ScoreSense®
Credit Scores & Reports
Free
ScoreSense® gives you quick, anytime access to your credit scores and reports from all three national credit reporting agencies – TransUnion, Equifax, and Experian. You’ll get daily credit monitoring and alerts about important changes to your report through your ScoreSense account.
Questions about your reports or scores? We have Credit Specialists to help you seven days a week.
TOP FEATURES OF YOUR SCORESENSE ACCOUNT*:
• Credit scores and reports from all three credit bureaus: TransUnion, Equifax and Experian
• Credit Specialists available to answer your credit questions
• Access to creditor contact information so you can address errors on your credit reports
• If you are a victim of identity theft, we offer up to $1 million in ID theft insurance to each of our members
• Score Simulator shows your potential future credit scores based on hypothetical situations
• Credit Insights provide a detailed breakdown of what is affecting scores and reports
• MyCreditChecklist provides checklists for getting your finances in order when you want to buy a home or get a new car
• Learning center so you can learn all about what affects your credit rating
• Credit monitoring and alerts of activity or changes on your credit report
• Ability to compare your scores to others in the U.S., your state or your age group
• Reminder when your most recent credit scores are available and it’s time to update
• ID Protection Report for monitoring suspicious or fraudulent use of your name, address, social security number, driver's license, or credit/debit cards is an extra available feature.
APP FEATURES:
• Ability to view your credit reports from all three bureaus directly in the app
• Score tracking to see how your credit scores perform over time
• Monitoring of important factors affecting your score
• Credit Facts and Credit Tips to help you understand your credit scores and reports
FREQUENTLY ASKED QUESTIONS:
Q: Why is it important to check my credit scores?
A: Your scores help determine the interest rates you will be offered on mortgages, car loans, credit cards, and lines of credit. With good credit scores, you are often offered more favorable interest rates on loans and credit cards.
Q: How often should I check my credit scores and reports?
A: You should regularly review your credit scores and credit reports to ensure the information is accurate, uncover signs of fraud, and address errors that could adversely affect your scores.
Q: Will checking my credit scores affect my scores?
A: No. Checking your credit scores through the ScoreSense app or ScoreSense.com does not hurt your scores.
Q: How does credit monitoring work?
A: We monitor your credit report, daily, and notify you with a credit alert when a change or suspicious activity is detected that could pose a threat to your credit scores or be a red flag for possible identity theft.
*Note: A ScoreSense account is required to access the ScoreSense app. If you are not a ScoreSense member, sign up for a 7-day trial and get access to your credit scores, credit reports, and credit monitoring.
The latest and greatest update is now available! Here are a few things we've done to make your experience even more awesome:
• Manage Saved Accounts from Login Screen that allows users to view, switch between, and manage multiple saved login credentials
• App Quick Actions from Home Screen's App Icon upon Long Tap Gesture
• App Notifications on Credit Alerts when a reported change or activity is detected
• Print and download the credit reports
• General bug fixes, User experience enhancements and security improvements
The developer, One Technologies, LLC., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- One Technologies, LLC.
- Size
- 22.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
- In-App Controls
Age Assurance
- Copyright
- Copyright © 2001-2026 One Technologies, LLC. All rights reserved.