Stairs: Savings App 4+

Invest & Earn High Interest

Groundfloor Finance Inc.

Designed for iPhone

    • 4.2 • 411 Ratings
    • Free

iPhone Screenshots


Stairs combines the easy access of savings with the real returns of investing – we call it “Savesting.” 

With Stairs, you can earn much higher interest than traditional savings accounts.

Stairs puts your money to work in an investment backed by real assets, and your money plus interest is repaid into your account every five days. After your deposit clears, if you need to withdraw your money, you can do so anytime.  

There are no fees, ever.

Do your future a favor and download Stairs today.

What’s New

Version 1.1.92

A few more fixes and adjustments. Keep the feedback coming!

Ratings and Reviews

4.2 out of 5
411 Ratings

411 Ratings

5gbeh ,

Bank account issues

First off, love this app! Love the concept, love the return and love the simplicity! My bank account is not a member of plaid so I can’t link it to get round ups, but even if I could, we never use our debit card. Would love to have the ability to link both our bank account for auto deposits as well as a credit card for round ups. I’m sure there are issues with allowing that, but it is a dream of mine nonetheless. 😁

Developer Response ,

Thanks for your feedback and thanks for leaving a review! We are happy to hear you're enjoying Stairs.

SDSunshine94 ,

App is not reliable and lots of issues

I have been using the app for over 6 months now. Initially loved the concept of being able to make a good percentage rate of interest on liquid funds. It has not been smooth sailing however, had difficulties setting up my account and still not able to get the full 6% I had hoped for. After several weeks of back and forth with the initial set up with Groundfloor, they were not able to rectify the issues with Plaid and my bank account so I had to settle with the 5%. Recently there have been lots of issues with Stairs being down & not being able to enable any transactions, we received an email that the problems had been fixed however I recently tried making 2 withdrawals last week which showed that the the transaction had been accepted successfully on the app however the transaction history never updated in the app, nor did I receive the funds in my account. It’s now a week later. Be very careful putting any money in here that you might need immediate access to because the app does not consistently work reliably.

Developer Response ,

Hi there, thank you for your review and feedback - we are passing your comments along to our team. We are constantly working to update and improve the app based on feedback from users like you. Regarding your funds transfers, it could be they are still processing; our support team would be happy to check in on them if you like. Please reach out at for assistance. Thank you for trying Stairs.

Tony Wink ,

A good start but needs improvement.

The idea behind the app with risk free investments earning 4%+ that I can withdraw at any time is great but there is some room for improvement.
The accumulation counter that shows how much you should be earning is not accurate. The only way to get the 6% interest is if you have a bank that will accept the round up feature of your account. Unfortunately that only includes big branch banks like wells fargo or bank of America, wont work for small town banks or credit unions.

After you have enabled the automatic monthly withdrawal for an extra 1% interest boost it takes three months for that extra percentage hike to take effect. The same thing goes for the round up feature of your bank account if it works with the app.

Lastly, the amount that is shown as my balance is not being reflected in the amount im earning in interest. Example, I have $1,000 invested in the app and i should be earning $0.10 a day from the 4% interest and compounded every 5 days. Right now im only earning roughly $0.06 a day which is a 2.19% interest rate. The money i have deposited into the app has cleared my bank account and is shown as being deposited into the app and applied to some real estate loans. I understand they need time to apply that money to loans but give the person loaning the money what they are expecting.

Overall, i will still stay with the app regardless of its short falls. Im still earning more interest here then i would with a bank account.

Developer Response ,

Hi Tony, thank you for taking the time to leave a review. We'd be happy to help out with the issues you're experiencing - if you haven't already, could you reach out to our support team at They can help with making sure you can enable Round Ups for your account as well as fixing any outstanding interest to bring your account current. Thanks for your feedback and for trying out Stairs.

App Privacy

The developer, Groundfloor Finance Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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