iPhone Screenshots


Now employees who get paid with Gusto can put their paychecks to work with the Gusto Wallet.

Gusto Wallet helps you earn, save, spend, and borrow right within your Gusto account. It’s the easiest way to take control of your financial future.

- Earn interest* and get paid up to 2 days faster** with a Gusto spending account***
- Save towards custom goals with autosave
- No minimum balances or account fees****
- Get a Gusto debit card for simple spending
- Access emergency cash with Gusto Cashout™*****
- Route your cash with the paycheck splitter
- Easily view paychecks and tax documents
- Clock in and out, review time sheets, and more instantly

We want to make sure you have all the details you need. Here’s some legal info about numbers, who we’re working with, and more:

* Based on the FDIC savings rate available at fdic.gov/regulations/resources/rates.
**With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.
*** Gusto Cash Accounts, including savings goals and spending accounts, are issued by nbkc bank, Member FDIC.
**** Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Check the terms and conditions carefully.
***** The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. Eligibility restrictions may apply. See Cashout terms and conditions.

Interest rates are variable and subject to change at our discretion, at any time without prior notice. No minimum balance required.

Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.

What’s New

Version 2.0.17

Bug fixes and improvements.

Ratings and Reviews

3.9 out of 5
115 Ratings

115 Ratings

Golf Ekolu ,

Moving in the right direction

I have been using Gusto for years. The app is another step in the right direction. As I process payroll for about a dozen companies on the platform I would request 2 new adds to the app now that there is time tracking. Geofencing and ability to switch between companies. I have people that work for more than one business and being able to toggle between businesses on the app would be extremely helpful just like you can online.

ktfl ,

Super user-friendly!

My company uses Gusto for payroll and I love it. I opened a bank account with them and it’s super user friendly! You can have up to six accounts I believe it is and I have an account for each of my bills and set it up so that it automatically allocates for my bills every time I get paid before depositing my paycheck into my other bank. This way I don’t have to worry or think about overspending money that’s meant for bills as all the money for bills has already been taken out. It’s made managing my finances soo much easier!

Pelegrin845 ,

Add time tracking please!

Glad to see there is a mobile app for Gusto now. Will be great to check my paystubs on the go. However the biggest need is for a mobile version of the time clock. My employer uses Gusto for time tracking and clocking in and out is a constant hassle because I have to log back into the website and select the right company every time. Having the app log me in with Face ID and let me clock in and out with a tap would be a dream come true.

App Privacy

The developer, Gusto, inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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