Wealthfront: Save and Invest 4+

Saving, investing, stocks‪.‬


Designed for iPhone

    • Free

iPhone Screenshots


Save and invest for what’s next. Our technology helps make it easy to maximize your returns, save on taxes, and build wealth effortlessly.

Earn 11x the national average interest rate and skip the account fees with our Cash Account. Make unlimited fee-free transfers and get up to $5M FDIC insurance through partner banks. It’s easy to spend, save, and organize your cash, all in one account.

Hands-off investing made easy. Start by answering a few questions, and we’ll recommend a globally-diversified portfolio of automated index funds that’s personalized for you. We’ll handle the trades, reinvest your dividends, and help to lower your taxes with Tax-Loss Harvesting.

Skip countless hours of research and get the due diligence done for you with our Stock Investing Account. We make it easier to explore investing themes and opportunities to help you find more companies that aren’t on your radar (yet!). It’s your shortcut to smarter stock investing — with zero commissions and no management fees.

Our software can help you lower your overall tax bill by making automatic trades that turn investment losses into tax wins. On average, Tax-Loss Harvesting has given our clients enough savings to cover the cost of our management fee more than 11 times over.*

Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth.

Product interface images shown above are for illustrative purposes only and the securities displayed are not intended as an endorsement or recommendation. Any performance figures displayed should not be considered representative of actual performance.

The national average interest rate is based on FDIC.gov, as of May 5, 2023.

*For assumptions, visit wealthfront.com/investing.

Nerdwallet receives cash compensation for referring potential clients to Wealthfront Advisers, LLC (“WFA”) via advertisements placed on their respective websites. Nerdwallet and WFA are not associated with one another and have no formal relationship outside of this arrangement. Nerdwallet’s opinions are their own. Their ratings are determined by their editorial team. The scoring formula for online brokers and robo-advisors takes into account over 15 factors, including account fees and minimums, investment choices, customer support and mobile app capabilities. Nerdwallet ranking as of January 2023. Wealthfront provides cash compensation in connection with obtaining this ranking. © 2017-2023 and TM, NerdWallet, Inc. All Rights Reserved.

Bankrate receives cash compensation from Wealthfront Advisers (WFA) for advertising materials which creates a conflict of interest. Bankrate is not a client and this is a paid endorsement. Bankrate and WFA are not associated and have no formal relationship outside of this arrangement.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance. Rate is subject to change. Investment management and advisory services--which are not FDIC insured--are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and financial planning tools are provided by Wealthfront Software LLC (“Wealthfront”). The Stock Investing Account is a limited-discretion investment product offered by Wealthfront Advisers.

For informational purposes only. Not intended as investment or tax advice. Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security.

Wealthfront, Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

What’s New

Version 2023.6.2

Bug fixes and performance improvements.

Ratings and Reviews

4.8 out of 5
16.4K Ratings

16.4K Ratings

Zapp-1972 ,


So far I’m very pleased. I’m disabled and have had two back surgeries as well as cancer and I’m not quite 50 as of yet. Luckily I had a long term disability insurance policy. I had to actually fight the insurance company to keep receiving my benefits after I’d found out I had cancer. I had to have a huge tumor removed from behind my liver in august 2018 and when I awoke my then wife informed me I had won the appeal. It was a blessing from god. The policy is until I’m 66. That’s basically 16 more years. Then from then on it will be social security only so my plan is to save and invest every penny I can obtain between now and then. I had to fight the insurance for my benefits at the exact same time I was fighting for my life and I beat both with the help of God and I’m grateful but it taught me to be better prepared and that is the reason for Wealthfront. My home was also flooded and I lost everything in 2019. Since then I purchased a nice large camper and now that my kids are grown and in college my plan is to continue living as cheaply as possible since I’m alone now and save every single cent I can obtain and invest with Wealthfront. So far I couldn’t be happier and would just like to thank Wealthfront so far and look forward to seeing how large it can grow in the upcoming years. Thanks so much.

Natymclight ,

Beginner investor

This is my first time investing with a plan and not randomly buying a stock and selling it two weeks later. Wealthfront has been perfect for me. It helps beginners like me set goals and gain a lot of starting knowledge on what I need to be doing in the world of investing without worry of losing a lot of money. Robo-advisors (especially like wealthfront) are a great place to learn new skills to help you grow your portfolio in the beginning for a very small fee and a very small initial investment. For anyone that’s already knowledgeable about investing then this may not be the place for you. It’s hard to get into depth or immediately make changes to your portfolio. You can choose where you would like your money to go but it will take days or weeks for wealthfront to move your money in a “smart” manner. But overall I’m so glad I started here. I feel confident I can learn and make my investment grow. I know that if I stick with it, there’s a chance that I’ll outgrow wealthfront and at if that point comes I can use my money elsewhere with the knowledge wealthfront has helped me gain. This app has made me realize that most people truly don’t have an excuse anymore for not getting into investing.

RamenIsGood ,

Very Functional and Easy to Use

This app is very functional and easy to use. It gives users a quick way to assess their complete financial situation through the ability to link to all your external accounts with other financial institutions. It will also show a projection of your financial situation throughout your lifetime, if you desire. The app makes it very easy to add money to your Wealthfront accounts or transfer money out of Wealthfront to another institution.

There are two distinct reasons I did not give the Wealthfront app five stars. First, the app does not give users the ability to change their risk tolerance score. Users must log on to Wealthfront’s actual website to do that, which is tremendously inconvenient. Second, although I like the financial future modeling the app provides, there is no available explanation of the modeling used to make such a long term forecast. Specifically, I would like to know the assumed annual rate of return in the model as well as whether it accounts for an assumed annual pay increase or an assumed increase in the value of your home. This would all be possible by adding a simple link that explains the specifics of the assumptions and methodology behind the model used to calculate important values like your predicted net worth at retirement age. I am sure this seems like a niche request, but some more financially and data savvy users would appreciate it.

Developer Response ,

Hi and thank you for the feedback. Please note, all of this information is available on the full website. The methodology for our model is available on the app (click on your specific goal and scroll down to Methodology). Please send an email to support@wealthfront.com for any account-specific questions. We will also share your feedback with the team. Thank you.

App Privacy

The developer, Wealthfront, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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