FairMoney: Loan App In Nigeria

Name: FairMoney: Loan App In Nigeria
Rating: 4.6 (12520 reviews)
Author: FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash

Only for iPhone

Free

13K Ratings
Ages

4+
In-App Controls
Category

Finance
Developer

FAIRMONEY MICROFINANCE BANK LIMITED
Language

EN
English
Size

211.1
MB

iPhone

FairMoney - Nigeria’s Leading Online Loan App Need an urgent loan or a reliable cash loan solution? FairMoney is your go-to loan app in Nigeria, providing fast and easy access to funds anytime, anywhere. With over 5 million users and 10,000+ daily loan disbursements, FairMoney stands out as the top loan app for individuals and businesses. Why Choose FairMoney? FairMoney is a trusted finance partner that offers a seamless loan borrowing experience with a variety of features designed to meet your financial needs. 1. Instant Loan Facing an unexpected expense? Get an instant loan of up to NGN 3,000,000 in less than 5 minutes. No paperwork, no long queues, and no collateral—just a simple and secure loan app experience. 2. Flexible Repayment Plans Choose from loan repayment options ranging between 30 to 180 days, making it easier to manage your finances. Whether you need a small loan for personal use or a larger business loan, FairMoney is the fast loan app that adapts to your needs. 3. Fastest Loan App – Quick Approvals & Instant Disbursal FairMoney is the fastest loan app in Nigeria, offering quick loans without lengthy verification processes. Apply, get approved, and receive your fast cash directly in your bank account. More than Just a Loan App FairMoney isn’t just about loans; it’s an all-in-one finance platform designed to help you save, spend, and grow your money. ・Earn While You Save Looking for a smarter way to save? FairMoney’s FairSave and FairLock features offer up to 30% interest on your deposits, outperforming traditional banks and microfinance institutions. ・Seamless Transactions with the FairMoney ATM Card Make online and offline payments effortlessly with the FairMoney ATM card. Enjoy exclusive rewards and cashback, making everyday transactions rewarding. ・Zero Hidden Charges – Transparent & Affordable Services With FairMoney, what you see is what you get. Enjoy zero service charges on bill payments and free bank transfers. Say goodbye to hidden fees and enjoy an stress-free finance experience. ・Security You Can Trust Your security is our priority. FairMoney employs facial recognition technology, instant card freezing, and advanced security measures to protect your funds and data. Whether you're taking a business loan or using the fastest loan app, your financial information remains safe. How to Get a Loan with FairMoney? Getting started with FairMoney is simple: 1. Download the FairMoney loan app from Apple App Store. 2. Register and create your account in minutes. 3. Apply for an instant loan or business loan. 4. Receive fast cash directly into your bank account. Example Loan Offer ・Loan Amount: NGN 100,000 ・Tenure: 3 months ・Interest: NGN 6,000 (6%) ・Total Repayment: NGN 106,000 ・Monthly Installment: NGN 35,333 ・Representative APR: 24% Join the FairMoney Community Become part of the millions who trust FairMoney as their preferred online loan app. Whether you need a fast loan, quick loan, or a platform for saving, FairMoney has you covered. All deposits on FairMoney are insured by NDIC, ensuring your funds are protected. Get in Touch We’re always happy to hear from you! Reach out to us for any questions or assistance. ・Email: help@fairmoney.io ・Phone: 017001276 / 01 888 5577 ・Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria Stay Connected Follow us on social media for the latest updates: ・Facebook: FairMoney Microfinance Bank | Lagos ・Instagram: Instagram (@fairmoney_ng) ・Twitter: FairMoney Microfinance Bank (@fairmoney_ng) on X ・LinkedIn: https://www.linkedin.com/company/fairmoney/ Download FairMoney Today! Get the fastest loan app in Nigeria and enjoy the convenience of a secure and reliable cash loan solution. Download FairMoney now and experience effortless finance management like never before!

Ratings & Reviews

4.6

out of 5

13K Ratings

Can’t add my NIN and the app is totally useless
Mar 1

Emmanuel553
I’ve been trying to add my NIN for a while now, but. There’s not even an option for me to do that 🤦🏽‍♂️nd I’ve also applied for loan over and over but y’all are giving me 30 days, and you guys have done it thrice now, you say I should use the app to make transactions and all, I’m using it nd I still even lock money in the fair lock frequently, you’re telling me to buy electricity and purchase data from the app, but those features don’t even work on it, and I can’t even add an ATM 🤦🏽‍♂️….at least the least you guys can do is making an option for users to delete their account cos I can’t leave my important details with y’all for no reason when I can’t even access the services that I uploaded my details for…..and if possible i would have given this app no star at all, but I gave it five star so it can appear on the front

Developer Response
It's so sad that you were not able to get a loan! Your eligibility is determined by a lot of factors involving your transaction records and loan history with us and other creditors, We would advise that you ensure you are not owing other companies while making use of the app for all of your transactions, Meanwhile you will be notified once the feature to upgrade your account to tier 3 is made available on IOS
Can’t add my NIN and the app is totally useless
Mar 1

Emmanuel553

I’ve been trying to add my NIN for a while now, but. There’s not even an option for me to do that 🤦🏽‍♂️nd I’ve also applied for loan over and over but y’all are giving me 30 days, and you guys have done it thrice now, you say I should use the app to make transactions and all, I’m using it nd I still even lock money in the fair lock frequently, you’re telling me to buy electricity and purchase data from the app, but those features don’t even work on it, and I can’t even add an ATM 🤦🏽‍♂️….at least the least you guys can do is making an option for users to delete their account cos I can’t leave my important details with y’all for no reason when I can’t even access the services that I uploaded my details for…..and if possible i would have given this app no star at all, but I gave it five star so it can appear on the front
Developer Response Mar 8
It's so sad that you were not able to get a loan! Your eligibility is determined by a lot of factors involving your transaction records and loan history with us and other creditors, We would advise that you ensure you are not owing other companies while making use of the app for all of your transactions, Meanwhile you will be notified once the feature to upgrade your account to tier 3 is made available on IOS
No No No
Apr 18

Monet unstoppable
"Well, this app isn't that bad overall, but the loan interest is excessive. Imagine borrowing ₦5,000 for the first time and having to pay back ₦7,000. What's even more concerning is that if you don't pay on time, the amount you owe increases unexpectedly. While I'm not singling out this specific app, I strongly advise the operators to reconsider their interest rates because it's incredibly frustrating. They will use call and finish you. I can't give this app a five-star rating. I give it 1 stars I initially used it to borrow my first ₦5,000. After that, I deleted the app from my phone and I have no intention of using this loan app again."

Developer Response
Your concerns are important to us and we will like to clarify that the amount you were offered was determined by your current eligibility and the more you take and payback your loans on time, while making sure that you are not owing other companies, you will increase your eligibility for more loan with lower interest
No No No
Apr 18

Monet unstoppable

"Well, this app isn't that bad overall, but the loan interest is excessive. Imagine borrowing ₦5,000 for the first time and having to pay back ₦7,000. What's even more concerning is that if you don't pay on time, the amount you owe increases unexpectedly. While I'm not singling out this specific app, I strongly advise the operators to reconsider their interest rates because it's incredibly frustrating. They will use call and finish you. I can't give this app a five-star rating. I give it 1 stars I initially used it to borrow my first ₦5,000. After that, I deleted the app from my phone and I have no intention of using this loan app again."
Developer Response Apr 22
Your concerns are important to us and we will like to clarify that the amount you were offered was determined by your current eligibility and the more you take and payback your loans on time, while making sure that you are not owing other companies, you will increase your eligibility for more loan with lower interest
Loans interest, is very high!!!
Mar 27

STARBOY WASELI
the loan amount… I really hate this loan app, imagine your interest rate on the loan is too much… imagine for the first time I borrowed 5,000 you add 200 interest on 5000 too much nah,, second time I borrowed 25k you add 15k on top 25k so what’s gain of borrowing loan on this app, OPay/ease money are not like you people. Your interest is too much and very high,now I want to borrow 20k you people are adding 7,700 interest Untop Wetin. I will quit this app FairMoney you are bad luck !!!

Developer Response
Your concerns are important to us, however, the interest is determined by your current eligibility and previous loan history. Furthermore, our loans are structured with flexible repayment terms, making it easier for you to manage. You also have the option to pay off the loan at any time, and you will only be charged interest for the actual number of days that you had the loan. To increase your eligibility for more loans with lower interests. We suggest that you start using the app for all of your transfers, savings, and transactions while you ensure that you are not owing other loan companies
Loans interest, is very high!!!
Mar 27

STARBOY WASELI

the loan amount… I really hate this loan app, imagine your interest rate on the loan is too much… imagine for the first time I borrowed 5,000 you add 200 interest on 5000 too much nah,, second time I borrowed 25k you add 15k on top 25k so what’s gain of borrowing loan on this app, OPay/ease money are not like you people. Your interest is too much and very high,now I want to borrow 20k you people are adding 7,700 interest Untop Wetin. I will quit this app FairMoney you are bad luck !!!
Developer Response Mar 30
Your concerns are important to us, however, the interest is determined by your current eligibility and previous loan history. Furthermore, our loans are structured with flexible repayment terms, making it easier for you to manage. You also have the option to pay off the loan at any time, and you will only be charged interest for the actual number of days that you had the loan. To increase your eligibility for more loans with lower interests. We suggest that you start using the app for all of your transfers, savings, and transactions while you ensure that you are not owing other loan companies
Don’t use the app they have a bad reputation
Nov 10

Yung Chris of Zanger
I signed up with FairMoney, and they offered me a ₦5,000 loan to repay ₦7,000 after one month. I agreed to the terms with no issue. But surprisingly, I couldn’t withdraw or use the ₦5,000 loan for the entire month. I contacted their customer care several times, but nothing was done.When the repayment date came, they deducted the ₦5,000 loan they had “given” me and still placed my account in a ₦2,000 debt. They kept calling me repeatedly to ask when I would repay the loan. I tried explaining that I never had access to the money in the first place, but they didn’t listen — all they cared about was collecting the payment.Eventually, I paid them just to avoid further issues. After that, I decided to close my account with them, but they refused to help me do so, giving one excuse after another. They never gave me another loan offer either.Please, I’m begging you — don’t use FairMoney. They are unreliable, and it feels like they’re taking advantage of people’s personal information.

Developer Response
We regret the displeasure you have had while using your account. You may have been unable to transfer if your account was restricted or if it was affected by a technical issue. We assure you that we are always eager to resolve every complaint, and we would like to check again and give you more clarification about the resolution to your request. Please let us have your registered phone number, and we will get back to you
Don’t use the app they have a bad reputation
Nov 10

Yung Chris of Zanger

I signed up with FairMoney, and they offered me a ₦5,000 loan to repay ₦7,000 after one month. I agreed to the terms with no issue. But surprisingly, I couldn’t withdraw or use the ₦5,000 loan for the entire month. I contacted their customer care several times, but nothing was done.When the repayment date came, they deducted the ₦5,000 loan they had “given” me and still placed my account in a ₦2,000 debt. They kept calling me repeatedly to ask when I would repay the loan. I tried explaining that I never had access to the money in the first place, but they didn’t listen — all they cared about was collecting the payment.Eventually, I paid them just to avoid further issues. After that, I decided to close my account with them, but they refused to help me do so, giving one excuse after another. They never gave me another loan offer either.Please, I’m begging you — don’t use FairMoney. They are unreliable, and it feels like they’re taking advantage of people’s personal information.
Developer Response Nov 12
We regret the displeasure you have had while using your account. You may have been unable to transfer if your account was restricted or if it was affected by a technical issue. We assure you that we are always eager to resolve every complaint, and we would like to check again and give you more clarification about the resolution to your request. Please let us have your registered phone number, and we will get back to you

Welcome to FairMoney 1.99! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey

Version 1.99.0

Dec 8

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Contacts
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller
Size
Category
Compatibility
Location
Languages
Age Rating
Copyright

Developer Website

Privacy Policy

You Might Also Like

Carbon: Mobile Banking & Loans

Save Money|Transfers| Loans
EasyLoan MN

EasyLoan online lending
PalmPay - Transfers, Bills

Say yes to more
eLendly

Gift, Lend, Borrow and Invest
Kuda - Free transfer & payment

Pay, save & invest money
O-Cash

Simplify Your Finances.
Monibac

Get access to loans on Monibac
Moniepoint Personal Banking

Savings account | Send money
Kredi – Loan, Savings & Bills

Save, pay bills, & get loan
OPay-We are beyond Banking

Finance

FairMoney: Loan App In Nigeria

Instant Loan App For Fast Cash

Ratings & Reviews

What’s New

Version 1.99.0

App Privacy

Data Used to Track You

Data Linked to You

Data Not Linked to You

Accessibility

Information

You Might Also Like