Wright-Patt CU Mobile Banking 4+

Wright-Patt Credit Union, Inc.

    • 4.8 • 32.3K Ratings
    • Free

Description

The WPCU Mobile Banking App makes it easy and convenient to manage your finances – wherever you are!

Manage Your Accounts and Finances
• Check balances and activity quickly in your checking and savings accounts
• View and manage your mortgage, auto loan, or credit card accounts
• Set app alerts to get notified about balances and transactions

Security
• Log in securely using Face ID (iPhone X or higher) or Touch ID
• Mobile Banking uses a verification code so you can authenticate via text message or a voice call

Mobile Deposit
• No more waiting in line, or driving to a Member Center
• Deposit a check right from your mobile device, with just a photo

Move Money
• Transfer funds between WPCU accounts, or even to another WPCU member
• Set up payments to your WPCU loan directly from another financial institution
• Use Popmoney to pay people quickly and easily

Mobile Bill Pay
• Pay bills to existing payees, or add new payees.
• Edit or delete payees
• Sign up, view, pay, and manage your eBills
• Schedule automatic and recurring payments
• View payee history
• Add a memo

Get Cash Back (When Paying with Your Debit Card)
• View and activate your cash back offers from participating retailers
• Track the dollar amount of your rewards

Contact Us
• Find Member Centers, Shared Branches, and ATM locations
• Contact the Member Help Center (during normal business hours)


Notes:
The WPCU Mobile Banking App is free to download and use, but your phone carrier’s charges may apply. System availability and response time is subject to your carrier’s reliability.

Wright-Patt Credit Union - Save Better, Borrow Smarter, Learn a Lot!

To learn how we protect your privacy, please visit https://www.wpcu.coop/Portals/3/FAQ/Privacy-Policies/wpcu_privacy_policy.pdf

What’s New

Version 2024.4.0.12

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

Ratings and Reviews

4.8 out of 5
32.3K Ratings

32.3K Ratings

Zackjmcgmm ,

Was happy. Now annoyed.

I used this app for many years when I had only my personal accounts. It worked great. We recently got married so now we have joint accounts. The problem is that WPCU only gives you one user name per account. This becomes an issue when I try to log in and it will send the two factor authentication text to my wife’s phone since it’s “her” user name. If you individual accounts and joint accounts each user should be able to log in independently and see accounts they are joint in and accounts they are separate on. At the very best this current system is inconvenient, at worst it is a giant security risk because it forces people to share log in information.

'Disillusioned' ,

Manipulating my credit score.

My understanding is that financial institutions can also influence credit scores. I have an outstanding debt that was sent to a collection agency a few years ago. I have refused to pay it, and they have not pursued it, because we both know it was a result of an unethical and manipulative act on the part of the creditor. I have never heard back from the debt collector. Several months ago this ‘blemish’ was not affecting the improvement of my credit score. My practice has always been to pay my balance within 24 hours of a transaction. I am using my CC specifically for the purpose of improving my score in case I ever need credit. I otherwise would just continue to use my debit card exclusively. Now, someone? (WPCU or the credit score entities) is using this ‘entry’ on my report as an excuse to lower my score back down to ‘poor’ despite my efforts to pay my balance always within 24 hours. I don’t know whether it is WPCU who has chosen to alter their perceptions of my ‘credit worthiness’ or it is one or more of the credit score entities, but I will eventually test the waters by moving on to a different bank or credit union.

Developer Response ,

Hello,
We are sorry to hear that you are having issues with your credit score. WPCU would like to help investigate and resolve this as soon as possible. Please email ContactUs@wpcu.coop for assistance.

CMG1278 ,

Widget Removal

I love this app, but have been really disappointed that the widget feature is not available since updating to iOS 18. Having easy access to my balance from my home screen was one of my favorite features! Now I have to actually open the app to access balance info. There is the quick balance option in the app so I don’t have to login but it’s still not nearly as convenient as the home screen widget was.
I’m also not a huge fan of the new app design that changed the view of the my accounts screen. Having my available balance in the green font was very convenient for a quick view when logging in and that has been stripped away as well. For someone with multiple accounts on one screen there is no pronounced separation anymore so it’s not as visually appealing. Overall the functionality of the app is great but a lot of the changes seem to make things harder and like a move backwards instead of forward.

Developer Response ,

Thank you for sharing your honest feedback with us. We appreciate the opportunity to hear from our members about what they think about our app. Thank you for taking the time, your input helps us know more about how we can help our members and provide them with the amazing experience they deserve.

App Privacy

The developer, Wright-Patt Credit Union, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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