RefiPoint — Refinance Calc
Break-Even Mortgage Savings
Free · Designed for iPad. Not verified for macOS.
Find your refinance break-even point in seconds. Tap, see, decide.
Should you refinance your mortgage?
RefiPoint shows your break-even point in seconds.
Enter your current loan and a new offer. We calculate:
• Break-even months — when closing costs are recovered
• Monthly savings on your payment
• Lifetime savings vs your current loan
• Visual chart showing when refinancing pays off
Built for U.S. homeowners. No accounts. Works offline.
KEY FEATURES
— Standard P&I calculation (matches Bankrate)
— Optional PITI with property tax & insurance
— Verdict cards: Worth it / Borderline / Not worth
— Term extension warning when you'd pay more interest over the life of the loan
— Saves your last entry, pick up where you left off
— Light & dark mode
— No login. No data leaves your phone.
DISCLAIMER
RefiPoint is a calculator. Results are estimates based on standard amortization formulas and may differ from actual lender quotes due to PMI, points, taxes, insurance, prepayment penalties, and other fees. Always consult a licensed mortgage professional before refinancing.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, mintaek lee, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- mintaek lee
- Size
- 22 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPad
Requires iPadOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 oli