Moneydance

Name: Moneydance
Rating: 4.7 (817 reviews)
Author: The Infinite Kind Limited

Private Personal Finance

Free

817 Ratings
Ages

4+
Years
Category

Finance
Developer

The Infinite Kind Limited
Language

EN
English
Size

21.6
MB

Moneydance helps you take your finances mobile by making account balance updates and transaction entry portable. Moneydance is designed to enable quick and painless entry of receipts and transactions while you are out and about, with immediate, end-to-end encrypted syncing (via Dropbox or iCloud) to Moneydance on your Mac or PC. The desktop version of Moneydance is required to use this app, which can be downloaded for Mac, Windows, or Linux from moneydance.com Moneydance uses strong AES encryption in addition to Dropbox and iCloud's built-in security to ensure your finances are heavily protected while syncing.

Ratings & Reviews

4.7

out of 5

817 Ratings

If you liked Quicken
10/07/2024

Diddly:D
This is as if not better than the newer versions of quicken for personal and business and you don’t have to subscribe to an online plan. This app integrates with my other devices so like now I’m using their mobile app and it will update on my computer too. Easy to use, easy to view very straight forward. I can generate reports based off my register it’s has more stuff than I use and I use a lot of. Like the scheduling you can link to its credit account and then post to your checking account too. It’s always accurate and dependable. I do wish it wasn’t so sensitive or fast I can’t see where to adjust it.
If you liked Quicken
10/07/2024

Diddly:D

This is as if not better than the newer versions of quicken for personal and business and you don’t have to subscribe to an online plan. This app integrates with my other devices so like now I’m using their mobile app and it will update on my computer too. Easy to use, easy to view very straight forward. I can generate reports based off my register it’s has more stuff than I use and I use a lot of. Like the scheduling you can link to its credit account and then post to your checking account too. It’s always accurate and dependable. I do wish it wasn’t so sensitive or fast I can’t see where to adjust it.
Not mature product
05/04/2025

juan sardoza
I’m evaluating moneydance on a 2015 Mac laptop. I’m looking for a budget and finance management application that 1) pulls data from financial sites, 2) saves said data on a storage platform I can control (local disk, iCloud, Dropbox work, prefer a user configurable sftp server url or object storage api), 3) does not provide my data to any companies (no cloud saas platform please), is low cost or justifiable, 4) has automated functionality for tying transaction records from one synced account with another without requiring me to share my data with a hosted AI, and 5) generally gives me an overview of everything without breaking. I’ve never used quicken. Mint used to break on me all the time. I haven’t used a check register in 20 years. I need support for 30 bank accounts and 20 credit cards, maybe investment (not necessary), a fast way to mark transactions to a specific budget automatically and/or learned. Moneydance on laptop seems to hit some of the basics. Moneydance on iPhone appears to be lacking 90% of the basics and it’s not a brand new thing. At their current rate of development I’d say it might be usable by 2030.
Not mature product
05/04/2025

juan sardoza

I’m evaluating moneydance on a 2015 Mac laptop. I’m looking for a budget and finance management application that 1) pulls data from financial sites, 2) saves said data on a storage platform I can control (local disk, iCloud, Dropbox work, prefer a user configurable sftp server url or object storage api), 3) does not provide my data to any companies (no cloud saas platform please), is low cost or justifiable, 4) has automated functionality for tying transaction records from one synced account with another without requiring me to share my data with a hosted AI, and 5) generally gives me an overview of everything without breaking. I’ve never used quicken. Mint used to break on me all the time. I haven’t used a check register in 20 years. I need support for 30 bank accounts and 20 credit cards, maybe investment (not necessary), a fast way to mark transactions to a specific budget automatically and/or learned. Moneydance on laptop seems to hit some of the basics. Moneydance on iPhone appears to be lacking 90% of the basics and it’s not a brand new thing. At their current rate of development I’d say it might be usable by 2030.
Best bill spreadsheet I have used
01/27/2023

USAFgunner
The $50 i paid for the app has saved me so much money! I was able to build a bill calendar on my PC app that gives me a month view of when bills are due and when paydays are. Me and my wife have the phone app and it makes doing the checkbook a breeze! We used to have 5 or 6 overdraft fees a month because we didnt do a checkbook. I havent had an overdraft fee in 3 years and am way ahead on my bills now. Thanks Moneydance, this app has saved me thousands of dollars in fees and I no longer stress out about my finances!
Best bill spreadsheet I have used
01/27/2023

USAFgunner

The $50 i paid for the app has saved me so much money! I was able to build a bill calendar on my PC app that gives me a month view of when bills are due and when paydays are. Me and my wife have the phone app and it makes doing the checkbook a breeze! We used to have 5 or 6 overdraft fees a month because we didnt do a checkbook. I havent had an overdraft fee in 3 years and am way ahead on my bills now. Thanks Moneydance, this app has saved me thousands of dollars in fees and I no longer stress out about my finances!
Extremely Limited Capabilities
04/06/2025

toad555555
I download the app yesterday. Installing the app was easy and I had no problems linking it using Dropbox to my PC. But on the downside: It allows me to enter, edit and delete transactions, but not much more. It appears that there are no tools or preferences. The ability to reconcile accounts would be extremely helpful. I see that there supposedly is an ability to require a passphrase or biometrics to open the app, but I haven’t yet found how to do that. Overall it just seems like a very simple app that could stand some enhancements.Update: Upped my rating to 4 stars. I finally found the settings and figured out how to enable biometrics.
Extremely Limited Capabilities
04/06/2025

toad555555

I download the app yesterday. Installing the app was easy and I had no problems linking it using Dropbox to my PC. But on the downside: It allows me to enter, edit and delete transactions, but not much more. It appears that there are no tools or preferences. The ability to reconcile accounts would be extremely helpful. I see that there supposedly is an ability to require a passphrase or biometrics to open the app, but I haven’t yet found how to do that. Overall it just seems like a very simple app that could stand some enhancements.Update: Upped my rating to 4 stars. I finally found the settings and figured out how to enable biometrics.