University of Kentucky Federal Credit Union

    • 4.7 • 4.7K Ratings
    • Free


UKFCU Mobile Banking allows you to access your accounts anytime, anywhere! You can check balances, view transaction history, transfer funds and pay loans! With mobile banking, you can do your banking when it’s convenient for you.

Features include:
- Check Balances
- View Transaction History
- Transfer Funds
- Pay Loans
- Remote Deposit Checks
- Pay Bills

*Standard mobile web fees may apply. Please contact your mobile carrier for more information.

What’s New

Version 8.0.5724

Push notifications are now enabled in the app. Other performance enhancements.

Ratings and Reviews

4.7 out of 5
4.7K Ratings

4.7K Ratings

Needs to work for ipad ,

Excellent bank!! They have been my primary bank.

I have been a member of UKFCU since 1995, they have been helping me tremendously from building my credit to do banking. They are helpful to me as a member. They stay beside me when I need them and I am very grateful to their excellent service of banking and their loyalty to their members. I have several accounts in different banks but UKFCU is always my number one bank and my primary bank.

muddysoap ,

Mobile Deposit ? Not eligible?

I've had this bank and app for years. They added the mobile deposit option a while back. I've never used it because I live so close to the branch. But today I desperately needed to use the Mobile Deposit. I even counted on, remembering "oh yeah I can deposit the check through my phone". Because my girlfriend has Chase and she used the feature of mobile deposit on hers, so I thought I'd do the same. Nope. Never expect this bank to have anything that works properly. It just says "your account is not eligible for this service". Why? No reason provided? I can't find anything anywhere that says why. So now I'm a bit screwed cause of this backwards bank. I can't tell you how many times I've not even been able to use my debit card on a Saturday at 2pm or a Wednesday at 6:30pm, not crazy times!! Because they have some problem with their systems and everything is down. Keeping my money from me. They don't understand that things like that CANNOT HAPPEN EVER. This is just another straw on the camel.

Maxy1654 ,

Bank’s great, app’s terrible

Edit: after noticing a small credit card balance increase without any charges posted or pending, I called customer service. They told me interest charges are no longer posted because they aren’t “transactions” and to find them I have to access a different page. This is yet another bad update to a terrible app.

Customer service employees were great, and very helpful. I hope UKFCU brings back a good online banking experience soon. :(

The app keeps getting worse since the fall 2020 update. It’s slow and buggy, there are often notices about things that don’t work (like balance accuracy?!), user friendliness is terrible, and it forces browser use for certain things we used to be able to do on the app, like making a credit card payment. It’s so slow I often can’t scroll on a page, which makes accessibility useless.

App Privacy

The developer, University of Kentucky Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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