Mont’s Home screen has been redesigned around what matters today. - New personalized Insights explain changes in your spending, budgets, subscriptions, upcoming payments, unusual charges, and goals. - Each insight includes context and a clear next step, such as adjusting a budget, creating a goal, reviewing a recurring payment, or asking Mont. - Apply suggested budget changes in one tap. - A new Home layout brings Safe to spend, quick actions, Insights, upcoming payments, Money Guardrails, and attention items into one clearer view. - Added helpful empty states and improved navigation throughout Home. - Fixed incorrect insight links, stale insights from deleted items, date display issues, report timing, session cleanup, sign-out feedback, paywall routing, and several layout and localization bugs.

Trends, at a glance • One card per question: what changed, whether your pace lasts to payday, your savings rate, budget pace, biggest expenses and spending by weekday. Tap any card for the full workings. • Pick 3, 6 or 12 months and every chart follows. Windows now cover whole months, so the average you are measured against is a fair one. • Ask Mont AI straight from Trends: a next-step suggestion under the payday strip, and an "Ask Mont AI about this" button in every detail. • New account? Trends unlocks after 14 days of activity. Until then you get a countdown, and you can browse the examples freely. Quick add • New transaction that was already registered? No problem, click on the suggested transactions in the quick add keypad to add it again. Also • Fixes and polish throughout.

Trends, at a glance • One card per question: what changed, whether your pace lasts to payday, your savings rate, budget pace, biggest expenses and spending by weekday. Tap any card for the full workings. • Pick 3, 6 or 12 months and every chart follows. Windows now cover whole months, so the average you are measured against is a fair one. • Ask Mont AI straight from Trends: a next-step suggestion under the payday strip, and an "Ask Mont AI about this" button in every detail. • New account? Trends unlocks after 14 days of activity. Until then you get a countdown, and you can browse the examples freely. Quick add • New transaction that was already registered? No problem, click on the suggested transactions in the quick add keypad to add it again. Also • Fixes and polish throughout.

Reports, rebuilt. Weekly and monthly reports now lead with the one number that matters, then the three things worth knowing. Your month ends with a Recap you can play like a story. Home tells you when a report is coming, and when your Recap is ready. Money Guardrails: pick what Mont watches, and hear about it the moment it crosses. Swipe any transaction to edit or delete it. Plus fixes and polish across the app.

Reports, rebuilt. Weekly and monthly reports now lead with the one number that matters, then the three things worth knowing. Your month ends with a Recap you can play like a story. Home tells you when a report is coming, and when your Recap is ready. Money Guardrails: pick what Mont watches, and hear about it the moment it crosses. Swipe any transaction to edit or delete it. Plus fixes and polish across the app.

Reports, rebuilt. Weekly and monthly reports now lead with the one number that matters, then the three things worth knowing. Your month ends with a Recap you can play like a story. Home tells you when a report is coming, and when your Recap is ready. Money Guardrails: pick what Mont watches, and hear about it the moment it crosses. Swipe any transaction to edit or delete it. Plus fixes and polish across the app.

Invite friends, unlock more Share your Mont link. Every friend who finishes setting up unlocks one more account, budget, savings goal or recurring payment for you, up to 3. Anyone who joins through your link starts with an unlock too. Settings, Invite friends. A clearer start New accounts now open with a short Set up list on Home: log an expense, add your accounts, set a budget, add your income. Your daily briefing begins the moment you finish it, so the first one talks about your real money instead of an empty account. After that, Finish setting up suggests what is worth adding next.

Invite friends, unlock more Share your Mont link. Every friend who finishes setting up unlocks one more account, budget, savings goal or recurring payment for you, up to 3. Anyone who joins through your link starts with an unlock too. Settings, Invite friends. A clearer start New accounts now open with a short Set up list on Home: log an expense, add your accounts, set a budget, add your income. Your daily briefing begins the moment you finish it, so the first one talks about your real money instead of an empty account. After that, Finish setting up suggests what is worth adding next.

Invite friends, unlock more Share your Mont link. Every friend who finishes setting up unlocks one more account, budget, savings goal or recurring payment for you, up to 3. Anyone who joins through your link starts with an unlock too. Settings, Invite friends. A clearer start New accounts now open with a short Set up list on Home: log an expense, add your accounts, set a budget, add your income. Your daily briefing begins the moment you finish it, so the first one talks about your real money instead of an empty account. After that, Finish setting up suggests what is worth adding next.

Invite friends, unlock more Share your Mont link. Every friend who finishes setting up unlocks one more account, budget, savings goal or recurring payment for you, up to 3. Anyone who joins through your link starts with an unlock too. Settings, Invite friends. A clearer start New accounts now open with a short Set up list on Home: log an expense, add your accounts, set a budget, add your income. Your daily briefing begins the moment you finish it, so the first one talks about your real money instead of an empty account. After that, Finish setting up suggests what is worth adding next.

Invite friends, unlock more Share your Mont link. Every friend who finishes setting up unlocks one more account, budget, savings goal or recurring payment for you, up to 3. Anyone who joins through your link starts with an unlock too. Settings, Invite friends. A clearer start New accounts now open with a short Set up list on Home: log an expense, add your accounts, set a budget, add your income. Your daily briefing begins the moment you finish it, so the first one talks about your real money instead of an empty account. After that, Finish setting up suggests what is worth adding next.

What's New Debts got a big upgrade this release: • Pause any debt when you need a break, right from its detail page • Missed part of a payment? We'll remember and let you know when it comes due again • Paid-off debts for the month now move to the bottom of your list • Paying a debt is now one simple step: pick the amount and the account together • Your payoff plan now shows the results at the top as you make changes, so you always see the impact Plus: • Cleaner charts across Finances, with clearer numbers when you scrub through them • A more honest final step in onboarding if you skip adding your accounts or goals • Fixed an issue where "every 2 weeks" and "twice a month" payment schedules could get confused • The app now sticks to your chosen language more consistently, in chat and your daily briefing • Small visual polish and bug fixes throughout

Mont is now focused entirely on your money. Tasks, calendar and health are gone. What's left is the part you actually opened Mont for: what your money is doing, and what to do about it today. A NEW HOME Home used to be a grid of widgets that repeated the Finances tab. Now it reads like a briefing. • Safe to spend, right under the greeting: what you can really spend before your next paycheck. • Your full daily briefing, with the day's first actions one tap away. • Needs attention: a short, ranked list of what's actually worth a decision today. • What changed since yesterday, in one line. • This month, recent activity and your last 7 days of spending, so even a quiet day shows the money moving. THE DAILY BRIEFING IS NOW FOR EVERYONE Free accounts read the full briefing. Premium adds the AI written version and lets you ask follow-up questions about it. FINANCES, DECLUTTERED Home answers "what should I do today." Finances answers "what's true, and let me manage it." Nothing is duplicated between them anymore. Recommended debt payments moved into the This month checklist in Debts, with one tap to pay a credit card. A BETTER FIRST RUN Setup takes about two minutes and ends with an actual plan: your accounts, your debts with a real payoff date, and a budget built from your income. Day one now opens with a briefing that reads your plan back to you instead of an empty screen. The tour is shorter, and Mont explains why it wants to send notifications before iOS asks. A CALMER LOOK Card outlines are gone across the app. Softer surfaces, clearer grouping, less visual noise. FIXES • Budget categories stay in the order you set them. • Hiding or reordering the Daily Spending section now saves. • The Quick Actions widget lays out correctly at the small size.

Bug fixes and improvements.

Debt payoff planning is now clearer and more powerful: • Create and manage multiple debts with guided setup. • Compare avalanche and snowball strategies. • See projected payoff dates, interest savings, progress charts, and monthly payment targets. • Get estimated CAT or APR rates when you do not know your current rate. • Link credit cards to accounts so balances stay current. • View more accurate finance charts and budget activity across your full transaction history. • Enjoy more reliable expense automations, smoother AI chat, and clearer error messages.

Scheduled transfers between your accounts Set a transfer up once and Mont moves the money on its own, every payday or every month. You decide what happens when the account it pulls from is short: skip it, send what's there, or send it anyway. If a transfer can't move the full amount, Mont tells you, so money quietly staying put is never a surprise. One Premium plan Plus and Pro are now a single Premium plan, for one person or for two. Smooth Finances Tap any card and it grows into its detail instead of cutting to another screen, then collapses back where it came from. Accounts, budgets, savings goals, debts and every graph work this way now. Budgets are their own cards, and each debt shows how far along it is at a glance. The app has a new feel throughout Buttons respond under your thumb, and the Mont mark draws itself while your data loads, in place of grey placeholder blocks. Events live in Agenda The new event form now carries everything it should: a description, repeats, a location, a meeting link including Google Meet, and sharing with your partner. The Tasks box is just for tasks. Fixes The tab bar fits every iPhone now, including with Display Zoom turned on. On smaller screens the AI assistant button could end up off the edge. Editing a task no longer discards the new one you were partway through typing. Late in the evening, new events no longer default to a time earlier the same day. Spanish text that was still showing in English is translated.