CardValet

Name: CardValet
Rating: 4.6 (18771 reviews)
Author: Fiserv, Inc

Finance

Only for iPhone

Free

19K Ratings
Ages

4+
Years
Category

Finance
Developer

Fiserv, Inc
Language

EN
English
Size

92.8
MB

iPhone

NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading. CardValet helps you efficiently manage your cards digitally. TAKE CONTROL Stay in control of your card. Turn your card ON/OFF, set spending limits, decide where, when and how your card can be used. - Set card to be on or off in an instant, restricting whether it can be used or not - Restrict your card purchases to specific locations (merchants located within a certain range of your phone or select city, state, country or zip code on an expandable interactive map - Select merchant categories (Restaurant, Travel, Entertainment etc.) and transaction types (Instore, eCommerce, ATM etc.) to control purchases on your card - Enable or disable international transactions - Establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed the thresholds set by you BE ALERT Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined. Customize your alert preferences and get notified as per your choice. Alerts are sent in real time, immediately after a transaction has taken place, and help you quickly detect unauthorized activity on your card. VIEW YOUR CARD PURCHASE View your purchases, add memos and tag your purchases for easy tracking. DO IT YOURSELF Mange your card at your fingertips. Activate your card, set card PIN or report your lost/stolen cards seamlessly by making a call from the App. Key Benefits - Receive alerts to monitor transactions and help protect from fraud Actively manage your money and take charge of your card usage - Remotely control and monitor children’s spending - Helps ensure business spending policy compliance

Ratings & Reviews

4.6

out of 5

19K Ratings

Disappointed to thrilled!
06/17/2017

His loving wife
Update #II: I have been able to use the Card Valet without any difficulties since my last post. A few times my transactions were "denied". Not the apps fault, I had limits set on the app (such as $100 limit on purchases). Each time this has happened I was able to "fix" it in minutes. Just love the app & it gives me a little more security. DON'T hesitate to download & use it-fantastic app! Just wish I could add my two other cards, but they are from other banks. Update: ok, maybe a gluten for punishment, I down loaded the app again. Thus far it is working like a gem. Very satisfied! Now, just hope it continues to work! I don't mind that I have to login in each time I want to use it, better than someone using my finger to log in if I were to pass out or unconscious for some reason. Really doesn't matter to me. Fingers crossed it continues to work as expected! I was thrilled to download it & set it up w limits, balance alerts, etc. It worked great the first 3 days. On the 4th day, my day to run errands & get groceries, I went to login & it would not allow me. I tried several times throughout the day to login & it still was unable too. Thank goodness I had checks w me. I tried again today to login, no luck. And, YES, I had the correct user name & password. I finally removed it from my phone. I may, or may not, attempt to use it again. Great theory, however, not worth it if one is unable to access it. Very disappointed!
Disappointed to thrilled!
06/17/2017

His loving wife

Update #II: I have been able to use the Card Valet without any difficulties since my last post. A few times my transactions were "denied". Not the apps fault, I had limits set on the app (such as $100 limit on purchases). Each time this has happened I was able to "fix" it in minutes. Just love the app & it gives me a little more security. DON'T hesitate to download & use it-fantastic app! Just wish I could add my two other cards, but they are from other banks. Update: ok, maybe a gluten for punishment, I down loaded the app again. Thus far it is working like a gem. Very satisfied! Now, just hope it continues to work! I don't mind that I have to login in each time I want to use it, better than someone using my finger to log in if I were to pass out or unconscious for some reason. Really doesn't matter to me. Fingers crossed it continues to work as expected! I was thrilled to download it & set it up w limits, balance alerts, etc. It worked great the first 3 days. On the 4th day, my day to run errands & get groceries, I went to login & it would not allow me. I tried several times throughout the day to login & it still was unable too. Thank goodness I had checks w me. I tried again today to login, no luck. And, YES, I had the correct user name & password. I finally removed it from my phone. I may, or may not, attempt to use it again. Great theory, however, not worth it if one is unable to access it. Very disappointed!
Awesome app!
02/20/2019

Beekeeperdee
This app has helped me help my elderly father who has someone use his debit card for him. As p.o.a. for my dad, I’m doing the best I can to take care of his bills and finances for him from 1,000 miles away and this app helps me monitor how his helper uses my dad’s card and not allow that person to take advantage of him. It would really be even more helpful if the alerts would let me know not only when, where, and how much, but also WHAT items were purchased to make sure this person isn’t purchasing items like cigarettes or beer for themselves at my dad’s expense. Those would be items I know for sure my dad would never buy. Or maybe make those types of items disabled for the card? That would be great.One problem I’ve had with this app is that 3 times now it had not recognized my password or fingerprint to sign in and I had to call the bank to help me with starting the process from the beginning with new password again. Frustrating! This happened about every month. Since this new update, I haven’t had any issues YET, but it hasn’t been a month so I’m hoping I don’t have further issues. Over all a good app.
Awesome app!
02/20/2019

Beekeeperdee

This app has helped me help my elderly father who has someone use his debit card for him. As p.o.a. for my dad, I’m doing the best I can to take care of his bills and finances for him from 1,000 miles away and this app helps me monitor how his helper uses my dad’s card and not allow that person to take advantage of him. It would really be even more helpful if the alerts would let me know not only when, where, and how much, but also WHAT items were purchased to make sure this person isn’t purchasing items like cigarettes or beer for themselves at my dad’s expense. Those would be items I know for sure my dad would never buy. Or maybe make those types of items disabled for the card? That would be great.One problem I’ve had with this app is that 3 times now it had not recognized my password or fingerprint to sign in and I had to call the bank to help me with starting the process from the beginning with new password again. Frustrating! This happened about every month. Since this new update, I haven’t had any issues YET, but it hasn’t been a month so I’m hoping I don’t have further issues. Over all a good app.
Painfully slow and clunky.
08/03/2024

AspireToInspire
Update: Like most, I got the default response back from Fiserv. Send us more info, even though this is not am account or even bank issue. They own the system, so this is just a way to show they are responding, yet nothing ever changes. Fiserv, you outsourced the bulk of your operations and it shows. You clearly don’t look at your app enough to know how bad it really is, compared to others. Test your stuff. That is part of development.Yes, this app works, but frankly, for the size and abilities of Fiserv, this is frustratingly slow, even on the absolute simplest of functions, and does not give any indication of transactions that have the recurring ability that somehow bypass any and all controls. I see why our bank is looking for alternatives. Just look at the reviews from the past year. They have gone from 4 and 5 star reviews to 1-2 stars. This is the same experience that banks and credit unions are having with Fiserv, too. At some point, this is going to hit critical mass and Fiserv will act like they didn’t see it coming. Well, the writing is on the review wall, Fiserv. Put some energy and resources behind this and your bank/credit unions and their customer relationships. ..1 releases with generic release notes are not going to cut it. You want to be the tech centerpiece for banking, then start acting like it.

Developer Response
We're so sorry you're having a bad experience with the app. In order for us to evaluate thoroughly please email CardValet@fiserv.com with your CardValet username, Financial Institution name, the last four digits of a registered card and any other pertinent details of your experience. Please refrain from posting here for the protection of your account.
Painfully slow and clunky.
08/03/2024

AspireToInspire

Update: Like most, I got the default response back from Fiserv. Send us more info, even though this is not am account or even bank issue. They own the system, so this is just a way to show they are responding, yet nothing ever changes. Fiserv, you outsourced the bulk of your operations and it shows. You clearly don’t look at your app enough to know how bad it really is, compared to others. Test your stuff. That is part of development.Yes, this app works, but frankly, for the size and abilities of Fiserv, this is frustratingly slow, even on the absolute simplest of functions, and does not give any indication of transactions that have the recurring ability that somehow bypass any and all controls. I see why our bank is looking for alternatives. Just look at the reviews from the past year. They have gone from 4 and 5 star reviews to 1-2 stars. This is the same experience that banks and credit unions are having with Fiserv, too. At some point, this is going to hit critical mass and Fiserv will act like they didn’t see it coming. Well, the writing is on the review wall, Fiserv. Put some energy and resources behind this and your bank/credit unions and their customer relationships. ..1 releases with generic release notes are not going to cut it. You want to be the tech centerpiece for banking, then start acting like it.
Developer Response 08/02/2024
We're so sorry you're having a bad experience with the app. In order for us to evaluate thoroughly please email CardValet@fiserv.com with your CardValet username, Financial Institution name, the last four digits of a registered card and any other pertinent details of your experience. Please refrain from posting here for the protection of your account.
They randomly decline my card for unspecified reason
06/03/2020

seaviewkat1
I had all my cards linked to my bank account. I go along fine until I go to buy a computer at Walmart be the one I have has died on me. My card is declined when I have more than adequate credit available. I’m in the store, using my card but it’s declined. I get the excuse because there is so much fraud these days. Not at all helpful. Supposedly it is resolved until yesterday when my pharmacy is trying to run my card to pay for another mail order prescription and it’s declined again and again. I was declined for a $10 and a $20 charge on different days. I have only used $259 of my $2500 available credit limit. Why is my card randomly declined at the mail order pharmacy? I can’t get in touch with card services because I suspect a lot of other people are having stupid problems too. They tell me at my financial institution that the problem is card valet. Anyway, this is not another challenge that I need along with this Covid 19 shutdown. This is just total BS. I deleted my cards from card valet. I should find out shortly if it’s Card Valet or some BS from my bank/ credit union.
They randomly decline my card for unspecified reason
06/03/2020

seaviewkat1

I had all my cards linked to my bank account. I go along fine until I go to buy a computer at Walmart be the one I have has died on me. My card is declined when I have more than adequate credit available. I’m in the store, using my card but it’s declined. I get the excuse because there is so much fraud these days. Not at all helpful. Supposedly it is resolved until yesterday when my pharmacy is trying to run my card to pay for another mail order prescription and it’s declined again and again. I was declined for a $10 and a $20 charge on different days. I have only used $259 of my $2500 available credit limit. Why is my card randomly declined at the mail order pharmacy? I can’t get in touch with card services because I suspect a lot of other people are having stupid problems too. They tell me at my financial institution that the problem is card valet. Anyway, this is not another challenge that I need along with this Covid 19 shutdown. This is just total BS. I deleted my cards from card valet. I should find out shortly if it’s Card Valet or some BS from my bank/ credit union.

Performance improvements and bug fixes.

Version 6.2.1

03/18/2025

Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- User Content
- Diagnostics