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Description

Wealthfront is designed to earn you more.
We use technology to optimize your finances and take the work out of banking, investing, borrowing, and planning.

Automate your investments.
Grow your wealth with an automated and diversified portfolio. Choose an expert-built portfolio or customize your own. Adjust your allocations and choose your own ETFs, including socially responsible funds. We’ll handle all the trades, automatically reinvest your dividends, and work to lower the taxes you owe.

Streamline your finances.
Decide how you want to save and automatically organize your money across accounts and categories. No Cash account fees or minimums, no overdraft fees, and free unlimited transfers. Plus, send and deposit checks, pay bills, and earn interest on your cash. Plus, use over 19k ATMs for free from places like Safeway, Walgreens, CVS, and more.

Borrow quickly & easily at a low rate
Portfolio Line of Credit is the fast, easy and convenient way to access cash. No application, no credit check, and you get the cash you need without selling investments and disrupting your strategy.

See your finances in one place.
Wealthfront is your all-in-one financial app. Link your accounts to get your current and projected net worth, track your savings rate, and monitor your account activity. Say goodbye to multiple apps, and take the guesswork out of your money.

We’ve partnered with Green Dot Bank, Member FDIC, to bring you checking features.

Checking features for the Cash Account are subject to identity verification by Green Dot Bank. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Wealthfront products and services are not provided by Green Dot Bank. Green Dot is a registered trademark of Green Dot Corporation. ©2021 Green Dot Corporation. All rights reserved.

Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. The availability or timing of early direct deposit may vary from pay period to pay period. Interest does not begin accruing until funds arrive at the program banks, which may take up to 1 business day.

Other fees apply to the checking features. Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers a $2.50 fee will apply, plus any additional fee that the owner or bank may charge. Other eligibility requirements for mobile check deposit and to send a check may apply. See the Deposit Account Agreement for details.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance. Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC registered investment adviser.
Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. Links provided to other server sites are offered as a matter of convenience and are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise.

All investing involves risk, including possible loss of money you invest, and past performance does not guarantee future performance. See our Full Disclosure for important details.

Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

© 2021 Wealthfront Corporation. All rights reserved.

What’s New

Version 2021.6.4

Bug fixes and performance improvements.

Ratings and Reviews

4.9 out of 5
13.3K Ratings

13.3K Ratings

CoonBoyAscher ,

Money Tracking and Cash Account (savings) Fantastic

I have been using this app for 6 months. I found it when I was looking for a high-interest savings account. Wealthfront's cash account isn't a savings account itself but it works with other established banks to offer 1.78% interest per year and is FDIC insured. I'm unsure about the exact amount insured but it's over $1 million dollars.

On top of that, you can also connect your bank accounts, credit cards and other financial services to keep track of all your money in one place. I'm not aware if it offer categories for tracking spending but it does help you determine how many years it will take you to reach your retirement goals at your current savings rate. I am saving $600/mo and apparently I should be able to retire at 60yo. It helps you establish realistic expectations. If anything, it's shown me I need a better paying job since I'm saving as much as possible at this point.

This app is my top money tracking app along with Credit Karma and Experian (for credit). I also use Robinhood, Webull and my credit card apps. I have used Mint but it feels like it isn't being supported by the developers any longer.

RamenIsGood ,

Very Functional and Easy to Use

This app is very functional and easy to use. It gives users a quick way to assess their complete financial situation through the ability to link to all your external accounts with other financial institutions. It will also show a projection of your financial situation throughout your lifetime, if you desire. The app makes it very easy to add money to your Wealthfront accounts or transfer money out of Wealthfront to another institution.

There are two distinct reasons I did not give the Wealthfront app five stars. First, the app does not give users the ability to change their risk tolerance score. Users must log on to Wealthfront’s actual website to do that, which is tremendously inconvenient. Second, although I like the financial future modeling the app provides, there is no available explanation of the modeling used to make such a long term forecast. Specifically, I would like to know the assumed annual rate of return in the model as well as whether it accounts for an assumed annual pay increase or an assumed increase in the value of your home. This would all be possible by adding a simple link that explains the specifics of the assumptions and methodology behind the model used to calculate important values like your predicted net worth at retirement age. I am sure this seems like a niche request, but some more financially and data savvy users would appreciate it.

Developer Response ,

Hi and thank you for the feedback. Please note, all of this information is available on the full website. The methodology for our model is available on the app (click on your specific goal and scroll down to Methodology). Please send an email to support@wealthfront.com for any account-specific questions. We will also share your feedback with the team. Thank you.

ck5f ,

Simply the best place to invest

I’m relatively new to investing but Wealthfront is by far the easiest investing tool I’ve ever seen, and one that is perfect for someone in my new-to-investing position. My favorite feature is the Path tool, which gives me the confidence I need to spend my money while saving away more than enough to live the retirement of my dreams. I’m excited to see how Wealthfront continues to grow and flourish, since just in the short time I’ve been using it, it has added a number of incredible features (notably, their new Wealthfront Cash account).

UPDATE: It has been several years since I left this review and Wealthfront has remained a five-star app and service. Since reviewing, I’ve transitioned my entire financial life over to Wealthfront (with the exception of my employer-sponsored 401(k)). Wealthfront’s checking and cash management features are industry-leading, and now that they allow you to tweak your investment portfolios to suit your style, their investment suite is too. I look forward to continuing to grow my finances with Wealthfront.

App Privacy

The developer, Wealthfront, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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