Description

Monitor all your investments, retirement, and finances with the only portfolio tracker you’ll ever need.

The Personal Capital Investing and Finance App - this is the smart way to track and manage your personal finance. Now you can see all your accounts in one place—bank accounts, stocks, retirement funds, and your investments. Use our Retirement Planner tool or become an investment client to get access to our financial advisors. This is more than a portfolio tracker, this is professional-grade tech to help you take control of your finances.

"Best App for Investors" - CNBC, 2021
"Best Financial App Award" for 2021 by Money Under 30
"Best for Portfolio Management" - for 2020 by Investopedia

START NOW FOR FREE
Join over 2.8 million people who use our free tools (as of 12/31/20).

MANAGE ALL YOUR ACCOUNTS IN ONE SECURE PLACE
With Personal Capital, you can see all of your accounts in one place. Manage your bank accounts, 401k, IRA, investments, stocks, and even debt, all on our dashboard.

INTERACTIVE CASH FLOW TOOLS
The Cash Flow graph allows you to see your total income and total expenses across all of your accounts, month over month.

TRACK YOUR INVESTMENTS
See how well your investments are performing – and how they could do even better – with the Investment Checkup tool. Compare your current portfolio allocation to the ideal target allocation designed to minimize risk and maximize returns to meet your financial goals.

PLAN FOR RETIREMENT
Build, manage, and forecast your retirement in one convenient place with your Retirement Planner.

PERSONAL CAPITAL FOR APPLE WATCH
Set a spending target and track it on the go. Quickly check your status by day, week, month, or year. Access your spending simply by checking the date.

WE DO NOT SELL YOUR PERSONAL INFORMATION
At Personal Capital, we keep your best interests in mind. This includes not selling your personal information. And if we share your information with third parties to help us deliver our services, we require that they don’t sell your personal information either. After all, nobody wants their contact information sold to telemarketers. Want to learn more about this? Please see our privacy policy at personalcapital.com/privacy-policy.
"For more information about Personal Capital's advisory services, including fees and full disclosures, visit personalcapital.com/wealth-management. © 2021 Personal Capital Corporation, a wholly owned subsidiary of Empower Holdings, LLC. All rights reserved.

What’s New

Version 12.9.10

Performance improvements.

Ratings and Reviews

4.7 out of 5
31.4K Ratings

31.4K Ratings

BGP NC ,

Goodbye Quicken, Hello Personal Capital!

After 23 years of using Quicken, yesterday I said goodbye. Instead, after thorough online research, I signed up for the FREE Personal Capital service, which I can’t rate high enough for the ease with which I could add a large number of banking, investment and credit card accounts to my Personal Capital account, and the incredibly user-friendly interface and seamless aggregation of all of our financial accounts and data. The state of the art security features built-in to Personal Capital were the clincher for me. Quicken’s subscription model for a product that is buggy and has not kept up with the times (no viable IOS product offering, an inferior Quicken for Mac product, etc.) is no longer acceptable to me. I absolutely love the way it is so easy to keep completely up to date with our finances through the Personal Capital program, and how there is instantaneous syncing of the data in the desktop and IOS Personal Capital apps. While I will lose some functionality that was offered by my Quicken for Windows product, that is more than made up by the many advantages offered by Personal Capital. I highly recommend Personal Capital.

Borrmu421 ,

So far so great!

I have tried numerous personal finance applications, and settled on Mint for the longest time; only because my financial institutions weren't available through those other apps. Then I heard about Personal Capital and thought I'd give it a try, and so far so great!

It syncs with my credit unions which is rare, and MUCH appreciated. I can link my investment accounts and get professional advice. After using other apps, I have to say that they seem more geared towards children. Mint is a little more robust, but Personal Capital seems to have it all. It's made for us grown-ups, and gives you all the tools necessary to manage your finances and help improve your financial well being.

Not to be understated, is the fact that they have apps for phones, tablets and desktop interfaces. Most other apps only offer phone apps which can be annoying to interface with unless you're just checking something quick while on the go. Mint does have all 3 as well, I just don't like their implementation of the interface as much and the tools they offer. Keep up the great work, and hopefully a year from now I'll still feel as good as I do now.

Gymna ,

Awesome App, could be even better

Love the app! My main reason for writing this review is to provide suggestions to developers to make the app even better than it already is. I will change my rating to 5 stars once I know that my comments have been acknowledged by the developer. love how you can categorize each transaction to keep track of your spending as well as set a monthly budget. However, currently there is no way to set a monthly budget for certain spending categories (e.g. you can set a total monthly budget of $2,500, but you can’t set separate category budgets for rent, restaurants, groceries, shopping, auto/transportation, etc.) It would also be helpful to be able to add budgets on a year-by-year basis in addition to month by month. For example, you want to set a travel budget of $6,000 per year but it wouldn’t make sense to just add $500 dollars to your monthly budget because you do most of your traveling at certain times of the year. Also, sometimes the app misclassifies account credits as debits, not sure what’s going on there. Overall far superior app than most of the other ones out there!

Developer Response ,

Thanks for feedback, and I can see how that would be useful. While there’s currently no way to do that, we appreciate you taking the time to let us know what you’re looking for—most of the improvements we make come from ideas and suggestions like yours, so thank you for reaching out.

App Privacy

The developer, Personal Capital Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

  • Siri

    Get things done within this app using just your voice.

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