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Upgrade your banking.
With a Wealthfront Cash Account, you earn 5x the national average per FDIC.gov and enjoy checking features in one account
Get paid up to two days earlier with direct deposit
Use your account and routing numbers to pay your credit card, rent, or mortgage bills
Access 19,000 of fee-free ATMs with our debit card.
All while enjoying $1 million FDIC insurance through our partner banks, no account fees, and unlimited free transfers.

Automate your Investments at a low cost.
Put your long-term savings to work. Through our software-only approach, we invest your money in a globally diversified portfolio of low-cost index funds, and our tax-loss harvesting strategies help lower the taxes you pay.

Keep a single view for your finances.
We’ve made planning easy and free. Link your financial accounts once, and we’ll calculate your current net worth and project what you’ll have in the future, making updates automatically as your finances change.

Borrow quickly & easily at a low rate
Portfolio Line of Credit is the fast, easy and convenient way to access cash. No application, no credit check, and you get the cash you need without selling investments and disrupting your strategy.

What’s New

Version 2020.6.27

Bug fixes and performance improvements.

Ratings and Reviews

4.9 out of 5
10.1K Ratings

10.1K Ratings

CoonBoyAscher ,

Money Tracking and Cash Account (savings) Fantastic

I have been using this app for 6 months. I found it when I was looking for a high-interest savings account. Wealthfront's cash account isn't a savings account itself but it works with other established banks to offer 1.78% interest per year and is FDIC insured. I'm unsure about the exact amount insured but it's over $1 million dollars.

On top of that, you can also connect your bank accounts, credit cards and other financial services to keep track of all your money in one place. I'm not aware if it offer categories for tracking spending but it does help you determine how many years it will take you to reach your retirement goals at your current savings rate. I am saving $600/mo and apparently I should be able to retire at 60yo. It helps you establish realistic expectations. If anything, it's shown me I need a better paying job since I'm saving as much as possible at this point.

This app is my top money tracking app along with Credit Karma and Experian (for credit). I also use Robinhood, Webull and my credit card apps. I have used Mint but it feels like it isn't being supported by the developers any longer.

RamenIsGood ,

Very Functional and Easy to Use

This app is very functional and easy to use. It gives users a quick way to assess their complete financial situation through the ability to link to all your external accounts with other financial institutions. It will also show a projection of your financial situation throughout your lifetime, if you desire. The app makes it very easy to add money to your Wealthfront accounts or transfer money out of Wealthfront to another institution.

There are two distinct reasons I did not give the Wealthfront app five stars. First, the app does not give users the ability to change their risk tolerance score. Users must log on to Wealthfront’s actual website to do that, which is tremendously inconvenient. Second, although I like the financial future modeling the app provides, there is no available explanation of the modeling used to make such a long term forecast. Specifically, I would like to know the assumed annual rate of return in the model as well as whether it accounts for an assumed annual pay increase or an assumed increase in the value of your home. This would all be possible by adding a simple link that explains the specifics of the assumptions and methodology behind the model used to calculate important values like your predicted net worth at retirement age. I am sure this seems like a niche request, but some more financially and data savvy users would appreciate it.

Developer Response ,

Hi and thank you for the feedback. Please note, all of this information is available on the full website. The methodology for our model is available on the app (click on your specific goal and scroll down to Methodology). Please send an email to support@wealthfront.com for any account-specific questions. We will also share your feedback with the team. Thank you.

Lulu in Chisago ,

Easier to use than bank apps, much better interest

I also use apps for my accounts at US Bank and TruStone Credit Union. This app is much better. The US Bank app is often down or gives strange error messages. The credit union app is confusing.

I can transfer money back and forth to my checking account quickly and safely.

The interest rate is way better than US Bank, which also has stealthy fees. When I sold my house, I had to pay them $300 to close my home equity credit line, which I had never used. The US Bank person who talked me into opening it said it was fee-free. What a lie. US Bank also applied a $15 or more monthly fee to my savings account that paid a fraction of a percent interest, and a similar fee to my checking account. When I complained, they started just crediting the fees back every month. I’m sure they will stop crediting them sometime to see if I notice.


Wealthfront, Inc.
77.1 MB

Requires iOS 12.0 or later. Compatible with iPhone, iPad, and iPod touch.



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  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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