So amazing and if you’re having trouble setting them up just manual add the deposit yourself which of course you can! For instance I work warehouse and since they never updated my ADP number for me and I’m locked out of mu account not being able to log in instantly I had to set them up manually! But lol I get paid 2 days early, but I notice by Friday how they receive my payments, and now I have to remember that lol and not get anxious! lol, but yeah I love watching my limit increase and my balance decrease lolll as I make payments!! Also disclaimer: you must have a minimum deposit for shipping first which I put down $17 ish but everyone’s different it depends on your order amount! but with my direct deposit I set it to the required minimum shipping amount but also too u could set your direct deposit to fully go to perpay and they’ll send u whatever u didn’t use back to your debit card or bank on file!! Personally I didn’t set my full direct deposit to go them but you can if you’re comfortable! I just like to be paid with my third party bank but yes feel free to do whatever! Another disclaimer though last, but not least so you start off with a $1,000 limit but it may go down successfully after your first payment was successful! I have a $600 credit line for now but I am grateful

I can honestly say the Perpay credit card has been a game changer for me. If you’re someone like me who hasn’t always had the best credit but is truly trying to get things back on track, this card is an amazing opportunity.What I love most is that it doesn’t make you feel punished for your past. Instead, it actually helps you build toward a better financial future in a way that feels manageable and realistic. The structure keeps you accountable without being overwhelming, and you can literally see your progress over time.For anyone trying to rebuild, this isn’t just another credit card—it’s a tool that works with you, not against you. I’d even go as far as to say it’s the perfect investment for the imperfect person. It gives you a real chance to prove to yourself (and your credit) that you’re capable of doing better.If you’re serious about improving your credit and want something designed to support that journey, Perpay is definitely worth it.

Perpay has honestly been a helpful resource in rebuilding my credit. I am so appreciative for the company to allow me the chance to get a computer for work, allow me to pay a portion each paycheck to pay it off, and then my credit benefits as well. As someone who is honestly not too successful when it comes to time management, this process makes it seamless and easy to maintain.

Been using Perpay for a bit and honestly it’s pretty clutch. Makes it super easy to buy stuff now and just pay it off little by little from my paycheck. The app’s simple, no confusing stuff, and I like that it can help build credit too. Definitely worth trying if you want something low stress.