Naked Insurance 4+

Instant, honest insurance

Naked Insurance

    • Free

iPhone Screenshots


Get a final insurance quote for your car, home contents or single items in 90 seconds on the Naked app. Our friendly chat bot Rose will help you add everything to one basket and get you your final price faster than you can get dressed. Like it? Enter your card details and you're good to go. No call centre, no paperwork.

To activate your cover, all we need is a selfie from you. Rose will guide you through the process to take a video or pictures of your car or home.

You have total control over your policy and can see exactly what you’re covered for with our policy summary. You can also make changes instantly on the app. For example, change your excess, add car hire and credit shortfall or download your confirmation of cover, hassle-free.

Need to claim? Don’t stress. Simply chat to our bot Jade on the app and tell us exactly what happened. We also have a 24/7 emergency assistance line available.

Not driving? Pause the accident portion of your car cover and save up to 50% on your premium. You’re still covered for theft and Mother Nature. Simply unpause when you hit the road again.

Loving Naked? Get your unique link on the app and earn up to R1,000 for referring a friend to Naked.

Naked Financial Technology Pty Ltd is an authorised financial services provider(FSP 48822). Policies are underwritten by The Hollard Insurance Company, a Licensed Non-Life Insurer and FSP. By using the app, you agree to the terms of use as set out at

What’s New

Version 2.2.4

We've spruced up the "Items over R5,000" section so that you can view, add, or edit your items. We've also added a cool new button that allows you to automatically collect outstanding balances on your account, along with a few bug fixes and other minor improvements.

Ratings and Reviews

4.8 out of 5
1.3K Ratings

1.3K Ratings

DeneVDS ,

So glad the future is finally here

Have not had to deal with a single human, phonecall or dodgy online fill-form👏. Cautiously optimistic, but so far I’ve been blown away by the overall experience. Insurance literally sorted in less than the time it takes to boil my kettle. Also, whoever the UX creative is behind this (or agency) deserves serious kudos. Well done! More of this in the future please.🚀

Drew_CL ,

Great Claims Process

An insurance company is only as good as its claims process & payouts. I was sceptical when they beat my existing premiums by so much, but happy to report the claims process was smooth & easy when I broke my iPhone 12 Pro and they paid out quickly. Happy to recommend and will likely insure more items with them now.

Vixm3 ,

Smooth ✊🏼

Easy to use and edit! 😊 dev team helps a lot with any issues and any problems! Pause Cover option is really great during lockdown! Just wish there was a option to see a running cost tab so I’d know where I’m saving and understand how the debits will work 👍🏼

App Privacy

The developer, Naked Insurance, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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