Bank anytime, anywhere with the Bank OZK Mobile app for personal accounts. The integrated platform gives you access to many of the same features in online banking, plus mobile specific tools such as Mobile Check Deposit and OZK Cards.

Bank OZK is committed to keeping your account information safe with state-of-the art security technology such as:

· Biometric authentication including fingerprint and face recognition*

· Identity and device verification

· OZK Cards to control and protect your Bank OZK debit card.

Bank conveniently and securely with the Bank OZK Mobile app:

· View deposit account balances, transaction history and check images

· View loan balances and make payments

· Schedule, edit and cancel one-time or recurring bill payments

· Transfer funds between Bank OZK accounts and other banks

· Receive alerts about your account in real-time

· Update your profile information including password, phone number, email address and security questions

· View, create and reply to secure messages

· Place stop payments on issued checks

· Locate the nearest Bank OZK branch or ATM

· Order checks

· Open a new checking, savings, money market or certificate of deposit account

Getting started is simple. Download the Bank OZK Mobile app and sign on with your online banking user credentials. [No additional fees apply]. Some services are subject to eligibility and limitations.

For more information about Bank OZK mobile or online services, visit or call us at 1-800-274-4482.

*Capable devices only, required in-app setup.

Member FDIC

What’s New

Version 20.0.3

Bug Fixes and Minor Improvements

Ratings and Reviews

4.6 out of 5
3.9K Ratings

3.9K Ratings

Mobile Phone Guy ,

Additional information

Bank OZK has a wonderful staff. And, I’m very happy with the service they offer. However, here’s additional information about their mobile app. you’ll need. First, there is a 30-day waiting period after opening an account before you’ll be able to use the app to make photo check deposits with your phone’ camera. And second, there are two (2) mobile apps. One is for mobile banking and the other is for your bank card management. You’ll need to download the mobile app first. Then, from that app download the card management app. After doing so, you’ll need to log in to the card management app through the mobile app. That is, you cannot use your mobile app log in information to log in to the card management app. You must log in to the mobile app first then go to the card management area of the mobile app and log into the card management app there.

dawgmom75 ,

The new app is the worst!

Since switching to Bank OZK from Synovus, I have been in heaven. The customer care, hours, and online banking have been superior in every way. That is until the latest upgrade. Now, the app and online banking are no better than the rest of the banks out there. Prior to the most recent “upgrade” the digital register was up to the minute. You had a real time understanding of where your money was. I guess OZK figured out how many fees they were missing out on by providing that level of detail, so now there is a lag. For example, I am pretty sure that on the way to dinner I transferred money from one account to the other. However, it doesn’t show anywhere— not in either register. So did I not do it or is it like the last time I went in to the actual bank to deposit the check that “didn’t deposit” through the app only to find out that on OZK’s end it was showing? I seriously HATE IT. I am actually kind of mad about it because I have recommended this bank to so many people. I know of two other accounts that were opened on my recommendation. My hope is the developers will put out an update that restores things to the way they SHOULD be. OZK: you’re playing with my emotions. I wish I could give it no stars.

Darren Duff ,

Surprised and very pleased to see Excess Ability improvements!

For a very long time, this app has been very difficult for a blind iPhone user like myself to access.
Now, it appears that you folks are finally looking into adding accessibility features to make your app more usable for voiceover users like myself
Sure, there are things that could continue to be done to make this app more usable for a person like myself, but for this reason alone, I am giving five stars today. Thank you so much for making Excess Ability a priority of your app design.
Please don’t stop! Please continue to add Excess Ability features, so that I can use this app just like everyone else. Thanks once again!


Bank OZK
30.5 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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