CentZero
Track & Waive Credit Card Fees
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Track every credit card annual fee, get reminded before you're charged, and follow the exact steps to waive it — 21 banks across Hong Kong and Taiwan.
Stop paying credit card annual fees you don't have to.
CentZero tracks your credit cards, alerts you before annual fees are charged, and walks you through the exact steps to get them waived — phone IVR paths, in-app routes, and chat shortcuts for each bank.
Designed for cardholders in Hong Kong and Taiwan, supporting 21 major banks and 170+ card products with verified fee data.
SUPPORTED BANKS
• Hong Kong: HSBC, Standard Chartered, Citibank, Hang Seng, Bank of China, BEA, Amex, DBS, CCB Asia, BOCOM, ICBC Asia, CITIC
• Taiwan: CTBC, Cathay United, E.SUN, Taishin, Fubon, Mega, First Bank, Hua Nan, HSBC Taiwan
FEATURES
• Track all your cards — fee amounts, charge dates, waiver status
• Push notifications 14 days before any fee is due
• Step-by-step waiver instructions for every supported bank
• One-tap call or deep-link into your bank's app
• Scan your card to auto-detect bank and card type (on-device OCR, nothing uploaded)
• Track loyalty points and miles with expiry alerts — Asia Miles, Avios, yuu, and 20+ programs
100% FREE
No paywalls, no subscriptions, no hidden fees. Your annual fee savings are yours to keep.
PRIVACY FIRST
CentZero never stores card numbers or sensitive financial data. Card scanning is processed entirely on your device.
Terms of Use: https://walkprints.github.io/CentZero/terms.html
Privacy Policy: https://walkprints.github.io/CentZero/privacy.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Chris Tang, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Chris Tang
- Size
- 86.3 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 CentZero