Pocket Watch Mobile
Personalized Accounting
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Budget smarter with Pocket Watch—featuring Auto Budgeting, recurring bill monitoring, spending insights, and timely notifications that help you stay ahead.
Pocket Watch — Personal Finance & Ledger, Reinvented
This is the personal finance app you didn’t know you actually needed yesterday.
Pocket Watch helps you take complete control of your financial life with clarity, precision, and ease. Built for individuals, freelancers, creators, households, and anyone who wants a modern and simple way to manage money.
You might just be saying goodbye to budgeting spreadsheets — like, forever. Whether you link your bank or prefer manual bookkeeping, Pocket Watch adapts to you.
**Key Features**
***The Quadrants Home
Your finances—beautifully organized:
- Net Worth
- Budgets
- Banks & Transactions
- Actuals (Income Streams & Statements)
- Chart of Accounts
- General Journal
- Bill Calendar
- Receipt Scanner
Everything is a swipe away.
*** Budgets That Build Themselves
Pocket Watch analyzes your spending and helps you auto-create your first budget in seconds.
Prefer total control? Build your budget manually—down to each category and period.
*** Financial Clarity, At Every Level
Net Worth Tracking
- Live calculation across all assets and liabilities.
Actuals
- A powerful income tracking system for understanding where your money truly comes from (and where it's actually going).
Balance Sheets & Ledger Tools
- Inspired by professional accounting, simplified for real people.
*** Bank Syncing (Optional)
Securely link your bank accounts to automatically import and categorize transactions.
Prefer cash or unlinked accounts?
Use Pocket Watch’s built-in Receipt Scanner:
Snap a photo → Pocket Watch extracts the amount → You assign it anywhere in your books.
Perfect for users without bank connections.
*** Bill Calendar
A visual financial calendar showing all upcoming bills—recurring or one-time.
*** Full Bookkeeping System (For Everyone)
Pocket Watch includes:
- Double-entry journal
- Chart of Accounts
- Reconciliation screen
- Transaction rollups
- Audit trails
- Bulk archive & unarchive tools
It’s like having a personal accountant—powered by a clean, modern UI.
*** Security You Can Count On
Pocket Watch uses modern encryption, strong access control, and biometric locking.
Only you (and anyone you intentionally authorize through support) can access your data.
*** Pocket Watch
Introductory lifetime pricing is available for a limited number of customers.
Hall of Founders members receive a one-time lifetime price of $1.69 (limited to the first 350 lifetime purchases).
All other users receive the standard subscription options.
*** Subscription & Pricing
All users start with a free 10-day trial.
After that, options include:
$5.99 / month — Pocket Watch Personal
$10.99 / month — Pocket Watch Independent
$1.69 lifetime (founders only, when available)
Subscriptions are charged to your Pocket Watch account and auto-renew unless disabled.
*** Support & Help Center
Pocket Watch includes a built-in Help Desk with answers and guides.
You can also contact support anytime from inside the app.
**Built by Real Creative Tech, Inc.**
Pocket Watch and Books Breezy are part of the Breezy Suite — premium financial tools powered by Flutter and built for modern life.
Terms of Use (EULA): https://pocketwatch.mobi/legal/terms
Privacy Policy: https://pocketwatch.mobi/legal/privacy
“What’s New” for Version 1.0.0 — Major Stability, Security & Feature Enhancements
Crashlytics & Performance Monitoring fully enabled for real-world stability insights
New: Archives screen for managing archived Accounts & Journal Entries
Bulk archive/unarchive for Accounts and Journal Entries
Enhanced Reconciliation (beginning balance tracking, cleared totals for books vs bank feed)
Secure Vault improvements (encrypted secure-notes storage)
Step-Up Authentication expanded (banking actions, books, biometrics, lock changes, secure note unlock)
UI polish + Performance improvements & bug fixes across the whole app
Thank you to all our founders! Your feedback continues to shape Pocket Watch.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
What’s New in Version 1.0.1
Pocket Watch 1.0.1 adds powerful new tools to help you stay organized and in control of your money with a smoother, more polished budgeting experience, introducing some of Pocket Watch’s most helpful core features yet:
Auto Budgeter for faster budget creation (with clearer progress feedback)
Bill Monitor for recurring payments and upcoming bill tracking
New notifications for reminders and important updates
Improved onboarding and budgeting experience
Better syncing reliability and smoother app polish
Performance improvements and bug fixes
Keep an eye on every cent with Pocket Watch—build budgets, track bills, compare actual spending, and stay on top of your money with clarity.
The developer, Real Creative Tech, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Real Creative Tech, Inc.
- Size
- 217 MB
- Category
- Finance
- Compatibility
Requires iOS 12.0 or later.
- iPhone
Requires iOS 12.0 or later. - iPad
Requires iPadOS 12.0 or later. - iPod touch
Requires iOS 12.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Pocket Watch Personal $5.99
- Pocket Watch Independent $10.99
- Hall of Founders - Lifetime Access $1.69
- Copyright
- © 2026 Real Creative Tech, Inc.
