Live Oak Bank 4+

Live Oak Bank Mobile Banking

Live Oak Bank

    • 2.7 • 67 Ratings
    • Free

iPhone Screenshots


Live Oak Bank offers competitive interest rates, no monthly maintenance fees, and a fast and secure connection to your other bank accounts. Enjoy the ease and accessibility of an FDIC insured online bank with unparalleled customer service. Our mobile app is another way we help our customers achieve more.

Mobile banking features
• Manage your profile and account names
• Check balances and search transaction history
• Move Money
• Deposit multiple checks at one time
• Manage Savings and CD interest disbursements
• Manage CD maturity options
• View and download account statements and tax documents
• Manage users on the account
• Open your account through the app
• Manage your external accounts

Live Oak Bank’s mobile banking app is secure, simple, and fast. You can access a real-time view of your finances and manage your account online.

1. Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor for each account ownership category.


What’s New

Version 1.59.3

Default language - en-US
We've enhanced the Live Oak Bank app with fixes and improvements that allow you to do more.

What's new:
- General bug fixes

Ratings and Reviews

2.7 out of 5
67 Ratings

67 Ratings

Ambermom5 ,

Mobile Deposit

I appreciate being able to use mobile deposit with an online bank; however, I’ve had to completely delete the app and reload for the deposit process not to get stuck. I opened a business account purely to deposit business checks so it does get annoying.

Boomdaddy3 ,

Useful for checking balances and transfers only.

I have been a customer of Live Oak bank for a long time. They have had competitive interest rates and continue to do so. However, this is the only reason I continue to use them. I have the same issues that many people have reported here – having to enter my password when I have enabled face recognition login, getting locked out, and most importantly, the inability to deposit anything using their deposit feature. I have called and spoken to the bank many many months ago and they still have not fixed this feature. So the only way I’m able to deposit money into the account is by transferring it from another bank. They have said that they were going to fix it but no actions. The bank works as a place to earn interest but nothing more and support for their application is nonexistent.

Thieves galore ,

Garbage. Be Careful Folks.

I have a sizable c corp ($4MM annual revenue).

I routed about 16k of merchant deposits to their “acclaimed” small business savings.

Was locked, i didn’t worry about it for about 2 years until i remembered that i had money with them.

I sent them account closure forms (photo ID included along with legal jargon my general counsel ensured was proper and binding - requiring they close my account and send me a check for my balance within 30 days of receiving the account closure form)

Mailed certified, they received it, 30 days passes, 60, literally a full calendar year later I began more aggressively pursuing the matter.

They then tell me, they have returned the funds (2+ years after having received them) to the sender. And for me to check the sending account.

Those were merchant deposits, for sales made and products delivered from 2+ years ago. So they returned it ultimately to the merchant bank, aka Wells Fargo. Literally, they made me jump through infinite hoops just to give away my money. So, I’m short the 16k of product sales, as they so generously decided to give away their client’s money.

Be careful folks. At live oak bank, please do correct me if I’m wrong, but I’m not, so I doubt you guys will have anything to say as you guys epitomize the gutter of the US banking system.

App Privacy

The developer, Live Oak Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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