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MaxRewards is the #1 app to manage credit card accounts and maximize rewards. See credit card rewards, bills, balances, transactions, offers and more, all in one place. Maximize rewards with best card recommendations and auto-activated Amex, Bank of America, Chase and other credit card deals.

We've helped users earn $25M in credit card rewards in 2020! Help us get to $250M in 2021.


• Lifehacker
• Doctor of Credit
• Kim Komando
• Millennial Money
• The Business Journals


• Consolidated view of rewards, current balance, credit limit and credit utilization
• Upcoming bills and autopay status
• Sign up bonus tracker
• Automated activation of quarterly bonus categories on cards like Chase Freedom and Discover it
• Overview of card rewards, fees, interest rates and benefits
• Credit scores from all connected credit card accounts
• Best card recommendations for nearby merchants
• Best card recommendations by merchant category
• Widget for best card, upcoming bills and latest transactions
• Ability to adjust point values
• Ability to customize rewards on a card
• Unified list of transactions
• Rewards earned on each transaction
• Spend and reward summaries by time and category
• Automated activation of credit card deals on compatible American Express, Bank of America, Chase, SunTrust and Wells Fargo cards
• Consolidated view of credit card deals
• Ability to favorite deals
• Customizable notifications for upcoming bills, credit scores, and deals
• Customizable icon
• Dark mode


• We use bank-level encryption to sync your information
• We never store account credentials on the app
• We never access nor ask for credit card or social security numbers
• We won't sell your information


MaxRewards support over 600+ credit cards, including those from:

• American Express
• Bank of America
• Barclays
• Capital One
• Chase
• Citi
• Discover
• Goldman Sachs
• US Bank
• Wells Fargo

MaxRewards supports cash back and nearly 100 reward programs including:

• American Express Membership Rewards
• Barclaycard Arrival Miles
• Chase Ultimate Rewards
• Citi ThankYou Points
• Delta SkyMiles
• Hilton Honors
• Marriott Bonvoy
• Southwest Rapid Rewards
• United MileagePlus

What’s New

Version 2.8.0

We've added multiple new features in this release!

1. Set card priorities so we know which card to show if multiple cards have the same reward rate.
2. Choose favorite categories to show on the Best Card tab.
3. Mark a deal as used to keep track of which deals you've used in the app.

You can now also add your Amazon Synchrony accounts! We also now automatically activate Citi Merchant offers for those of you with Citi accounts.

Ratings and Reviews

4.6 out of 5
352 Ratings

352 Ratings

Neil Struharik ,

Great App

This app is great for people who make a hobby of finding the best credit card rewards. It helps juggle all of your rotating categories across all of your cards while also letting you know what card is best to use, wherever you are! The team managing and updating the app are very friendly and helpful and they are constantly improving the features available. This is hands down the best points and rewards app out there, no question.

Developer Response ,

Thank you so much!

Steven Aziz ,

A great app with one exception

I have really enjoyed using Max Rewards to always pick the highest-earning credit card to (as the name suggests) maximize my rewards. But there is so much more! Max Rewards keeps track of my credit score as reported by the credit card issuers, recent transactions, balances on cards, and deals featured by each of my cards. I would happily pay for these features. Max Rewards Gold some nice perks but it’s not worth $84/year. And that’s the minimum you’ll pay! They let you pick your price up to $25/month which at the point is just giving away money. Similar services I have cost HALF as much as the minimum they charge. And as they should since this is basically a data consolidation app. You’re only paying for your data to be consolidated, not for any valuable data or content in and of itself so it’s not worth paying for. But that’s my only gripe with Max Rewards. I enjoy the service very much and would pay for it but not the price they’re charging.

Developer Response ,

We just introduced annual pricing that comes with a lower monthly fee. For a limited time, you can get Gold for more than 50% off the month-to-month price.

cwoodards2 ,


On June 12, I wrote a glowing review about this app. Sadly however, I now have to retract that admiration. I canceled my subscription a couple of months ago, in no small part because of the countless bugs encountered by several other users. I got locked out of my Discover account so many times, it was embarrassing to call them and ask for it to be repeatedly unlocked.

However, I’ve had several recent trips where I knew I had an offer on one of my many Amex cards made me realize how much I missed the aggregating feature of the offers this app provided. So I reactivated my account.

Now the deals have problems syncing. That never happened to ME before. And of course, the problems with Chase, Capital One, Citi and Discover are still ever present. In fact, I’m locked out once again from Discover.

When I wrote the developer, he just told me that my case is an “edge case.” Hardly. I load the accounts. I activate the deals. How is this an “edge case?” Those are the only two things the app is SUPPOSED to do.

This team really should withdraw this product from the App Store until they can provide at least the basic functionality that they advertise.

Developer Response ,

We’ve made significant improvements to the app that should resolve your issues now.

App Privacy

The developer, MaxRewards Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Search History
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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