The WPCU Mobile Banking App makes it easy and convenient to manage your finances – wherever you are!

Manage Your Accounts and Finances
• Check balances and activity quickly in your checking and savings accounts
• View and manage your mortgage, auto loan, or credit card accounts
• Set app alerts to get notified about balances and transactions

• Log in securely using Face ID (iPhone X or higher) or Touch ID
• Mobile Banking uses a verification code so you can authenticate via text message or a voice call

Mobile Deposit
• No more waiting in line, or driving to a Member Center
• Deposit a check right from your mobile device, with just a photo

Move Money
• Transfer funds between WPCU accounts, or even to another WPCU member
• Set up payments to your WPCU loan directly from another financial institution
• Use Popmoney to pay people quickly and easily

Mobile Bill Pay
• Pay bills to existing payees, or add new payees.
• Edit or delete payees
• Sign up, view, pay, and manage your eBills
• Schedule automatic and recurring payments
• View payee history
• Add a memo

Get Cash Back (When Paying with Your Debit Card)
• View and activate your cash back offers from participating retailers
• Track the dollar amount of your rewards

Contact Us
• Find Member Centers, Shared Branches, and ATM locations
• Contact the Member Help Center (during normal business hours)

The WPCU Mobile Banking App is free to download and use, but your phone carrier’s charges may apply. System availability and response time is subject to your carrier’s reliability.

Wright-Patt Credit Union - Save Better, Borrow Smarter, Learn a Lot!

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What’s New


-Updated Locations feature
-Improved accessibility in BillPay
-Dropped support for OS 12.x

Ratings and Reviews

4.8 out of 5
23K Ratings

23K Ratings

Zackjmcgmm ,

Was happy. Now annoyed.

I used this app for many years when I had only my personal accounts. It worked great. We recently got married so now we have joint accounts. The problem is that WPCU only gives you one user name per account. This becomes an issue when I try to log in and it will send the two factor authentication text to my wife’s phone since it’s “her” user name. If you individual accounts and joint accounts each user should be able to log in independently and see accounts they are joint in and accounts they are separate on. At the very best this current system is inconvenient, at worst it is a giant security risk because it forces people to share log in information.

Zimukusa ,

Ads and no longer real-time

This app used to be one of my favorite for my financial institutions, but now I’m daily getting ads about money-back offers with no option to mark them as read or delete them. Tons of irrelevant “offers” (e.g. cash back on auto parts...I don’t own a car) that I tried to swipe to see if there was a delete option but somehow that activated it. Now I have these dang offers on my account and no idea what havoc it’s causing to my account history. And there’s no way to remove these from my account so I literally have to sit getting more notifications each day. Fed up.
Also getting extra annoyed that WPCU isn’t keeping real-time anymore. Funds in account but for some reason shows them three days later. Standing payments made but delaying issuing of my funds. Watching both this app and WPCU transactions carefully because if this keeps up I’m leaving WPCU at the end of the year.

Nikeya S ,

Review from a 10+ year customer!

I love WPCU. It was the first credit union I ever had. I started banking with WPCU as a freshman in college at Wright State University. I have always been treated so nicely and with respect. I haven’t lived in Dayton or near a main branch in about 5 years and still use it as my primary banking. Online Banking has been a breeze! Everything is so easy to manage through the mobile app. Even if I need to call in, the customer service representatives are always so quick and efficient! I love WPCU and will be a member for life!!

App Privacy

The developer, Wright-Patt Credit Union, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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