Here’s what’s new in this major new update: == All-New Budgets Budgets have been rebuilt from scratch with a cleaner design, faster navigation, and clearer progress at a glance. You can still keep your existing budgets, now available as Classic Budgets. == Category-Based Budgets Create budgets for specific categories and subcategories, like Groceries, Transport, or Dining Out. MoneyCoach tracks matching transactions automatically, so your budget follows your real spending. == Budget Details Open any budget to see spent money, remaining money, progress, and matching transactions in one focused view. It is much easier to understand where the month is going. == Move Money Between Budgets Plans change, and now your budgets can change with them. Transfer budget room from one category to another when life refuses to follow the spreadsheet. == Rollover Budgets Unused budget can now carry forward. This helps longer-term spending plans feel less strict and more realistic. == Rebalance Budgets Preview smarter budget adjustments before applying them across your categories. MoneyCoach helps you redistribute your budget while keeping the total under control. == New Budget Widgets & Watch Icons Budget widgets and Watch views now use cleaner category icons and colors. Your budget glance should feel as fresh as the new budget experience. == Improved Onboarding Trial Flow The Premium trial flow now explains the offer more clearly before the paywall. Notification timing was also improved so prompts show up when they make more sense. == Improvements - Budget progress now consistently shows how much you have spent, instead of mixing spent and remaining progress. - Online banking imports now run more smoothly in the background and merge changes more reliably into the app. - Bank reconnection and expired-link handling are more robust, especially for GoCardless connections. - Reports received several stability fixes, including better Net Worth filtering and multicurrency totals. - Excluded transactions are safer to restore and update across the app. - Transaction lists, swipe actions, and preview screens are more resilient against stale or deleted transactions. - Quick Entry suggestions are safer when there are only a few matching categories. - Paywalls are now presented more reliably without duplicate modals. - Demo mode now includes more realistic budget and credit card activity. If MoneyCoach helped you feel a bit more in control of your money, a quick App Store rating helps us a lot.

Here’s what’s new: == Custom Report Date Ranges You can now select custom date ranges in all reports for more precise financial analysis. == Recurring Bill Creation Easily add and manage your upcoming recurring bills directly from the new entry screen. == Improved Category Merging A cleaner, more intuitive way to merge categories and subcategories to keep your finances organized. Other Improvements == Smarter Banking Connections We've added a new notification prompt after connecting a bank to keep you updated on your sync status. == Polished Bill Entry The bill entry screen has been refined for a better user experience. == Subscription Visibility Your premium subscription tier is now clearly visible on the premium card in settings. == Enhanced Feedback Premium users can now more easily provide feedback via our direct chat support. Fixes - Fixed an issue where the Top Categories filter wasn't correctly applying the account-only scope. - Improved the reliability of the "Manage Connections" screen for online banking. - Fixed a bug where deleted transactions might not reappear correctly after a force resync. - Resolved various issues with Payday period boundaries and salary cycle anchoring. - Future transactions are now disabled by default for new users to prevent confusion. - Fixed several reporting glitches, including date interval display and chart value sanitization. - Improved the handling of deep links and redirect protocols. If you are enjoying MoneyCoach, consider leaving a positive app review for the app as it helps us a lot.

== Recurring Bills Are Easier to Add The plus button in Upcoming Bills now makes it simpler to create a recurring bill. Add the amount, due date, repeat schedule, account, and category in one tidy flow. == A Cleaner Bill Flow The new bill screen is easier to scan and faster to fill in. Less tapping around, more getting it done. == Smarter Report Filters Reports now do a better job following the filters you choose across accounts, dates, transfers, and starting balances. The result: charts and totals that match what you actually meant. == Smoother Premium Feedback Premium users can now open support chat more smoothly from the feedback flow. When you have something to say, MoneyCoach gets out of the way. == Improvements - Future transactions are now off by default, so balances and reports stay focused on confirmed activity unless you turn them on. - Income vs Expense now shows the correct remaining date range when a selected period only partly overlaps your report range. - Report exports now create cleaner file names, even when date ranges include special characters. - Top Categories now handles account and transfer filters more accurately. - Charts now handle unusual values more gracefully, keeping them clear and useful. - Exporting from settings now closes the filter screen before showing the share sheet. One thing at a time. If this update saved you a tap, a sigh, or a spreadsheet moment, consider leaving a review. It helps MoneyCoach reach more people who also enjoy knowing where their money went.

This update focuses on in-app support, smoother goals management, more accurate multicurrency totals, and a more reliable reporting experience. Here’s what’s new: - In-App Support Chat You can now open support chat directly from Settings without leaving MoneyCoach. It is easier to stay on top of replies and get help faster inside the app. - Sort Goals Your Way You can now reorder your goals in a dedicated sorting screen. The goals overview and detail flow also feel more consistent while you manage them. - Correct Multicurrency Totals Account balances, transaction sections, and reports now stay accurate across currencies. This also fixes issues in net worth and top category calculations. - Exports That Match Your Filters Income vs Expense and Top Categories exports now follow the same dates and filters you see on screen. That makes shared exports easier to trust. - Smoother Report Browsing Quick ranges animate more reliably, category insights stay in sync, and report screens feel steadier as you switch views. We also fixed several report edge cases that could cause wrong totals or unstable behavior. ## Improvements - Preserved your local edits to booked online banking transactions during sync. - Improved imported account currency handling so balances stay correct. - Hid unsupported Deutsche Bank connections to avoid broken setup flows. - Fixed goal screen styling on iOS 26 and polished report visuals on visionOS and Mac Catalyst. - Fixed a Mac net worth crash and improved stability when applying report filters. Enjoy, The MoneyCoach Team

This update focuses on faster reporting, smoother categorization, more flexible transaction list controls, and a more reliable online banking experience. WHAT'S NEW - Refreshed reports across Net Worth, Income vs Expense, Categories, Payees, Tags, and Yearly Projections with smoother charts, clearer layouts, and quicker navigation. - Added a grid category picker with a layout switcher to speed up categorization. - Added new transaction list appearance controls, including display style, signed amounts, and amount colors. - Added an in-app What's New flow so new features are easier to discover after updating. IMPROVEMENTS - Improved online banking with in-app bank authentication, clearer retry states, better expired-connection handling, and more reliable account refreshes. - Renamed Upcoming Bills to Subscriptions & Bills for clearer navigation. - Added an option to include initial amounts in report filters. FIXES - Fixed report issues affecting quick ranges, filters, top categories, navigation, empty states, and chart behavior. - Fixed banking and multicurrency edge cases affecting balance updates, credit card handling, initial balance reconciliation, and reconnect flows.

== What’s New == - Redesigned Top Categories Report We’ve redesigned the Top Categories report with a cleaner, more modern experience with improved filters, layouts, and period switching. This makes it easier to spot spending patterns, compare time ranges, and understand where your money is going faster. - Redesigned Net Worth Report Net worth reporting is now smoother, more stable, and easier to interact with. You get a clearer view of your progress over time without distracting loading issues or awkward chart behavior. - Updated Transaction List Views We’ve added a new “Slim” mode to the Transaction list which allows for a clearer visual hierarchy. This helps you scan your activity faster and focus on the transactions that matter most. The old “Regular” mode is still available to use if you want though. - Smarter Transaction Categorization Categorization logic for online banking transactions has been improved to better learn from your changes and apply them more reliably. That means less manual recategorizing and more accurate reports and insights. - Faster Calendar Navigation The calendar flow now includes a quick way to jump to today, along with refined report time controls. Everyday actions feel faster, so adding and reviewing transactions takes less effort. == Improvements & Fixes == - Smoother report loading with fewer empty-state flashes - Better chart interactions and easier-to-tap report areas - More consistent filters and period handling across reports - Improved localized category and budget text - Reliability fixes for syncing and categorization behind the scenes - Fixed an issue with transfers imported via CSV

== What’s New == - Clearer Bank Limit Upgrade Flow If you reach the online banking connection limit, you now get a clearer upgrade experience with improved messaging and visuals. The screen now better explains what Premium Max unlocks and gives you a simple path to upgrade or continue later. This makes the flow easier to understand in the moment you need it. - More Reliable Banking Setup Completion We improved how bank-link completion is handled during onboarding and reconnect flows. Link status now refreshes more reliably, including renewal paths where no extra institution payload is returned. This helps the app recover faster and keeps your banking setup moving. == Improvements == - Updated the banking upgrade flow to use the current Premium Max offering. - Improved how unfinished banking links are restored by rebuilding state from persisted link IDs. - Polished account-limit upgrade text and visuals for a cleaner, more consistent experience. - Refined onboarding/banking event handling to better keep sync progress and account updates in step.

A major quality jump, focused on what you feel every day. - Less friction in online banking Reconnect flows are now more resilient and forgiving, especially around expired links and callback edge cases, so syncing feels far more stable. - More confidence when something goes wrong Banking errors now show clearer intent and better next steps, turning confusing moments into quick recoveries. - Stronger balance consistency Multi-currency calculations now behave better across edits and account updates, reducing surprise changes and improving trust in your financial view. - Smarter import behavior Credit card account detection from online banking is more accurate, so your data lands in the right place more often. - Daily speed improvements UI and interaction updates in core transaction flows make the app feel cleaner, faster, and more enjoyable to use. Enjoying the new improvements? Give MoneyCoach a quick rating so we can keep raising the bar. Hit that “Rate” button now.

== What’s New == - Added a new report filter to include or exclude Initial Amount in Income vs Expense and pie-chart reports. == Improvements == - Improved bank authentication with a secure in-app browser flow (ASWebAuthenticationSession). - Refreshed bank links automatically after a successful connection. - Improved banking sync matching by resolving categories and subcategories by both ID and name. - Improved Upcoming Bills presentation with cleaner list row spacing. == Bug Fixes == - Fixed EU banking callback handling to prevent connection failures. - Fixed payday logic so salary mode applies immediately and biweekly recurring anchors stay correct. - Fixed transaction selection mode navigation (tab bar and back button behavior). - Fixed fixed-cost amount input stability during onboarding. - Fixed Upcoming Bills scope so it stays on the current month.

Here’s what’s new: This update focuses on stability and quality improvements across Reports, Apple Watch sync, and core workflows. - Redesigned the Category Insights report experience with smoother interactions and UI refinements. - Fixed several Apple Watch sync issues for better reliability, including account filtering and budget emoji handling. - Resolved a CSV import issue where default subcategories with spaces could be misread. - Corrected biweekly payday calculations and improved payday settings reliability. - Improved account refresh behavior after data reset. - Fixed Upcoming Bills concurrency-related issues for more stable updates. - Updated premium logic for a more accurate “valid until” calculation. - Added localization and general polish updates. If you’re enjoying MoneyCoach, a quick App Store review helps a lot.

We are excited to bring you a massive update with new features, smarter search, and significant performance improvements! NEW FEATURES • New Icon Picker & Categories: Customizing your finances is now easier and more fun with our brand new icon picker and a redesigned category entry screen. • Tutorial Screen: Just starting out? We've added a new tutorial to help you get the most out of MoneyCoach from day one. • Modernized Settings: We've rebuilt the Notification and Support settings using SwiftUI, providing a smoother and more modern experience. • More Icons: We've expanded our icon library, giving you even more ways to personalize your categories and accounts. IMPROVEMENTS • Smarter Search: Finding what you need is faster than ever. Search within payees, tags, and categories now fully supports special characters and umlauts. • Better Category Management: We've refined the category picker and navigation for a more intuitive and seamless flow. • Performance Boost: The app is snappier! We've optimized the account repository and sync infrastructure for faster load times and improved reliability. • Widget Reliability: The Upcoming Bills widget now updates more reliably in the background. BUG FIXES • Sync Stability: Fixed crashes and issues related to account syncing to keep your data consistent. • Transfer Fixes: Resolved a bug with the multicurrency amount field in transfers. • UI Polish: We've squashed various UI bugs, updated translations, and improved localizations for a cleaner look. • General Stability: Addressed multiple crashes and logic issues to ensure a smooth and stable experience. If you enjoy using MoneyCoach, please consider leaving a rating or review. It helps us a lot!

Here’s what’s new: - Pending Transactions We improved the way the app handles pending transactions. They will be clearly marked as Pending. As soon as your financial institution books the transaction, we will remove the pending transactions from MoneyCoach and post the booked transaction, which you can customize to your needs. We added explanations about pending transactions as well. Enjoy!

This update fixes an issue when creating a new online account on Mac and also includes some other minor fixes. Enjoy!

Happy New Year! Here’s what’s new in MoneyCoach: - Improved the *automatic* detection of repeating transactions for online accounts We got rid of the whole automatic detection as it wasn’t working properly and now we allow you full control on what online transactions are repeating. Find the transactions that are actually repeating transactions and turn on the Repeat Transaction toggle. The app will then identify similar transactions and bundle them together. Additionally, when previewing the main repeating transaction in the Transaction Preview screen you can also see all of the child transactions that the app has identified and if you don’t want a specific transaction on the list, you can tap the X button and it will not be counted as a repeating transaction. This is a great way to clean any errors that have happened with the prior automatic detection. - Fixed the “Subscribe” card Now, if you are a premium subscriber, you should not see the blue Subscribe card on the Overview. If you do still see it, please contact support. We fixed some other minor bugs. Here’s to a great 2026, we’ve got a lot of cool things planned! Enjoy!

Here’s what’s new: - Added a Mark as Repeating feature for transactions imported from an online account - Added some user requested icons for Italy and Saudi Arabia banks - Improved the display of the Premium card on the Overview, where now it should not appear for current subscribers. If you still see it, please let us know in the support chat. - Tweaked the design of the Overview cards and fixed a couple of minor issues - Fixed a crash when importing a CSV to a specific account Enjoy!

This update includes fixes and improvements. Thanks, The MoneyCoach team.

Here’s what’s new: - Added a new account icon picker that fully supports search making it way easier to find the correct icon - Added customization support for the Overview’s background color, now it uses the primary color in the Appearance settings - Improved the PT-BR localization. Thanks Gabriel for the help! - Improved the account creation during Onboarding - Fixed an issue with the iPad keyboard when adding a new transactions in the app - Improved notifications regarding bank transactions - Fixed an issue where sometime swiping left to delete accounts failed Enjoy!

Here’s what’s new: - Rock-Solid Stability We've squashed several crashes that some of you ran into (thank you for reporting them!) - Better Bank Compatibility We've fine-tuned support for specific banking institutions, working around their unique quirks so your connection just works. Think of it as custom optimization for your bank. - Clearer Error Messages If something does go wrong with your bank connection, you'll get much better information when reaching out to support. We've fixed issues where long details or special characters would break the support email, making it way easier for us to help you fast. - Faster Data Entry When creating repeating transactions, the amount field now gets focus automatically. It's a small touch, but it makes entering your data just a bit quicker. Those seconds add up! - Improved Onboarding & Paywall We've modernized how we present premium features to new users, making it clearer what MoneyCoach Premium offers while respecting your choices. Everything flows more naturally now. - Faster app launch for users with lots of accounts - Future Transactions Toggle No more crashes when switching the future transactions toggle! We know you love planning ahead, and now you can toggle between views without any hiccups. - Account Updates Fixed a sneaky bug that could happen when updating your latest account amounts. Your data stays safe and sound, always. Enjoy!

This update includes fixes and improvements.

Here’s what’s new: == Enhanced Push Notifications Push notifications are now more reliable than ever, ensuring you never miss important financial updates and reminders. == Banking Experience - Automatically fetches your latest banking transactions every time you open the app, keeping your financial picture up-to-date - Improved stability and performance for online banking connections == General Improvements - Various bug fixes and performance enhancements for a smoother experience - Improved overall app stability == macOS Improvements Fixed the intro screen layout on macOS to ensure a perfect first impression on your Mac.

Here’s what’s new: - Improved the UX of the transaction entry screen - Fixed an issue with the accounts counter - Fixed CSV importing to a specific account - Fixed an issue when editing the billing cycle of credit cards - Other minor tweaks and fixes Enjoy

Here’s what’s new: - Improved automatic categorization for some specific banks - Improved the UX in some places like editing online transactions to minimize confusion - Changed what happens when you decide to delete your MoneyCoach account in Settings. From now on, everything stored locally in the app will get deleted. - Improved the overall stability of the app Enjoy!

This update fixes an issue with the Family Sync.

Here’s what’s new: - Improved Widget tinting. Now if you use tinting on the Home Screen, our widgets should look better than before - Improved the overall stability of the app. Plus the app should feel even snappier than before - Fixed a small issue when creating a new account during entering a new transaction in the app - Fixed a small padding issue on smaller devices - Fixed a small issue where the image inside the Academy articles wasn’t displaying correctly - Other minor fixes and improvements Enjoy!

Here’s what’s new: - Improved Quick Entry - Improved the performance of the accounts, the app should feel snappier now - Improved the Bulk Editing of transactions where now the context menu is easier to understand and navigate - Improved the bill reminders where now they will show the transaction currency, for example even if you get paid in $ and have the app in Euro - Updated an account icon - Fixed an issue where the paywall didn’t dismiss when you purchased a subscription plan - Fixed an issue where Quick Actions from the Home Screen didn’t work as they should - Other minor fixes and improvements If you enjoy the app, please leave a positive app review as it helps us a lot! Enjoy!