SikaNest: AI Budget Tracker
Track Budget & Organize Susu
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Know what's safe to spend today and still reach payday with money left over. Log spending in seconds by typing, talking or snapping a receipt.
SikaNest shows what's safe to spend today, so you reach payday with money left over.
Your balance isn't the whole story. Bills, subscriptions and savings all want a piece of it. SikaNest sets those aside first and turns the rest into a steady daily allowance, counted to your payday.
LOG MONEY IN SECONDS
• Type an amount, say it out loud ("15 on lunch"), or snap a receipt
• SikaNest remembers the places you pay and how you file them
• Mark rent, power or a phone plan as a Regular bill, and it's set aside before payday
• Cash, bank and mobile money accounts in one place, with no bank login
• Budget in any of 56 currencies
KNOW WHERE YOUR MONEY GOES
• Budgets: a cap for each category, and what's left of it this month
• Insights: your week, month or year against the one before, where it went and which days cost most
• Money leaks: the small charges quietly draining you
• Financial health: a score out of 100
• Net worth, savings and investments
PLAN AHEAD
• What's coming: the next 45 days of bills, renewals and circle dues, and whether your money covers them
• Subscriptions: what each recurring charge costs you a month, with steps to cancel the big ones
• Goals: save towards something and watch it fill
• Your plan: the few money moves most worth making next, with your own numbers on each
ASK SIKA COACH
Ask about your money in plain words, like "Can I afford this?" or "Why was this month tight?" Sika Coach answers from your own numbers.
SAVE TOGETHER
• Savings circles: run a rotating savings circle with friends and see who has paid and whose turn it is
• Group budgets for shared costs
• An accountability partner to keep you honest
STAY ON TRACK
• Home screen widgets: Quick add, Today, Budgets, What's coming, Savings circle and Goal
• Shortcuts on Home for the tools you use most
• A morning brief and payday reminders
• Badges, streaks and your Money Wrapped
RUN YOUR BUSINESS TOO
Switch on Business mode to keep your business's books apart from your own:
• Sales, expenses and profit, with a monthly report, a tax estimate and an AI review of each month
• Stock with barcode scanning, sizes and colours, expiry dates and low-stock alerts
• Quotes and invoices, sent as a PDF or a message
• A customers book with part payments and WhatsApp reminders
• Daily cash-up, a PIN-locked till, loans and a balance sheet
SAFE AND PRIVATE
• Try it without an account: your data stays on your phone until you choose to back it up
• Lock the app with Face ID or Touch ID
• Two-factor sign-in for your account
• Export all your data whenever you like
SIKANEST PLUS
SikaNest is free to use. Plus adds:
• No ads, anywhere
• Unlimited Sika Coach conversations and receipt scans
• Debt planner and advanced forecasts
• Fresh AI insights every day
• More money accounts
• A second business and staff accounts
Plus is an auto-renewing subscription, paid through your Apple ID. It renews unless you turn it off at least 24 hours before the current period ends. Manage or cancel it any time in your App Store account settings.
Terms of Use: https://sikanest.com/terms/
Privacy Policy: https://sikanest.com/privacy/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
A big one. Here's what's new:
• Safe to spend today is now a steady daily allowance: what you can spend each day and still reach payday, after your regular bills. The Today widget shows what's left of it.
• Set your payday: a date, the last day of the month, a weekday, or "Not sure". Change it any time in Income & goals.
• Mark a payment as a Regular bill while you add it. There's a new Insurance category too.
• Insights replaces Reports: compare this week, month or year with the one before, and see your year month by month.
• What's coming now leads with what's due next.
• Widget on Home: pick the tools you use most.
For your business:
We’ve made the Business Mode more useful to businesses to sell and track your sales and expenses and even generate reports for your business.
• Stock: barcode scanning, sizes and colours, expiry dates, low-stock alerts and a shopping list.
• Quotes and invoices, sent as a PDF or a message.
• A customers book with part payments and WhatsApp reminders.
• Daily cash-up, a PIN-locked till, a balance sheet, a yearly report and one AI review of each month.
• Staff accounts and a second business (Plus).
• New Today's sales and Running low widgets, and a calmer Business hub.
Added shortcuts on home to make navigation easy.
Added different languages for other countries.
Enhanced improvements and bug fixes.
The developer, Benjamin Anane-Asamoah, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Location
- Diagnostics
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Benjamin Anane-Asamoah
- Size
- 75.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 14 more
- English, Arabic, Dutch, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Portuguese, Russian, Simplified Chinese, Spanish, Turkish
- Age Rating
4+
- 4+
- Infrequent
Contests
Contains
Advertising
- In-App Purchases
Yes
- Lifetime $59.99
- SikaNest Plus Yearly $32.99
- SikaNest Plus Monthly $2.99
- Copyright
- © SikaNest 2026