UKFCU Mobile Banking allows you access to your accounts anytime, anywhere! Manage your accounts on-the-go from your mobile phone 24/7.

What’s New

Version 4.22.183

UKFCU offers a range of innovative features to app users:
•Check account balances and transaction history
•Transfer funds between accounts
•Enable Card Controls to temporarily turn credit cards on and off
•View balances and transactions from your Apple Watch
•Use our “Have a Question” feature for general inquiries about UKFCU
•Deposit checks conveniently from your mobile device
•Make loan payments
•Locate FREE ATMs near you
•View pending transactions that have not yet posted to your account
Safe. Secure. Convenient.
Federally Insured by NCUA

Ratings and Reviews

4.8 out of 5
3.6K Ratings

3.6K Ratings

Mtj1969 ,

Works perfect for me

This app does everything I need. Transactions show immediately, unlike PNC bank which can take a week.

muddysoap ,

Mobile Deposit ? Not eligible?

I've had this bank and app for years. They added the mobile deposit option a while back. I've never used it because I live so close to the branch. But today I desperately needed to use the Mobile Deposit. I even counted on, remembering "oh yeah I can deposit the check through my phone". Because my girlfriend has Chase and she used the feature of mobile deposit on hers, so I thought I'd do the same. Nope. Never expect this bank to have anything that works properly. It just says "your account is not eligible for this service". Why? No reason provided? I can't find anything anywhere that says why. So now I'm a bit screwed cause of this backwards bank. I can't tell you how many times I've not even been able to use my debit card on a Saturday at 2pm or a Wednesday at 6:30pm, not crazy times!! Because they have some problem with their systems and everything is down. Keeping my money from me. They don't understand that things like that CANNOT HAPPEN EVER. This is just another straw on the camel.

StevenJump89 ,

Good Bank, Terrible App

This app is terrible. It constantly flashes promotional ads when you navigate through different sections, regardless of having closed the ads countless times. It’s so annoying, I would rather pay up to $5 to make them go away forever. The app is also very basic and could really use a redesign. It doesn’t show the nicknames I’ve given to my accounts, it doesn’t let me rearrange the list order of my accounts, and the settings section leaves quite a bit to be desired. It’s not an enjoyable user experience.


University of Kentucky Federal Credit Union
70.7 MB

Requires iOS 9.0 and watchOS 2.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, French, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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