iPhone Screenshots

Description

2020 Editor’s Choice as the easiest way to get money, build credit and payoff debt. FREE money manager to build credit, pay off debt, bills, find loans and cut bank fees

Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime savings of $5,300. It’s the SAFE, FAST, and FREE money app

Make the most of this debt payoff planner to boost your credit scores and get out of debt free. From negotiating down your debt, to getting personalized loans and credit card recommendations, to spotting identity theft. Ready to become debt free?

• Negotiate and erase up to 70% of your debt – Instantly negotiate and cut down your debt using this debt manager. Users have saved $1,000s using this feature
• Get a budget you can stick to – Stick to an automated budget that lets you enjoy your life while paying off your debt and bills
• Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile
• Check your free credit scores – Learn what affects your credit scores and how you can take control and increase your credit score
• Free credit monitoring – Get credit alerts when we see important changes happen to your credit reports.
• Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying
• Credit card choices – Browse great credit card offers based on your unique credit profile
• Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter.

Join thousands of members and get all these features, and more, for free. Download the Clerkie app now!

As seen on:
• Yahoo Finance
• Facebook / Instagram
• Reddit
• CNN Money
• Fortune


BANK LEVEL SECURITY

• Clerkie is secured using SSL 256-bit encryption — the same security protocol that banks use — to ensure that your sensitive personal information is fully encrypted and securely stored
• App uses TouchID and FaceID for added privacy and security

Don't let your debt overwhelm you! Get the simplest step-by-step plan to start paying down debt free. The only required inputs for calculating your debt free date are your loan balance, APR, and minimum payment. That's all you need to get a customized debt payoff planner and schedule. Your debt payoff planner and calculator determines your ability to pay more than the minimum payments to help you get debt free faster than you imagined. This budgeting app helps you pay regular monthly amount to payoff the debt faster

Checkout our lists of awesome features below:


*** FEATURES ***

Improve your credit score and payoff your debt free and fast using this debt tracker and financial assistant:
• Negotiate your debt free and erase up to 70% of your credit card debt
• Find loans to refinance and consolidate your debt
• Payoff debt using automated debt snowball method (lowest balance first) or automated debt avalanche (highest interest first)


Use this budget app and subscription manager to track and manage money across all your bills, credit cards, banks and credit unions:
• Track your bank and credit union accounts
• Pay bills
• Detect bank fees and penalties, and request refunds directly in the app
• Identify bills you're overpaying and negotiate to reduce your bills and crush your debt
• Manage subscriptions
• Cancel unwanted subscriptions with 1-click and no headaches


Find the best loans; regardless of your credit, plan and increase your credit score for major purchases:
• Money for your bills based on your credit score
• Mortgage options and improve your credit to buy a house
• Car loan options and improve your credit to buy a car
• Build & improve your credit to pay for your travels or anything else


Clerkie is good for debt tracker, debt management, debt free, debt calculator, student loans, debt consolidation, auto loans, debt control, credit card debt, credit union

Clerkie is not affiliated with Klover, Dave, Earnin, MoneyLion, Brigit, Albert, Cleo, Branch, Even, Cash App

What’s New

Version 0.3.23

Struggling with your debt? Need money to pay taxes? Planning a small vacation? Need money for bills ahead of Spring shopping? Want to improve credit for the new year? Need money or small loan to pay your bills? Clerkie got your back!

Clerkie can also help you pay off your debt and become debt free. Or if you want to improve your credit score to buy a House or a Car... We got you covered! So if you're stuck with debt hangover... Splurged over online shopping or takeout during the lockdown? We have some new goodies to help you crush your debt and get refunds for your bank fees!





Lastly, with the year coming to an end, tax season is again around the corner! Whether you're a full-time employee, gig economy worker or freelancer, let Clerkie automatically optimize and file your taxes for free!

We're here to give our loyal Clerkiers what they want. Love you all!

Our app is regularly improved to help you better manage your money and give you the best personalized financial advice. This update also includes security enhancements and squashes some bugs for the latest iPhones and iOS versions.

Ratings and Reviews

4.9 out of 5
2.8K Ratings

2.8K Ratings

@KimmieA ,

Great loan and debt app!

I first gave this app a 2-star review but now I’m changing it to 5-star. Their customer service is amazing, I had an issue where I forgot that I set up their Debt Power Up feature and they took $500 from my account to pay my credit card debt. I was mad at first but then I realized that I set it up in the first place and it was my mistake. I emailed customer service and the money got refunded the same day, they were very helpful and understanding. Outside of that, I have had this app for almost a year now and I couldn’t be happier. I get money when I need it with their instant cash which goes up each time I pay it back on time and best of all they helped me pay off my credit card debt (9k across 3 credit cards). I used to use a combination of Dave and Albert to manage all my finances but now I only use Clerkie, nothing against the other apps but I just love the convenience of having everything in one place and being able to continue to pay off my debt. The chat can be a bit slow sometimes but I’ve never had an issue or question where they didn’t answer me within a few minutes. I wish they did investing, now that my debt is lower, I want to start making some money :) Customer service is always great, I don’t know where they are based but seems like someone is always responsive. All in all, a great service for people trying to payoff their debt and that need money in between paychecks

xoriissaa ,

All I can say is how happy I am.

First of all, I never write reviews. ever. especially for apps on the app store!

But WOW I am genuinely crying tears of joy over how much Clerkie has & is currently helping me with my financial situation.
I have gotten myself into unfortunately a lot of debt due to my mental illness, with the overspending and then not making any of my payments I got myself into almost 5k worth of debt. Knowing how much I owed & the anxiety behind it/me feeling extremely ashamed that I got myself to that point I had no idea what to do. I was too embarrassed to call the card companies myself and I was losing so, so much hope. Thankfully I came across Clerkie and they have helped negotiate my debts down to currently me only owing about $1,600 instead of almost 5 grand!!! I can’t stop crying tears of joy and I can’t wait to finally be debt free and start saving now that i’m in such a better place mentally. I can’t thank Clerkie enough and will absolutely never get rid of this app, this is one of a kind and definitely the best of the best

MikkiPB ,

Just Amazing

I tried Clerkie previously and deleted the app before giving it a chance. I decided to reinstall it after hearing such great news about the app. Hands down, the best interactive financial assistant I’ve ever encountered. Not only does he think and respond like a human (which is a bit unbelievable at first), but he retains information, provides great insight on credit, budgeting, and goals-and even helps with cool recommendations on staying out of debt. I got two personalized plans on how to raise my credit score and recommendations on buying a house. Lastly, Clerkie saw that I was in danger of overdraft and made suggestions on how to get some quick cash but when I didn’t qualify for those options, he spotted me!! To the developers of this app, I was skeptical in the beginning but Clerkie continues to amaze me. Thank you for creating an AI that is actually useful to consumers in so many ways! 💚

App Privacy

The developer, Henry Labs, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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