Amortize - loan payoff planner
Become debt-free years sooner
Free
Model extra payments, compare loan scenarios side by side, and see exactly when you'll be debt-free — 100% free, offline and private.
Amortize shows you the true cost of your loans — and how to beat it.
Enter your loan details once and instantly see your monthly payment, total interest, and payoff date. Then experiment: add an extra $200 a month and watch years — and thousands in interest — disappear from your payoff timeline.
COMPARE SCENARIOS
Save and compare multiple loans side by side: refinancing options, 15-year vs. 30-year terms, or different down payments. Every calculation is kept as a timestamped history, newest first.
SEE YOUR PROGRESS
A clear principal-vs-interest breakdown, a year-by-year payoff ladder, and a visual timeline of your balance shrinking to zero.
PRIVATE BY DESIGN
Amortize works 100% offline. No accounts, no sign-up, no tracking, no ads. Your financial details never leave your device.
Whether you're planning a mortgage, financing a car, or tackling debt, Amortize turns "what if?" into a concrete plan to be debt-free sooner.
Ratings & Reviews
The developer, SANJITKUMAR MAHESHBHAI PATEL, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- SANJITKUMAR MAHESHBHAI PATEL
- Size
- 953.3 KB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Amortize