Easily manage & access your money.

New Walmart MoneyCard accounts now get:
Get your pay up to 2 days early with direct deposit. ¹
Earn cash back. 3% on, 2% at Walmart fuel stations, & 1% at Walmart stores, up to $75 each year. ²
Share the love. Order an account for free for up to 4 additional approved family members ages 13+.³
Get up to $200 overdraft protection with opt-in & eligible direct deposit. ⁴
No monthly fee with qualifying direct deposit of $500+. Otherwise, $5.94 per month. ⁵
Earn 2% annual interest (APY) on savings on up to $1,000 balance in your savings account. ⁶
Lock protection in the app. Misplaced card? Press LOCK to prevent purchases. Press UNLOCK to restore it instantly. ⁷

Use it for purchases everywhere Debit MasterCard® or Visa® debit cards are accepted in the U.S.
NO minimum balance or credit check to get a card today.
Direct Deposit your pay or government benefits.
Add money to your card from your existing bank account.
Free cash reloads with app at Walmart stores nationwide.
Deposit checks using your smartphone

Questions about your Walmart MoneyCard?
Log in to & email us, or call us at the number on the back of your card.

Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features. See account agreements for fees, terms and conditions at
1. Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
2. Subject to eligibility. Redeem rewards upon each anniversary of opening an account, using our website or app. Cash Back is credited to card balance at end of Reward Year and is subject to successful activation and to other eligibility requirements. Redeem reward using our website or app. See cardholder agreement for details. Grocery delivery and pickup purchases made on or the Walmart App earn 1%.
3. Activated, personalized card required. Other fees apply to the additional account.
4. Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft & overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about overdraft protection at
5. Monthly fee waived when you receive direct deposits of payroll or government benefits totaling at least $500 in the previous monthly statement period. Otherwise, $5.94 per month. First monthly fee occurs upon first use, the day after card activation or 90 days after card purchase, whichever is earlier.
6. 2% Interest is paid on each enrollment anniversary based on average daily balance of the prior 365 days, up to a maximum balance of $1,000, if the account is in good standing & has a positive balance. 2% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yields are accurate as of 3/27/20.
7. Monthly fees will continue on locked cards. Learn more in the Walmart MoneyCard app.

ATM access only available on personalized cards. Other fees may apply. Visit for more info.

Technology Privacy Statement:

Card issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. and Visa U.S.A., Inc.

What’s New

Version 1.36.0

We are working to make your Walmart MoneyCard experience even better, including lowering the direct deposit amount to $500 to waive your monthly fee and adding opt-in overdraft protection for purchase transactions when you set up and receive an eligible direct deposit.

Ratings and Reviews

4.1 out of 5
5.8K Ratings

5.8K Ratings

M-Clements ,

~Perfect Card~

I have had my Walmart money card about 10-years! This is just like having a regular bank card but better! No overdraft fees some cards have a few dollar monthly fee that can be waved buy either having direct deposit or depositing $500 into the card per month! I can easily send money to anyone that has the Walmart money card! It works anywhere visa is accepted! It has a great app that is so much better then most banks apps. You can get your paycheck Direct deposit or your irs tax refund. You are able to customize your card with any picture that’s yours! Any bad reviews left are people that don’t know how to manage their money or have zero computer skills. Customer service is great and the card is backed from green-dot bank that is a FDIC bank. No fees to reload the card if you use the app and if you have a dispute on a charge they take care of it right away. If your looking for a money card there are hundreds of them online nowadays why not use the one that has been around the longest and you can find a Walmart pretty much anywhere on earth! You won’t be disappointed if you don’t mind a small fee monthly

deqpivty ,

Worst experience with any “bank”

I strongly recommend you do not get this card. For starters, you can’t link it to any money app. So you need to wire Some money? Too bad. All those money apps know how unreliable the wal mart money network is. Oh, and you better hope that you don’t have your card stolen. I recently had that happen, my entire wallet actually. I replaced my card over the app, but see, you have to talk to someone over the phone to change your address. Good luck getting anyone to answer. Every day for 8 days I left the phone on hold for 4 hours sometimes... never answer until the 9th day and by this time I am more than frustrated. I am struggling financially because I don’t have access to my money and I am getting boxed food from the local church at their food pantry, just to make sure my children survive. I voiced this to them on that 9th day and stressed how important this was, ya know, for me to get MY MONEY that I trusted GREEN DOT BANK with, and there’s just nothing they can do. “They’re terribly sorry but my replacement card is on the way” oh and it gets better, even though I have waited 9 days.... my address was changed so now the process starts all over. Still waiting on my card, everyone. I SURE HOPE MY KIDS SURVIVE ANOTHER 15 DAYS WITHOUT FINANCIAL SUPPORT. After I get my money, I’m taking everything out & making sure everyone knows my experience. My children are hungry, and I am disgusted.

GatorBaby30 ,

Finally a card that gets me and my busy life!!!

I absolutely love this card!! I like how everything is so fast and easy. Direct deposit from work I receive faster than a traditional bank. Transferring money from my savings account to my checking account takes literally 1 minute or less. I don’t have to worry about if my checks are stolen because if they aren’t preauthorized (which can also be done in a minute or less through the app) they don’t get paid best part no return check fees or drama if my checks are stolen trying to get my money back cause they’re never cashed! Cash back for shopping at all Walmart affiliated retailers and gas stations. You are notified when anything happens with your account. I can manage my account 24 hours a day 7 days a week I don’t have to ever deal with going to a bank and standing in lines anymore!!!

Developer Response ,

We loved reading your review, and appreciate your feedback. We do our best to offer alternatives to traditional banks by offering a variety of features and simple fees. We hope that you continue to enjoy your Walmart MoneyCard app and all of it's great features.
Green Dot Corporation

App Privacy

The developer, Green Dot Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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