Axos All-In-One Mobile Banking 4+

Bank. Borrow. Invest. Plan‪.‬

Axos Bank

    • 4.7 • 12.4K Ratings
    • Free



Your money, your way. Axos® delivers smart personal finance on the go.

Bank, borrow, invest, and plan on your terms. Manage your accounts. Track your savings. Access and move money with ACH direct deposit, mobile deposit, and money transfer. Plus, pay bills and monitor your credit score.

It’s the way financial services should be.

It’s your money – use it. Easily add money and send it where it needs to go.
• Transfer money to accounts, friends, and others
• Mobile check deposit
• Early direct deposit
• One-time and recurring bill pay
• Wire transfers

Make your money work. Open a digital bank account. Manage debit and ATM cards. Get account balance and other alerts.
• Accounts for all ages, from teens to adults and seniors
• Rewards and CashBack Checking
• High Yield Savings
• High Yield Money Market
• Certificates of Deposit (CDs)

Apply for a loan, track loan details, and pay loans.
• Mortgages for home purchase and refinance
• Auto loans to buy or refinance vehicles
• Personal loans for large expenses, home improvements, debt consolidation, and more
• Set up and edit scheduled payments
• Enroll in payment alerts

Track and manage investments. Research and buy stocks & ETFs. Place a trade.
• Self-Directed Trading
• Managed Portfolios
• Axos Elite Investing
• Individual retirement accounts (IRAs), including Traditional, Roth, and Rollover
• Margin trading
• Options trading

Keep a pulse on your credit and learn how it impacts your finances.
• Free credit score
• Credit score change alerts
• Credit score history

Connect bank accounts to track your money and gain insights to help master your finances.
• Account aggregator
• Spending tracker
• Saving and investing trends
• Debt tracker

© 2023 Axos Financial, Inc., All Rights Reserved. © 2023 Axos Bank, All Rights Reserved. © 2023 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2023 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON BROKERCHECK. PLEASE CLICK HERE, or BY REVIEWING OUR FORM CRS BY CLICKING HERE. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC’s web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

$0 Stocks are limited to stocks listed on an exchange in the United States. Foreign exchange, stocks listed over the counter and large block transactions requiring special handling may include charges.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

What’s New

Version 3.12.6

Updated look and features to stay on top of your finances. Free credit score tracker. Newly enhanced Personal Finance Manager. Additional features to improve the user experience.

Ratings and Reviews

4.7 out of 5
12.4K Ratings

12.4K Ratings

Amykins514 ,

App needs improvement

I LOVE Axos as a bank, but the app really needs some work. My main complaint is the page where we can freeze and unfreeze the debit card. I’ve had my card information stolen in the past with other banks, so this is a major feature for me. When I’m not actively using my card, it’s important to me I be able to shut the card off. Because I do this so frequently, I need the app to be trustworthy when it comes to this, and it isn’t. For a long time, I could unfreeze and freeze it through the app, but it was extremely slow. I’m talking around 3 minutes of the page loading, every single time, for me to click the switch to turn the card on or off, and then another few minutes for it to update to locked or unlocked. Now I can’t do it at all. It tells me it’s loading for a few minutes, then the app freezes entirely and shuts down. I now have to log into my account on my browser to use this feature. I’m thankful it works so easily and quickly through the website, but for someone like me that is constantly turning my card on and off, it kind of renders the app useless.

Developer Response ,

Hi Amy, we appreciate you taking the time to share this feedback with us. I have escalated your comments to our team. We are always making improvements to the app, and we value your feedback!

S11EW777 ,


I have had AXOS for almost two years. In the beginning AXOS seemed fine. Recently every time I try to log in I get the message “server error” and my balance says 0. Which is very wrong. When I would call for help I would get a customer service agent within a few minutes who I could understand clearly and vice versa now the language barriers are ridiculous I don’t know where they have out sourced their CS to but it’s really horrific. They charged back 3 legitimate transfers I made and over-drafted my account. ( one of them was a refund check I deposited from another BANK a check written by a bank to me they did not honor ( they did at first then pulled the money) after they put in my account they pulled the money out 3 days later) I am having to back-peddle and put money in the account I am closing again. The reason I am closing is that they don’t work with EXPERIAN BOOST! None of the bills I have been paying for 2 years for my phone, gas, water, energy, etc are able to help my credit AT ALL!! I am so mad. I opened a new bank account an month ago with a legitimate bank that EXPERIAN recognizes and I am already boosting my credit with the bureaus. Be careful with the fintech banks they are not really banks!!! Also NO ZELLE! Which was a problem for rent payments I had to go through Venmo which took 10 days to move every month. BEWARE!!!!

Developer Response ,

Hello, we are very sorry that you have encountered so many difficulties while banking with us. The level of service you have described is not what we strive to provide our valuable customers. I have shared your feedback with the appropriate team. We wish you the best in your future banking endeavors.

DMeister5888 ,

I Miss Wisebanyan

I signed up for Wisebanyan a long time ago and I loved the simplicity of the app, the goal based portfolios, and ease of applying different investment strategies. The new app is a cluge, adding and editing portfolios seems to barely work if at all, there’s a new management fee, and now instead of the sleek simple look my eyes are accosted by what appears to be a big banking app with ugly ads. Wisebanyan made investing simple and fun, using this app is like taking 5 steps backward to e-trade of the early 2000s.

It just never worked well after Axos took over, it implied all the cool roboinvesting tools like formulas I had used in Wisebanyan were still available to me in the new app, but all the buttons would do is take me to the old Wisebanyan website and throw an error. After trying to live with it for a year or so I finally rolled over my accounts to Betterment to get the kind of service I loved in the first place. However, even that process was clunky and I had to constantly reach out to support to get my money out of my accounts, usually weeks after I made the request thru the app I would reach out and someone would get back to me “apologizing for the inconvenience” and then doing what the app should have done automatically.

In summary, Robomanaged investment accounts thru this app are completely broken, look elsewhere!

Developer Response ,

Thanks for your input. We'll use feedback like yours tp help us improve our app.

App Privacy

The developer, Axos Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Sensitive Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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