Nationwide SmartRide‪®‬ 4+

Nationwide Mutual Insurance

Designed for iPhone

    • Free

iPhone Screenshots


If you're a Nationwide customer and you enrolled in the SmartRide Mobile Program (available in all states except AK, CA, HI, LA, MA, NY and PR), you can continue your participation by downloading and registering the SmartRide Mobile App.

Driving safely is no easy feat. If you’re a driver committed to staying alert and following the rules of the road, we’re going to reward you for it. SmartRide gives you personalized feedback to help you make even safer driving decisions. The safer you drive, the higher the discount you could get.

As part of our ongoing efforts to reduce distracted driving, the SmartRide Mobile App also keeps track of how often you interact with your phone while your vehicle is in motion. Phone distractions don't affect your discount, but knowing your data can help you stay safe.

* View your driving trends and get personalized feedback on your driving
* View your trips on a map
* View your phone distraction summary and interactive map with trip details
* View your estimated discount during participation
* View your final discount at the end of the program

What’s New

Version 3.2.1

- Bug fixes

Ratings and Reviews

4.5 out of 5
447 Ratings

447 Ratings

Discojenb ,

Easy to use app

Turn it on in and let it run in the background! Interesting to see how many miles have been driven vs. how much idle time is spent in the car in traffic. Tracking hard braking events also flags that you may be too close to the cars in front of you, too often. One drawback there - the app doesn’t date the hard braking events to help jog your memory of the incident. Also, because it runs in the background, the status needs to be updated when you shift from driver to passenger, or use another mode of transportation. Although it’s an easy change to make, a notification/reminder to review driving status at the end of a day or week would be helpful. Especially for those who both ride-share and drive.

Daddys Priss ,

Wish I had been given more instructions

I do like the ap. Don’t we all like to know when we’ve done something well. A couple things I don’t understand. It’s regarding the phone and swiping it and looking at it talking on it and texting and driving which I am fully aware is against the law and I do not do that. However if you were driving and your GPS on your car it’s not picking up your directions that you need to be following and it’s necessary to reach for your phone and swipe up to see where you are I would assumed you get dinged for that? My wonder is if I am in a drive-through and I want to pay with something on my mobile app, my car is in the drive-through it is in the drive position am I dinged when I have to swipe up on my phone in order to check out via scan? In other words if the car is in drive and you are stopped does it have the same monitoring as if your car is in drive and you were actually moving? Also is there any documentation or instructions that I have access to in order to fully understand the rules of your monitoring?

Developer Response ,

We apologize and would like to help resolve your issue. Please contact our SmartRide team at 1-855-421-2688 so that we can specifically troubleshoot your issue with you.

Leadoffcf ,

Makes me want . . . .

to be a better driver. I touch my phone a lot less to get a better score.

I think it could show more characteristics, such as when and where the hard accelerations or brakings took place or when any speed limits were broken and by how much. There should be some way to designate that the phone was being moved and tapped for navigation purposes, not for texting or other unnecessary reading.

App Privacy

The developer, Nationwide Mutual Insurance, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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