Smart Banka app is a free mobile banking app which offers quick and easy way to manage your bank accounts from your phone. You can open our Tom checking account without the need to visit one of our branches. You will have easy access to our services, check your balance, make payments, top up your credit, or find the nearest branch. You can log in using a PIN or via Touch ID. Your PIN will also be used to confirm payment orders which eliminates the need for mobile confirmation. Both downloading and using the app is completely free of charge.

How to?
Download the app from your App Store, pair with your Internet Banka using the instructions within the app, and start using it.

Is it safe?
Yes. Digital attacks are very complicated. Logging into the app and payment orders are protected by 4-8 digit PIN number which only you know. Smart Banka also uses encrypted communication with the bank servers.

What will you find in the Smart Banka app?
• Option to open a checking account without visiting our branch
• All your current balances including Bene+
• Transactions
• Payment orders
• Option to use a payment template or a QR code
• Notices about unpaid bills and overdue payments
• Map of ATMs with the option to filter out direct deposit ATMs
• Credit top up
• Temporary or immediate card blocking or unblocking in case of theft or loss
• Changing card limits
• Overview of your loans
• Your investment product development
• Current exchange rates
• Managing user accounts (private, company, or eDisponent)

What’s New

Version 46.1.0

• Extraordinary mortgage repayment - in Smart Banka you can request and arrange an extraordinary repayment or repayment of the entire mortgage.

• Termination of building savings - adult owners of building savings can terminate it again or request termination by agreement directly in the application.

• Statement about a politically exposed person - when setting up a Tom plus account, we ask new clients if they are a politically exposed person. This is one of the legally required data.

• Investments - you now have the option to cancel the entered sale of funds, which has not yet started processing. You will cancel the sale on the list of funds above the processed order.

Ratings and Reviews

3.7 out of 5
3 Ratings

3 Ratings

FarazM ,

Very nice

Good app and give all the functionality you need.

One problem: when I select a template and then try to delete/change the amount . It does Not refresh screen to show what i deleted or entered new about. I have to click a different field and then back to about field to refresh screen .

D-Bore ,

Unsolicited advertisement via notifications

The app is violating the rules for iOS developers - more specifically section 4.5.4 of “App Store Review Guidelines”. I notified the developer about the issue more than 8 months ago. No corrective action has been done so far. In other words: Even my one star rating is more than the developer deserves for such “great” customer support and experience.

Cubancz ,

Nej banka

Jedna z nejlepsich bank! Libi se mi jejich funkce, kterou jsou kompatibilni s vasim telefonem ...

App Privacy

The developer, MONETA Money Bank, a.s, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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