LendingPoint 4+
Budgeting & Loan Management
LendingPoint LLC
Designed for iPhone
-
- Free
iPhone Screenshots
Description
Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs.
Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by LendingPoint over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.
What’s New
Version 4.4.26
• Due Date Dilemma: Fixed some due date issue(s). The actual due date will now appear.
• Library Cleaning: Removed some dusty old libraries. They were taking up space and
never helped with the chores.
• Password Problems: Resolved a problem where you couldn't change your password.
Now, good luck remembering it.
• API Archaeology: Deprecated some ancient APIs. Out with the old, in with the new!
• Spacing Saga: Fixed a spacing issue when adding bank accounts. Your inputs are now
socially distanced.
• iOS Gremlins: Squashed a bug that caused random fatal errors. No more crashes from
rogue exceptions.
• Loan Lore: Adjusted the transaction history heading. Now it’s clear where your money
went.
• Location Logic: Fine-tuned location access. Now you have more control
over when and where you share your location with us – because nobody likes an
uninvited guest.
• Time Traveler: Removed old loan details messages. Your past can no longer haunt you.
• Payment Puzzle: We fixed the payment flow behavior, so payments now feel more like a
breeze and less like a maze.
• Button Makeover: Change your payment due date with new buttons making it clear
what we mean – no more button ambiguity, just stylish clarity.
• Banking Basics: Adding a bank account is now less confusing – because who needs extra
confusion when managing their money?
• Glitch Fixes: Our app is now less glitchy and more pitchy-perfect.
• Experience Tweaks: Improvements for smoother app sailing.
Ratings and Reviews
Compassion for my situation !!!
I have had some personal family issues recently, and during this time I was unable to pay my monthly bill. Which was putting me in a bad position because I always pay on time if not early. I was really stressed and worried.
So I decided to give my loan company a call and they were able to Help me. They went over and beyond to make sure my credit stayed In Good standings and for 3 months they basically rolled over my payments till the end. I believe for those three months I only paid like 25 dollars to keep me floating with good credit. I have never had this kind of service from any company like this. THANK YOU 🙏 LENDING POINT For treating me like Family and taking such great care during my hard time. I recommend them too everyone I know.
Totally recommend this company
I applied for a loan uploaded my income information and receive all my money in less than two days the interest rates are really fair and the online app on my cell phone is really easy use Plus I use auto pay I've gotten at least three laundry credit card this app and each one of my loans because my credit is good I receive my money and sometimes as little as one day if you start the process in the morning and there's a deposit in your account of your choice very simple very easy especially if you have good credit
Developer Response ,
Hi, thank you for taking the time to leave us a review! We are so happy you chose LendingPoint for your personal loan needs. If there are any additional features you would like to see on the app, let us know at tellus@lendingpoint.com.
Great lender, app
I can’t say enough positive things about LendingPoint. I secured a small loan a couple years back, receive friendly reminders prior to auto payment date that consistently alerts me via text (preferred). After falling behind one month recently the tone and frequency of LendingPoints notifications did not change. They alerted me to the issue via supportive, non threatening texts. Removing any angst from contacting them to resolve.
Their friendly, accepting communication sets them apart from other lenders methods of resolving.
App Privacy
The developer, LendingPoint LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- LENDINGPOINT LLC
- Size
- 58.8 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Mac
- Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Copyright: LendingPoint, LLC 2021
- Price
- Free