it again, or tap. So, I downloaded the app on my iPad, which the app is definitely not designed for. Yes, it is very inconvenient but that is not the worst part. I applied for the Fuego Visa card multiple times. I made sure I was using the correct date of birth, numbers, etc. I was denied every single time. Say I give Fuego the benefit of the doubt, and I unlikely got something wrong. There is still no way of an employee or the user to find out why they were denied. I kept trying. I contacted support and spoke with this kind woman who was doing the very best she could. She told me that I would have to wait 15 days to reapply for the Visa card and she couldn’t tell me why I was denied. This wouldn’t really be an issue unless it was so annoying to use other payment methods. They offer other payment methods for a cost, which I mean makes sense, they are a business. But I am very frustrated that there is no way for me to get my tips without having to lose money. I finally caved once and deposited the tips from my Fuego into my checking account, which costed money. BUT for some reason, that option keeps denying and won’t let me use it!? (Yes there are sufficient funds in it, etc).But…. I am still currently missing my first 2 weeks of tips! It disappeared from my Fuego after a new pay cycle and was not in that paycheck or the paycheck after. The lady I spoke with said it was there and would be in my next paycheck but sounded quite unsure. I dislike the nature that there is no website I can use to check my tips in this app especially since it is quite glitchy!

Developer Response
Hi, Fuego support team here. I'm sorry that we failed you. I'll answer some of your concerns, but I'd really like to get to the bottom of this. Please contact us via the Help & Feedback section under the Profile area, call toll-free on 1-855-715-8518 or email fuegosupport@fourth.com with a good time and way to reach you. Important - please say that you are "Indigo Farmer" (your username here). No need to add anything sensitive to this review area. There can be many reasons why you may not be approved for a Fuego Visa Card. Unfortunately, because of security and legal rules we must follow, we can't always share them. But you should be able to get a Fuego Paycard and still have an option for fee free access to your money. I can get our development team to look into issues with adding your own payment method, and your app freezing, but we need to talk first and we can also follow up with your payroll to make sure you've got your tips as needed. Thank you for sharing, we're keen to resolve this for you.
Concerning and confusing
07/27/2025

Indigo Farmer

I am extremely concerned with this app. First of all, it doesn’t work on my phone and just freezes or just leaves me on the log in screen no matter how many times I reset my phone, delete the app and download it again, or tap. So, I downloaded the app on my iPad, which the app is definitely not designed for. Yes, it is very inconvenient but that is not the worst part. I applied for the Fuego Visa card multiple times. I made sure I was using the correct date of birth, numbers, etc. I was denied every single time. Say I give Fuego the benefit of the doubt, and I unlikely got something wrong. There is still no way of an employee or the user to find out why they were denied. I kept trying. I contacted support and spoke with this kind woman who was doing the very best she could. She told me that I would have to wait 15 days to reapply for the Visa card and she couldn’t tell me why I was denied. This wouldn’t really be an issue unless it was so annoying to use other payment methods. They offer other payment methods for a cost, which I mean makes sense, they are a business. But I am very frustrated that there is no way for me to get my tips without having to lose money. I finally caved once and deposited the tips from my Fuego into my checking account, which costed money. BUT for some reason, that option keeps denying and won’t let me use it!? (Yes there are sufficient funds in it, etc).But…. I am still currently missing my first 2 weeks of tips! It disappeared from my Fuego after a new pay cycle and was not in that paycheck or the paycheck after. The lady I spoke with said it was there and would be in my next paycheck but sounded quite unsure. I dislike the nature that there is no website I can use to check my tips in this app especially since it is quite glitchy!
Developer Response 07/31/2025
Hi, Fuego support team here. I'm sorry that we failed you. I'll answer some of your concerns, but I'd really like to get to the bottom of this. Please contact us via the Help & Feedback section under the Profile area, call toll-free on 1-855-715-8518 or email fuegosupport@fourth.com with a good time and way to reach you. Important - please say that you are "Indigo Farmer" (your username here). No need to add anything sensitive to this review area. There can be many reasons why you may not be approved for a Fuego Visa Card. Unfortunately, because of security and legal rules we must follow, we can't always share them. But you should be able to get a Fuego Paycard and still have an option for fee free access to your money. I can get our development team to look into issues with adding your own payment method, and your app freezing, but we need to talk first and we can also follow up with your payroll to make sure you've got your tips as needed. Thank you for sharing, we're keen to resolve this for you.
Convenience
Feb 2

Timmytomm
Definitely reduce the stress, knowing that if I work eight hours, I have about 100 bucks the next day to use
Convenience
Feb 2

Timmytomm

Definitely reduce the stress, knowing that if I work eight hours, I have about 100 bucks the next day to use
Fuego is Trash
10/09/2024

Tripp7777
I am so frustrated that my job started using a broken app to pay us our tips. I have used it for 10 shifts now and it has only paid me out the correct amount 1 time. And I’m still missing tips from over 1 week ago. This app needs to get taken off the App Store cause it’s legitimately robbing people of their money. And to top it all off unless you sign up for their lame debit card you get charged to access the money you worked hard for. If your job starts using Fuego just save yourself the headache and quit and find another job.

Developer Response
We're sorry you're not having a good experience using Fuego. Tips paid out to the Fuego Visa® Card are always fee free. We rely on accurate tip information from your employer to be able to pay out the correct tip values. If you reach out to us via the chat in the Fuego app or call us on 1-855-715-8518 we'd be really happy to look into this for you
Fuego is Trash
10/09/2024

Tripp7777

I am so frustrated that my job started using a broken app to pay us our tips. I have used it for 10 shifts now and it has only paid me out the correct amount 1 time. And I’m still missing tips from over 1 week ago. This app needs to get taken off the App Store cause it’s legitimately robbing people of their money. And to top it all off unless you sign up for their lame debit card you get charged to access the money you worked hard for. If your job starts using Fuego just save yourself the headache and quit and find another job.
Developer Response 10/11/2024
We're sorry you're not having a good experience using Fuego. Tips paid out to the Fuego Visa® Card are always fee free. We rely on accurate tip information from your employer to be able to pay out the correct tip values. If you reach out to us via the chat in the Fuego app or call us on 1-855-715-8518 we'd be really happy to look into this for you

Tips, explained: - Tips Breakdown is now available for organizations using Tip Pooling. - See how your tips are calculated and shared, all in one place.

Version 3.25.0 12/19/2025

Data Linked to You

The following data may be collected and linked to your identity:
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- Contact Info

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Accessibility

Information

Seller: HotSchedules
Size: 91.2 MB
Category: Finance
Compatibility: Requires iOS 17.1 or later.

iPhone
Requires iOS 17.1 or later.

Apple Vision
Requires visionOS 1.0 or later.
Languages: English
Age Rating: 13+

13+

This app has an age rating of 13+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
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In-App Controls
Age Assurance