MECU Mobile

Name: MECU Mobile
Rating: 4.8 (7316 reviews)
Author: MECU of Baltimore, Inc.

Finance

Free

7.3K Ratings
Ages

4+
Years
Category

Finance
Developer

MECU of Baltimore, Inc.
Language

EN
+ 1 More
Size

118.3
MB

Welcome to MECU Credit Union’s Mobile Banking App - For our consumer and business members Get the most from MECU’s Mobile Banking App 24/7! You can do more than check your balance and transfer funds: • Deposit checks anywhere, anytime with Mobile Deposit. • Transfer funds quickly and easily between your accounts. • Treat yourself with Purchase Rewards – activate your rewards in app today! • Check your balance in seconds – without logging into the app. • Send money to family and friends! • Don’t waste a stamp – pay bills with Online Bill Pay. Two Easy Steps to Mobile Banking 1. Download the MECU App. 2. Sign up for Mobile Banking or login using your existing Online/Business Banking login credentials. Mobile Banking is FREE and SECURE. Security includes the latest encryption. MECU strongly recommends that you also use a reputable anti-malware program on your phone to further protect your information. Our Online Privacy Practices Keeping financial and personal information secure is one of our most important responsibilities. MECU is committed to protecting the information of members and visitors who use our apps and website. We value your trust and handle all personal information with care. As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you information about other services. Message and data rates may apply. Need assistance? Call 410-752-8313 during regular business hours. Federally Insured by NCUA.

Ratings & Reviews

4.8

out of 5

7.3K Ratings

Never works
01/21/2022

Ladyclg100665
There are always technical issues with this app. I have had access for over a year and can never log in due to technical difficulties.
Never works
01/21/2022

Ladyclg100665

There are always technical issues with this app. I have had access for over a year and can never log in due to technical difficulties.
Like time traveling to the 80s and not in a fun way
01/25/2024

Stasia0219
I’m only giving 1 star because zero stars isn’t an option. This is the absolute worst credit union/bank I have ever had the misfortune to use. My auto loan is through them, and I will be refinancing it to move it immediately. There is no way to pay a loan online or in app other than paying with a MECU account. There is no fuction for an external funds transfer. It won’t connect with other banks. They don’t accept Zelle for crying out loud - that should tell you enough right there. The only way for me to pay was to write a check to myself from my actual bank. Which they then proceeded to hold for over a week since it was a “new account”. I’m not writing a paper check to myself to mobile deposit each month just because MECU is stuck in the 1980s. The rep actually told me I could go in to a branch to make a deposit to be able to pay the loan every month. 0/10 would not recommend at all.
Like time traveling to the 80s and not in a fun way
01/25/2024

Stasia0219

I’m only giving 1 star because zero stars isn’t an option. This is the absolute worst credit union/bank I have ever had the misfortune to use. My auto loan is through them, and I will be refinancing it to move it immediately. There is no way to pay a loan online or in app other than paying with a MECU account. There is no fuction for an external funds transfer. It won’t connect with other banks. They don’t accept Zelle for crying out loud - that should tell you enough right there. The only way for me to pay was to write a check to myself from my actual bank. Which they then proceeded to hold for over a week since it was a “new account”. I’m not writing a paper check to myself to mobile deposit each month just because MECU is stuck in the 1980s. The rep actually told me I could go in to a branch to make a deposit to be able to pay the loan every month. 0/10 would not recommend at all.
Bank Purposefully Makes It Hard to Pay Your Loan
10/15/2024

instantmusic
The app is terrible. At first they made you transfer money from an external bank account to an MECU checking account, and then you can pay your monthly loan bill. Setting that up was really weird as it required setting up two timely automatic transactions and took several tries over the span of a two weeks. Then just recently, MECU stopped all automatic payments from your MECU checking because they switched their system to now being able to pay from your external bank account. So my automatic payments were stopped, I’m now late, and it’s taking forever to set up my new automatic payment from my external bank account to this MECU loan. This is all just terrible.
Bank Purposefully Makes It Hard to Pay Your Loan
10/15/2024

instantmusic

The app is terrible. At first they made you transfer money from an external bank account to an MECU checking account, and then you can pay your monthly loan bill. Setting that up was really weird as it required setting up two timely automatic transactions and took several tries over the span of a two weeks. Then just recently, MECU stopped all automatic payments from your MECU checking because they switched their system to now being able to pay from your external bank account. So my automatic payments were stopped, I’m now late, and it’s taking forever to set up my new automatic payment from my external bank account to this MECU loan. This is all just terrible.
Unreliable
10/28/2024

smileyy40
This app is unreliable 90 percent of the time everytime I login it’s always a technical issue or error or they’re always updating this is such an inconvenience to not be able to use the app and every 3 months they want you to change your password I think this credit union is the only bank who makes you change your password so frequently its frustrating when you run out of passwords they need to do better with this app because iam about to delete it from my phone if I can’t access my account whenever I need to
Unreliable
10/28/2024

smileyy40

This app is unreliable 90 percent of the time everytime I login it’s always a technical issue or error or they’re always updating this is such an inconvenience to not be able to use the app and every 3 months they want you to change your password I think this credit union is the only bank who makes you change your password so frequently its frustrating when you run out of passwords they need to do better with this app because iam about to delete it from my phone if I can’t access my account whenever I need to

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

Version 2025.10.1.3

12/09/2025

Data Linked to You

The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

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Copyright

Developer Website

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Ratings & Reviews

What’s New

Version 2025.10.1.3

App Privacy

Data Linked to You

Data Not Linked to You

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