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Helping you protect what matters most is our top priority. That’s why we are offering you KnowYourDrive, a simple way to get on the road towards safety and savings.

KnowYourDrive helps you learn safer driving habits and gives you more control over how much you pay for car insurance.

After each household driver downloads the app at no cost, you’ll receive an introductory car insurance discount. The app then continues to monitor your driving behavior and show your progress, so you can keep learning and adjust your driving habits accordingly.

The app displays your discount, trip details, safe driving tips and keeps track of your streak of distraction-free trips. Additional detail is provided on your driving versus others who have the app.

And depending on how you drive, your policy will earn a program discount on your car insurance. Nice!

Please note that the KnowYourDrive app is available to invited American Family Insurance customers.

Disclaimer: Continued use of GPS running in the background can decrease battery life.

What’s New

Version 2.4.1

This version includes the following enhancements:
• Ability to remove a trip
• Support to help incorrect phone number entries during onboarding of the app
• Minor design and bug fixes

Ratings and Reviews

4.6 out of 5
2.4K Ratings

2.4K Ratings

Jray286 ,

Awesome App!

I’ve had this with AmFam for a few years. Love the design of the new app. I always thought I was a pretty good driver. I quickly realized I love stopping quickly and slamming on the gas when I start driving. Since using the app, I’ve slowed down on the expressway (I just put cruise control on and coast), I’ve moved my driver seat back to make sure I wasn’t so close to the gas and brake (used to sit pretty far up), and I’ve significantly cut down on using my phone while driving (I set music, podcasts, and navigation up before I leave my garage). It’s been great for gas milage, better on my brakes, AND I GET A DISCOUNT JUST FOR USING IT! It’s super easy to just check in once a week and see how I’ve been doing. The new design recently released is easy to navigate and I love the tips they give in-app. Overall, it’s been great to help me drive safer and save some money.

Developer Response ,

Hi Jray286,

Thank you for the feedback and glad to hear you like the new look. Drive safe!

Tgbyhju ,

Inaccurate 0 STARS

You have this app rating at 4.5 with 734 ratings. I stopped counting at 101-1 star ratings because every other rating would need to be 5 stars for this app to be rounded up to 4.5. A very quick look let’s you know that there are far more 1 star ratings than there are 5 star and several 2 or 3 star ratings. This app is probably closer to 2.5 out of 5. Don’t be fooled. It’s awful!

Two people in the same vehicle will have different concerns with acceleration and braking. The acceleration requirement for the app is dangerously slow and when you hit the freeway after several seconds the cars behind you do extremely dangerous maneuvers to get around you. I would suggest the 5 mph per second begin at 15 miles per hour to prevent that ridiculously slow start. I have also had an occupant in my vehicle with the cruise control set at the speed limit and my KYD said I had high speed and the passenger did not. There is an accuracy problem. You’ll still get a discount but it won’t be the amount you probably should get. I can’t believe others haven’t shared this side by side comparison challenge in the past. It actually frustrates me as a driver and a customer. I wonder if another company has a more accurate app. It might be worth looking into.

I’ve read a great deal about algorithms in your responses. What do your algorithms say about the next generation being customers when every conversation I’m having with my son starts with “I hate this app!” ?

Sunshynff ,

Nope, too intrusive

First off, there's way to many fake 5star reviews. Secondly, I never used it, I wouldn't agree to service agreement. I'm not a conspiracy theorist, but I started reading what I was "agreeing to" a couple years ago, and what they want you to agree to is one of the more sketchy ones I've read.
By clicking "agree" on service agreement, you accept the T&C, but you can't read the full T&C until click agree and enter the app. By clicking agree you give up any rights to dispute any liability the app might have for distracting you, it says you allow them to change the T&C at anytime for any reason without notifying you. Besides me not being keen on another app knowing my location and whereabouts, which this records all of that and other info, If you are involved in vehicle accident in anyway, even if your car wasn't damaged or it was but the accident wasn't your fault, the data from app (which AmFam can't be held liable for it not being accurate) can be turned over to law enforcement or other insurance company to determine who is liable. A few other sketchy things I rarely see in these agreements, not to mention all the reviews about how inaccurate it is, you know this app can cause your premiums to go up too!

App Privacy

The developer, American Family Insurance, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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