The Halo App 17+

Build MicroLending Communities

Halo Lending Company

Designed for iPhone

    • 2.6 • 89 Ratings
    • Free

iPhone Screenshots


The Halo App is a private, community lending economy. The Halo App has created a marketplace where Backers and Borrowers can connect safely for small dollar loans, making peer-to-peer lending easy.
•Search through borrow requests within your community and across the app with simple and flexible filter tools.
• Select a borrow request that you are comfortable with backing and set your own terms.
• Once the borrower agrees to your terms, wait to receive your bi-weekly repayments.
• Request an amount between $100-$1000 and set the length of time you need to pay the amount back. Your request will be shared with our community of Backers for a match.
• You have control over the backing offers you accept. Accept the total amount to pay back that best suits your needs.
• Upon accepting a backing offer, the transaction is started immediately. Bi-weekly automated repayments can be managed and reviewed easily through the app.
• We use machine learning and global security networks for real-time fraud prevention and fake account detection.
• As breach prevention, we use best-in-class security tools and bank level SSL encryption to keep your information safe.
• The Halo App believes that old-fashion credit scoring models that rely solely on credit history do not take into account other factors that make a person trustworthy. Our Halo Score uses thousands of data points-- including real-time data, traditional scoring models, and personal reputation-- to assess risk without limiting access.
We are so glad to have you as a part of our growing economy. For questions, comments or concerns, do not hesitate to reach out to us
at . Visit our website at to find more information on our vision of creating financial freedom.

What’s New

Version 1.0.6

When accepting the loan contract a loading page will show while request is being processed.

Ratings and Reviews

2.6 out of 5
89 Ratings

89 Ratings

ashleymom98 ,

App not working

I’m having trouble getting the app to open, I’ve reach out via messenger, commented on Facebook, I’ve even tried to send an email but I haven’t gotten a response. I was able to use the app up until this month, never got a loan offer but I was able to put in a request but now I can’t even open it. Is the company still in business?

Morg9009 ,

Error message

This app worked great for me earlier this summer and I was able to make my medical bills on time, so I’m super grateful for that. But literally the day I made my last payment to them, the app stopped working. I get an error message and cannot log in to contact support. I have emailed about the error message with no response and reset my phone, deleted and reinstalled the app and made sure I had the most recent version. I wanted to love this app because it did help me but I need help again and I’m sad to not have it as an option. I would’ve given my initial experience 5 stars but it sadly remains 1 star at best as long as I can’t even use it.

Developer Response ,

Hi! --and thank you for your constructive feedback. Your first experience is the one we want for you and others every time. Will you please reach out to us at 317-520-8381 or email If you are open to it, we would love to interview you so you can share both your good and bad experiences with us. We will do our best to ensure every experience you have moving forward is a positive one. You are a Backer also! Please let us know if you'd like to schedule a one-on-one with someone from our Backer Team. You will find a lot of joy and reward in giving someone else the feeling you received when you receive help with your medical bills. We are here for you, and our app works now :)

CharlesAustin1982 ,

The app won’t even open.

The idea of this app is good ever every time
I open the app my phone tells me ERROR: Something went wrong, please try again.

I’ve deleted the app and downloaded it again numerous times. Reset my iPhone, reset network settings, I’ve done everything but throw my phone at the wall. I can’t contact anyone because I can get past the ERROR message. I’ll fix my review if you all can help me to get this app working.

Developer Response ,

Hi, sorry for the extremely late reply here. Thank you for your words of encouragement. We are growing every year as a company, but our belief in what this app can be for the world has remained unchanged. In October 2021, we still had a bug that prevented signups as you experienced. That issue was resolved by the middle of November. Unfortunately, we may have lost you by then. We'd love to invite you back into our community. If you are still interested in joining, please text us at 317-520-8381 or send us a message at Happy Lending!

App Privacy

The developer, Halo Lending Company, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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