Pocket Watch Mobile

Personalized Accounting

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Pocket Watch — Personal Finance & Ledger, Reinvented This is the personal finance app you didn’t know you actually needed yesterday. Pocket Watch helps you take complete control of your financial life with clarity, precision, and ease. Built for individuals, freelancers, creators, households, and anyone who wants a modern and simple way to manage money. You might just be saying goodbye to budgeting spreadsheets — like, forever. Whether you link your bank or prefer manual bookkeeping, Pocket Watch adapts to you. **Key Features** ***The Quadrants Home Your finances—beautifully organized: - Net Worth - Budgets - Banks & Transactions - Actuals (Income Streams & Statements) - Chart of Accounts - General Journal - Bill Calendar - Receipt Scanner Everything is a swipe away. *** Budgets That Build Themselves Pocket Watch analyzes your spending and helps you auto-create your first budget in seconds. Prefer total control? Build your budget manually—down to each category and period. *** Financial Clarity, At Every Level Net Worth Tracking - Live calculation across all assets and liabilities. Actuals - A powerful income tracking system for understanding where your money truly comes from (and where it's actually going). Balance Sheets & Ledger Tools - Inspired by professional accounting, simplified for real people. *** Bank Syncing (Optional) Securely link your bank accounts to automatically import and categorize transactions. Prefer cash or unlinked accounts? Use Pocket Watch’s built-in Receipt Scanner: Snap a photo → Pocket Watch extracts the amount → You assign it anywhere in your books. Perfect for users without bank connections. *** Bill Calendar A visual financial calendar showing all upcoming bills—recurring or one-time. *** Full Bookkeeping System (For Everyone) Pocket Watch includes: - Double-entry journal - Chart of Accounts - Reconciliation screen - Transaction rollups - Audit trails - Bulk archive & unarchive tools It’s like having a personal accountant—powered by a clean, modern UI. *** Security You Can Count On Pocket Watch uses modern encryption, strong access control, and biometric locking. Only you (and anyone you intentionally authorize through support) can access your data. *** Pocket Watch Introductory lifetime pricing is available for a limited number of customers. Hall of Founders members receive a one-time lifetime price of $1.69 (limited to the first 350 lifetime purchases). All other users receive the standard subscription options. *** Subscription & Pricing All users start with a free 10-day trial. After that, options include: $5.99 / month — Pocket Watch Personal $10.99 / month — Pocket Watch Independent $1.69 lifetime (founders only, when available) Subscriptions are charged to your Pocket Watch account and auto-renew unless disabled. *** Support & Help Center Pocket Watch includes a built-in Help Desk with answers and guides. You can also contact support anytime from inside the app. **Built by Real Creative Tech, Inc.** Pocket Watch and Books Breezy are part of the Breezy Suite — premium financial tools powered by Flutter and built for modern life. Terms of Use (EULA): https://pocketwatch.mobi/legal/terms Privacy Policy: https://pocketwatch.mobi/legal/privacy “What’s New” for Version 1.0.0 — Major Stability, Security & Feature Enhancements Crashlytics & Performance Monitoring fully enabled for real-world stability insights New: Archives screen for managing archived Accounts & Journal Entries Bulk archive/unarchive for Accounts and Journal Entries Enhanced Reconciliation (beginning balance tracking, cleared totals for books vs bank feed) Secure Vault improvements (encrypted secure-notes storage) Step-Up Authentication expanded (banking actions, books, biometrics, lock changes, secure note unlock) UI polish + Performance improvements & bug fixes across the whole app Thank you to all our founders! Your feedback continues to shape Pocket Watch.

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

Enhanced notifications and budgeting settings. Recurring subscriptions with enhanced merchant/vendor detection.

Version 1.0.2

The developer, Real Creative Tech, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Contact Info
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Real Creative Tech, Inc.
Size
180.6 MB
Category
Finance
Compatibility
Requires iOS 18.6 or later.
  • iPhone
    Requires iOS 18.6 or later.
  • iPad
    Requires iPadOS 18.6 or later.
  • Mac
    Requires macOS 15.6 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 2.6 or later.
Languages
English
Age Rating
4+
In-App Purchases
Yes
  • Pocket Watch Personal $5.99
  • Pocket Watch Independent $10.99
  • Hall of Founders - Lifetime Access $1.69
  • Learn More
Copyright
© 2026 Real Creative Tech, Inc.
  • Developer Website
  • Privacy Policy
  • License Agreement

    • More by Real Creative Tech, Inc.

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