CreditSpa
Local credit repair planner
Free · Designed for iPad. Not verified for macOS.
A private, local-first credit planner for utilization, debt payoff, documents, freeze checklists, and dispute organization.
CreditSpa is a local-first credit organization and planning app for iPhone and iPad. Track cards, loans, utilization, payment due dates, disputes, freeze status, and credit-report documents without creating an account or sending your financial data to a backend.
Built-in tools help you estimate utilization changes, compare debt payoff plans, organize dispute evidence, and prepare bureau-specific repair packets for Experian, Equifax, and TransUnion. CreditSpa does not promise score changes and does not submit disputes or payment data to credit bureaus unless future partner integrations are added and explicitly enabled by the user.
Your data stays on your device by default. Optional local AI support is disabled in this MVP and is designed for future on-device models only.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, KRISHNA PINNAMANENI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- KRISHNA PINNAMANENI
- Size
- 1.7 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
9+
- 9+
- Contains
Health or Wellness Topics
- Copyright
- © 2026 KRISHNA PINNAMANENI