The Halo App is a private, community lending economy. The Halo App has created a marketplace where Backers and Borrowers can connect safely for small dollar loans, making peer-to-peer lending easy.
BACK WITH CONFIDENCE –
•Search through borrow requests within your community and across the app with simple and flexible filter tools.
• Select a borrow request that you are comfortable with backing and set your own terms.
• Once the borrower agrees to your terms, wait to receive your bi-weekly repayments.
BORROW EASILY –
• Request an amount between $100-$1000 and set the length of time you need to pay the amount back. Your request will be shared with our community of Backers for a match.
• You have control over the backing offers you accept. Accept the total amount to pay back that best suits your needs.
• Upon accepting a backing offer, the transaction is started immediately. Bi-weekly automated repayments can be managed and reviewed easily through the app.
SAFE AND SECURE –
• We use machine learning and global security networks for real-time fraud prevention and fake account detection.
• As breach prevention, we use best-in-class security tools and bank level SSL encryption to keep your information safe.
THE HALO SCORE –
• The Halo App believes that old-fashion credit scoring models that rely solely on credit history do not take into account other factors that make a person trustworthy. Our Halo Score uses thousands of data points-- including real-time data, traditional scoring models, and personal reputation-- to assess risk without limiting access.
We are so glad to have you as a part of our growing economy. For questions, comments or concerns, do not hesitate to reach out to us
at email@example.com . Visit our website at www.thehaloapp.com to find more information on our vision of creating financial freedom.
When accepting the loan contract a loading page will show while request is being processed.
Ratings and Reviews
It would be better if it worked
I like the concept, but I can’t never get a loan just says pending.
This app worked great for me earlier this summer and I was able to make my medical bills on time, so I’m super grateful for that. But literally the day I made my last payment to them, the app stopped working. I get an error message and cannot log in to contact support. I have emailed about the error message with no response and reset my phone, deleted and reinstalled the app and made sure I had the most recent version. I wanted to love this app because it did help me but I need help again and I’m sad to not have it as an option. I would’ve given my initial experience 5 stars but it sadly remains 1 star at best as long as I can’t even use it.
The app won’t even open.
The idea of this app is good ever every time
I open the app my phone tells me ERROR: Something went wrong, please try again.
I’ve deleted the app and downloaded it again numerous times. Reset my iPhone, reset network settings, I’ve done everything but throw my phone at the wall. I can’t contact anyone because I can get past the ERROR message. I’ll fix my review if you all can help me to get this app working.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Halo Lending Company
- 67 MB
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Age Rating
- 17+ Unrestricted Web Access
- © 2021 Halo Lending Company