Do less and earn more with Wealthfront. Our technology helps make it easy to max your returns, lower your taxes, and build wealth effortlessly.
AUTOMATE YOUR INVESTMENTS
Answer a few questions, and we’ll recommend a diversified and automated portfolio that’s personalized for you. We’ll handle the trades, reinvest your dividends, and work to lower your taxes automatically.
CUSTOMIZE YOUR PORTFOLIO
Start with our Classic portfolio or our Socially Responsible portfolio, built for positive impact investing. You can edit your investments or allocations at any time. Explore hundreds of funds across categories like social responsibility, clean energy, healthcare, tech, cannabis, and even crypto.
TURN CASH INTO WEALTH
Banking features make it easy to spend, save and organize your cash. And with direct deposit, we can split your paycheck and move money for you automatically. Take care of everyday cash needs with mobile checks, bill-pay, and thousands of free ATMs nationwide. In addition to free unlimited transfers, we never charge overdraft fees or account fees of any kind.
BORROW EASILY AT A LOW RATE
Get cash quickly with a Portfolio Line of Credit without the hassle of an application or credit check. Borrow what you need without selling investments or disrupting your long-term goals.
YOUR WEALTH IN ONE PLACE
Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps, and take the guesswork out of building wealth.
The clean energy chart is not based on client performance and is solely provided for illustrative purposes and is not a solicitation or recommendation.
Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance.
We’ve partnered with Green Dot Bank, Member FDIC, to bring you checking features. Checking features for the Cash Account are subject to identity verification by Green Dot Bank. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Wealthfront products and services are not provided by Green Dot Bank. Green Dot is a registered trademark of Green Dot Corporation. ©2021 Green Dot Corporation. All rights reserved.
Other fees apply to the checking features. Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers a $2.50 fee will apply, plus any additional fee that the owner or bank may charge. Other eligibility requirements for mobile check deposit and to send a check may apply. See the Deposit Account Agreement for details.
Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC registered investment adviser.
Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. Links provided to other server sites are offered as a matter of convenience and are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise.
All investing involves risk, including possible loss of money you invest, and past performance does not guarantee future performance. See our Full Disclosure for important details.
Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.
© 2021 Wealthfront Corporation. All rights reserved.
Bug fixes and performance improvements.
Ratings and Reviews
This is my first time investing with a plan and not randomly buying a stock and selling it two weeks later. Wealthfront has been perfect for me. It helps beginners like me set goals and gain a lot of starting knowledge on what I need to be doing in the world of investing without worry of losing a lot of money. Robo-advisors (especially like wealthfront) are a great place to learn new skills to help you grow your portfolio in the beginning for a very small fee and a very small initial investment. For anyone that’s already knowledgeable about investing then this may not be the place for you. It’s hard to get into depth or immediately make changes to your portfolio. You can choose where you would like your money to go but it will take days or weeks for wealthfront to move your money in a “smart” manner. But overall I’m so glad I started here. I feel confident I can learn and make my investment grow. I know that if I stick with it, there’s a chance that I’ll outgrow wealthfront and at if that point comes I can use my money elsewhere with the knowledge wealthfront has helped me gain. This app has made me realize that most people truly don’t have an excuse anymore for not getting into investing.
Very Functional and Easy to Use
This app is very functional and easy to use. It gives users a quick way to assess their complete financial situation through the ability to link to all your external accounts with other financial institutions. It will also show a projection of your financial situation throughout your lifetime, if you desire. The app makes it very easy to add money to your Wealthfront accounts or transfer money out of Wealthfront to another institution.
There are two distinct reasons I did not give the Wealthfront app five stars. First, the app does not give users the ability to change their risk tolerance score. Users must log on to Wealthfront’s actual website to do that, which is tremendously inconvenient. Second, although I like the financial future modeling the app provides, there is no available explanation of the modeling used to make such a long term forecast. Specifically, I would like to know the assumed annual rate of return in the model as well as whether it accounts for an assumed annual pay increase or an assumed increase in the value of your home. This would all be possible by adding a simple link that explains the specifics of the assumptions and methodology behind the model used to calculate important values like your predicted net worth at retirement age. I am sure this seems like a niche request, but some more financially and data savvy users would appreciate it.
Developer Response ,
Hi and thank you for the feedback. Please note, all of this information is available on the full website. The methodology for our model is available on the app (click on your specific goal and scroll down to Methodology). Please send an email to firstname.lastname@example.org for any account-specific questions. We will also share your feedback with the team. Thank you.
Money Tracking and Cash Account (savings) Fantastic
I have been using this app for 6 months. I found it when I was looking for a high-interest savings account. Wealthfront's cash account isn't a savings account itself but it works with other established banks to offer 1.78% interest per year and is FDIC insured. I'm unsure about the exact amount insured but it's over $1 million dollars.
On top of that, you can also connect your bank accounts, credit cards and other financial services to keep track of all your money in one place. I'm not aware if it offer categories for tracking spending but it does help you determine how many years it will take you to reach your retirement goals at your current savings rate. I am saving $600/mo and apparently I should be able to retire at 60yo. It helps you establish realistic expectations. If anything, it's shown me I need a better paying job since I'm saving as much as possible at this point.
This app is my top money tracking app along with Credit Karma and Experian (for credit). I also use Robinhood, Webull and my credit card apps. I have used Mint but it feels like it isn't being supported by the developers any longer.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Wealthfront, Inc.
- 173.5 MB
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- iPod touch
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- Age Rating
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