Bank OZK Mobile 4+

Bank OZK

    • 4.6 • 4K Ratings
    • Free



Bank anytime, anywhere with the Bank OZK Mobile app for personal accounts. The app gives you access to many of the same features in online banking, plus mobile specific tools such as Mobile Check Deposit* and OZK Cards**.

Bank conveniently and securely with the Bank OZK Mobile app:
• Login with face or touch id (1)
• View account balances and transaction history
• Send money to or request money from people you trust with Zelle® (2)
• Schedule one-time or recurring bill payments (3)
• Transfer funds between Bank OZK accounts and other banks (4)
• Set up balance and transaction alerts
• Open a new checking, savings, money market or certificate of deposit account
• Update your profile, order checks, and find your nearest Bank OZK branch or ATM

For more information about Bank OZK mobile or online services, visit or call us at 1-800-274-4482.

Mobile features require enrollment in online banking and mobile banking. Availability may be affected by your mobile carrier’s coverage area. Carrier data charges may apply.

*Eligibility requirements and restrictions apply. Deposits subject to verification.
** Enrollment required.
(1) Capable devices only, required in-app setup. (2) Zelle requires enrollment and is subject to terms and conditions. Message and data rates apply. (3) Bill Pay is free for the first 15 payments per login ID each calendar month; $.50 for each payment thereafter. (4) Restrictions and limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license

Member FDIC

What’s New

Version 20.3.1

Corrected mobile deposit image capture orientation issue on iOS 16.

Ratings and Reviews

4.6 out of 5
4K Ratings

4K Ratings

Mobile Phone Guy ,

Additional information

Bank OZK has a wonderful staff. And, I’m very happy with the service they offer. However, here’s additional information about their mobile app. you’ll need. First, there is a 30-day waiting period after opening an account before you’ll be able to use the app to make photo check deposits with your phone’ camera. And second, there are two (2) mobile apps. One is for mobile banking and the other is for your bank card management. You’ll need to download the mobile app first. Then, from that app download the card management app. After doing so, you’ll need to log in to the card management app through the mobile app. That is, you cannot use your mobile app log in information to log in to the card management app. You must log in to the mobile app first then go to the card management area of the mobile app and log into the card management app there.

dawgmom75 ,

The new app is the worst!

Since switching to Bank OZK from Synovus, I have been in heaven. The customer care, hours, and online banking have been superior in every way. That is until the latest upgrade. Now, the app and online banking are no better than the rest of the banks out there. Prior to the most recent “upgrade” the digital register was up to the minute. You had a real time understanding of where your money was. I guess OZK figured out how many fees they were missing out on by providing that level of detail, so now there is a lag. For example, I am pretty sure that on the way to dinner I transferred money from one account to the other. However, it doesn’t show anywhere— not in either register. So did I not do it or is it like the last time I went in to the actual bank to deposit the check that “didn’t deposit” through the app only to find out that on OZK’s end it was showing? I seriously HATE IT. I am actually kind of mad about it because I have recommended this bank to so many people. I know of two other accounts that were opened on my recommendation. My hope is the developers will put out an update that restores things to the way they SHOULD be. OZK: you’re playing with my emotions. I wish I could give it no stars.

Darren Duff ,

Surprised and very pleased to see Excess Ability improvements!

For a very long time, this app has been very difficult for a blind iPhone user like myself to access.
Now, it appears that you folks are finally looking into adding accessibility features to make your app more usable for voiceover users like myself
Sure, there are things that could continue to be done to make this app more usable for a person like myself, but for this reason alone, I am giving five stars today. Thank you so much for making Excess Ability a priority of your app design.
Please don’t stop! Please continue to add Excess Ability features, so that I can use this app just like everyone else. Thanks once again!

App Privacy

The developer, Bank OZK, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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