Fidelity Youth®

Name: Fidelity Youth®
Rating: 4.7 (7419 reviews)
Author: Fidelity Investments

Save, Invest, and Learn

Only for iPhone

Free · Designed for iPhone

7.4K Ratings
Ages

4+
Years
Category

Finance
Developer

Fidelity Investments
Language

EN
English
Size

627.4
MB

iPhone

Introducing Fidelity Youth®—a free* app that helps teens save and invest their own money. Teens can practice good money habits with features that help them organize their goals, monitor their spending, and save money automatically. Plus, parents or guardians can transfer money and oversee trades and transactions. Download the Fidelity Youth® app today so that teens can start making smart money moves. For Teens: See how Fidelity Youth® can help you invest, manage, and make your own money. Invest: Fidelity Youth® helps teens learn to invest early to put their money to work. - Learn about investing with tools and tips in the app’s learning center. - Get the only investment account that teens can own themselves. Manage: Fidelity Youth® helps teens learn to manage how they save. - Organize your money with customizable buckets. - Set rules to save money automatically. - Enjoy no subscription fees, account fees, or minimum balance.† Make: Fidelity Youth® helps teens get started making their own money. - Request and receive money from your parent or guardian. - Set up direct deposits to easily get your paychecks. - Exchange unwanted gift cards for cash you can save or invest. For Parents or Guardians: Help your teen develop a sense of financial independence—with your guidance. - Track how your teen saves and spends every month. - Support their financial learning. - Easily send money between accounts. - Set up recurring allowance payments. - View your teen’s account activity (trades and transactions). - Close your teen’s debit card or account at any time. - Fidelity Customer Protection Guarantee. - View multiple children’s account activity and learning progress. - Get 24/7 support.‡ *The Fidelity Youth® app is free to download. Fees associated with your account positions or transacting in your account apply. †Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and other commissions, interest charges, or other expenses for transactions may still apply. See Fidelity.com/commissions for further details. ‡System availability and response times may be subject to market conditions. 1028114.24.0

Ratings & Reviews

4.7

out of 5

7.4K Ratings

Excellent brokerage for growing your money
10/08/2024

AllTrailReview123
Fidelity Youth is an awesome program for introducing people to the investment world, fidelity offers benefits like an debit card, 5% interest on cash and money buckets. I really do like fidelity but the only complaint I have is that money movement can be slow and it takes time to deposit but yet again technically it’s a brokerage not a bank so it’s not really expected to be fast. I feel like an social forum for each stock/fund on fidelity youth would be cool for fidelity youth investors to share opinions, I also would like the idea of have more rewards available. I wish we could suggest the creation of new fidelity ETFs; A tobacco index or coffee index ETF would be great for long term investors like me. Could fidelity look into the creation of such?

Developer Response
Hi AllTrailReview123, thanks for sharing your thoughts. We are very sorry you having a difficult experience. To get this resolved as quickly as possible call us @ 800-343-3548 or if you prefer you can reach us on our social apps @Fidelity (Instagram & Twitter) or Fidelity Investments (Reddit & Facebook).-The Fidelity Youth Team
Excellent brokerage for growing your money
10/08/2024

AllTrailReview123

Fidelity Youth is an awesome program for introducing people to the investment world, fidelity offers benefits like an debit card, 5% interest on cash and money buckets. I really do like fidelity but the only complaint I have is that money movement can be slow and it takes time to deposit but yet again technically it’s a brokerage not a bank so it’s not really expected to be fast. I feel like an social forum for each stock/fund on fidelity youth would be cool for fidelity youth investors to share opinions, I also would like the idea of have more rewards available. I wish we could suggest the creation of new fidelity ETFs; A tobacco index or coffee index ETF would be great for long term investors like me. Could fidelity look into the creation of such?
Developer Response 09/16/2024
Hi AllTrailReview123, thanks for sharing your thoughts. We are very sorry you having a difficult experience. To get this resolved as quickly as possible call us @ 800-343-3548 or if you prefer you can reach us on our social apps @Fidelity (Instagram & Twitter) or Fidelity Investments (Reddit & Facebook).-The Fidelity Youth Team
Crazy amounts of bugs, please fix
04/10/2024

the cult of Gollum
Let me start by saying i’m sorry for the 1 star review and will happily remove it if things get fixed but i needed to get dev attention. I’m having a repeated problem where i’ll go to sell shares, and it will offer me far less than the market for a market order, it gets to the point where i will have 10 shares, each share a buck up, and it will claim i’m negative. Please fix this as i’ve loved being able to invest but it’s wrecking my profits. Also, this app needs to have a stop loss, it has a take profit but as a teen who is in school i can’t watch it all the time and there is no way to sell if it gets bellow a certain point, which is very dangerous. This bug is far more minor but all the profit counters and such are wrong always, i have to go in and calculate myself to figure out if i’m up or down. This last one may not be under your control but I like to day trade stocks, and every time i make a transaction my money i used for it gets locked for 2 days until it “settles” this may be the banks but if you have any control over it please fix it! it’s very frustrating to have $1000 in an account and be able to interact with none of it for 2 days because i made some trades. Thank you for your time, please take these into account.edit: it also likes to cut off part of the daily chart, not the worst thing ever but if you’re not careful and just see the graph you can enter into a bad trade because you don’t know what it really is

Developer Response
Hi the cult of Gollum, thanks for sharing your thoughts. We are very sorry you had a frustrating experience and we appreciate your feedback as we are constantly looking for ways to improve the Youth App experience. Please give us a call at 800-343-3548 and we can help you with any market value discrepancies you might be seeing... and for additional support, you can reach us on our social apps @Fidelity (Instagram & Twitter) or Fidelity Investments (Reddit & Facebook). We will share your feedback with our product development team for future improvements.-The Fidelity Youth Team
Crazy amounts of bugs, please fix
04/10/2024

the cult of Gollum

Let me start by saying i’m sorry for the 1 star review and will happily remove it if things get fixed but i needed to get dev attention. I’m having a repeated problem where i’ll go to sell shares, and it will offer me far less than the market for a market order, it gets to the point where i will have 10 shares, each share a buck up, and it will claim i’m negative. Please fix this as i’ve loved being able to invest but it’s wrecking my profits. Also, this app needs to have a stop loss, it has a take profit but as a teen who is in school i can’t watch it all the time and there is no way to sell if it gets bellow a certain point, which is very dangerous. This bug is far more minor but all the profit counters and such are wrong always, i have to go in and calculate myself to figure out if i’m up or down. This last one may not be under your control but I like to day trade stocks, and every time i make a transaction my money i used for it gets locked for 2 days until it “settles” this may be the banks but if you have any control over it please fix it! it’s very frustrating to have $1000 in an account and be able to interact with none of it for 2 days because i made some trades. Thank you for your time, please take these into account.edit: it also likes to cut off part of the daily chart, not the worst thing ever but if you’re not careful and just see the graph you can enter into a bad trade because you don’t know what it really is
Developer Response 04/12/2024
Hi the cult of Gollum, thanks for sharing your thoughts. We are very sorry you had a frustrating experience and we appreciate your feedback as we are constantly looking for ways to improve the Youth App experience. Please give us a call at 800-343-3548 and we can help you with any market value discrepancies you might be seeing... and for additional support, you can reach us on our social apps @Fidelity (Instagram & Twitter) or Fidelity Investments (Reddit & Facebook). We will share your feedback with our product development team for future improvements.-The Fidelity Youth Team
Missing Some Useful Features
09/29/2025

Fidelity Youth User
I love this app, and I’ve used it to make a lot of money, but it lacks some features that could make things so much better. It forces you to use Fidelity’s default core position, SPAXX, even though Fidelity has better core positions like FDRXX. Also, they never update their question of the week anymore and I have no idea why. I feel like they should have more visibility over your lifetime gains from the app instead of from the website. All in all, it’s a good app with a few caveats. Fidelity, I would love if you could get back to me on why I can’t change my set it and forget it core position. P.S. I also think that it is garbage that you guys are getting rid of the learn and earn feature. I already got max rewards from that, but other people haven’t.

Developer Response
Hi, we’re so happy to hear your thoughts on the Fidelity Youth app. We are thrilled you are finding the experience valuable. We’re always making updates so keep an eye out for future enhancements too! - The Fidelity Youth Team
Missing Some Useful Features
09/29/2025

Fidelity Youth User

I love this app, and I’ve used it to make a lot of money, but it lacks some features that could make things so much better. It forces you to use Fidelity’s default core position, SPAXX, even though Fidelity has better core positions like FDRXX. Also, they never update their question of the week anymore and I have no idea why. I feel like they should have more visibility over your lifetime gains from the app instead of from the website. All in all, it’s a good app with a few caveats. Fidelity, I would love if you could get back to me on why I can’t change my set it and forget it core position. P.S. I also think that it is garbage that you guys are getting rid of the learn and earn feature. I already got max rewards from that, but other people haven’t.
Developer Response 07/24/2025
Hi, we’re so happy to hear your thoughts on the Fidelity Youth app. We are thrilled you are finding the experience valuable. We’re always making updates so keep an eye out for future enhancements too! - The Fidelity Youth Team
Wait times
12/06/2024

Jag2000CY
It takes a minimum of 16 business days to deposit any type of money to your youth account. By then all the stocks and shares you want to buy get way to expensive. Literally pointless to get this app, save your time and money and go literally anywhere else. Not only that, you can’t invest in coins such as bitcoin coin, and doge coin, or any crypto stocks. If I could give 0 stars, I would.

Developer Response
Hi Jag2000CY, thanks for sharing your feedback. We’re very sorry about the experience you had and appreciate you bringing this up. We will make sure we share this with our product development team for future improvements. - The Fidelity Youth Team
Wait times
12/06/2024

Jag2000CY

It takes a minimum of 16 business days to deposit any type of money to your youth account. By then all the stocks and shares you want to buy get way to expensive. Literally pointless to get this app, save your time and money and go literally anywhere else. Not only that, you can’t invest in coins such as bitcoin coin, and doge coin, or any crypto stocks. If I could give 0 stars, I would.
Developer Response 12/13/2024
Hi Jag2000CY, thanks for sharing your feedback. We’re very sorry about the experience you had and appreciate you bringing this up. We will make sure we share this with our product development team for future improvements. - The Fidelity Youth Team

We've made some enhancements to Fidelity Youth®: • Bug fixes & performance enhancements Help shape future versions of the app by writing a review and sharing your feedback! Fidelity Brokerage Services, LLC Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02197 1028114.25.0

Version 1.40

11/21/2025

Data Linked to You

The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Search History
- Usage Data
- Diagnostics