Live Oak Bank

Name: Live Oak Bank
Rating: 2.5 (90 reviews)
Author: Live Oak Bank

Live Oak Bank Mobile Banking

Only for iPhone

Free

90 Ratings
Ages

4+
Years
Category

Finance
Developer

Live Oak Bank
Language

EN
+ 2 More
Size

70.3
MB

iPhone

Live Oak Bank offers competitive interest rates, no monthly maintenance fees, and a fast and secure connection to your other bank accounts. Enjoy the ease and accessibility of an FDIC insured online bank with unparalleled customer service. Our mobile app is another way we help our customers achieve more. Mobile banking features • Manage your profile and account names • Check balances and search transaction history • Move Money • Deposit multiple checks at one time • Manage Savings and CD interest disbursements • Manage CD maturity options • View and download account statements and tax documents • Manage users on the account • Open your account through the app • Manage your external accounts Live Oak Bank’s mobile banking app is secure, simple, and fast. You can access a real-time view of your finances and manage your account online. 1. Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor for each account ownership category. © 2021 LIVE OAK BANKING COMPANY. ALL RIGHTS RESERVED. MEMBER FDIC. EQUAL HOUSING LENDER.

Ratings & Reviews

2.5

out of 5

90 Ratings

Useful for checking balances and transfers only.
11/10/2022

Boomdaddy3
I have been a customer of Live Oak bank for a long time. They have had competitive interest rates and continue to do so. However, this is the only reason I continue to use them. I have the same issues that many people have reported here – having to enter my password when I have enabled face recognition login, getting locked out, and most importantly, the inability to deposit anything using their deposit feature. I have called and spoken to the bank many many months ago and they still have not fixed this feature. So the only way I’m able to deposit money into the account is by transferring it from another bank. They have said that they were going to fix it but no actions. The bank works as a place to earn interest but nothing more and support for their application is nonexistent.
Useful for checking balances and transfers only.
11/10/2022

Boomdaddy3

I have been a customer of Live Oak bank for a long time. They have had competitive interest rates and continue to do so. However, this is the only reason I continue to use them. I have the same issues that many people have reported here – having to enter my password when I have enabled face recognition login, getting locked out, and most importantly, the inability to deposit anything using their deposit feature. I have called and spoken to the bank many many months ago and they still have not fixed this feature. So the only way I’m able to deposit money into the account is by transferring it from another bank. They have said that they were going to fix it but no actions. The bank works as a place to earn interest but nothing more and support for their application is nonexistent.
Clean interface, buggy login, no total balance
06/25/2022

BardRaelyn
Once you’re logged in, the app has a clean, functional interface, which I appreciate, although it’s lacking a total balance for all accounts, which is information that’s pretty basic for banking and incredibly useful to have, so I hope they’ll consider adding it. All that aside, I do have one huge gripe about the app: Even though I have biometric login enabled, I almost always have to enter my password, as the app keeps logging me out of the biometric option. This is indescribably irritating, as my password is long and complicated (as a banking password should be), and it’s very easy to mistype on a tiny phone keyboard and not even realize until the app informs me it’s wrong, at which point I have to type it all over again.
Clean interface, buggy login, no total balance
06/25/2022

BardRaelyn

Once you’re logged in, the app has a clean, functional interface, which I appreciate, although it’s lacking a total balance for all accounts, which is information that’s pretty basic for banking and incredibly useful to have, so I hope they’ll consider adding it. All that aside, I do have one huge gripe about the app: Even though I have biometric login enabled, I almost always have to enter my password, as the app keeps logging me out of the biometric option. This is indescribably irritating, as my password is long and complicated (as a banking password should be), and it’s very easy to mistype on a tiny phone keyboard and not even realize until the app informs me it’s wrong, at which point I have to type it all over again.
Can deposit checks, just not with iOS
02/03/2023

mozrt485
I was growing increasingly frustrated that the app kept freezing whenever I attempted to deposit checks. After trying multiple devices for several days, it dawned on me to try a non-iOS device. After 2 tries, it worked. Thank goodness I had a Samsung to try. So now I know not to use any Apple devices and, while it’s still buggy, it eventually works. Customer Support was of no help when I reported this issue with the app.
Can deposit checks, just not with iOS
02/03/2023

mozrt485

I was growing increasingly frustrated that the app kept freezing whenever I attempted to deposit checks. After trying multiple devices for several days, it dawned on me to try a non-iOS device. After 2 tries, it worked. Thank goodness I had a Samsung to try. So now I know not to use any Apple devices and, while it’s still buggy, it eventually works. Customer Support was of no help when I reported this issue with the app.
Check Deposit Feature and High Yield Savings
07/11/2024

Trippt02
I noticed much of the previously poor reviews are in reference to the check deposit feature, I’ve never had a smoother experience with it than with Live Oaks mobile banking app, super convenient and easy to manage, made a deposit and my funds begin earning interest the same day at an incredible rate. Great experience
Check Deposit Feature and High Yield Savings
07/11/2024

Trippt02

I noticed much of the previously poor reviews are in reference to the check deposit feature, I’ve never had a smoother experience with it than with Live Oaks mobile banking app, super convenient and easy to manage, made a deposit and my funds begin earning interest the same day at an incredible rate. Great experience

We've enhanced the Live Oak Bank app with fixes and improvements that allow you to do more. What's new: - General bug fixes

Version 1.64.13

Oct 22

Data Linked to You

The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics