With the free ClearScore app, you can check your credit score and report as often as you like, get personalized tips, build better financial habits, and see your approval odds before you apply for credit - with no impact on your credit score. You may also see offers where you’re pre-approved. Subject to eligibility. If you see 3 green ticks, your offer has Triple Lock, meaning your pre-approval and key terms shown at that time (like interest rate and credit limit) are locked in when you apply, subject to lender checks and your details being correct.
ClearScore is always free - no card required, no trial ticking down. Sign up in under 3 minutes with no impact on your credit score.
Go beyond your score. See the full picture of your finances, track the factors that shape your score, and view a summary of your borrowing, accounts, and payment history in one place. Use the free debt repayment simulator to explore ways to reduce your monthly payments, discover a predicted payoff date, and adjust the sliders to see different outcomes. See yourself through a lender’s eyes and understand the bigger picture of your financial journey. Learn how your credit history affect the way lenders see you and discover what you can do to access the credit you deserve.
Worried about fraud? ClearScore Protect helps you spot potentially suspicious activity early with monitoring and alerts when something doesn’t look right. ClearScore Protect (credit report monitoring and dark web monitoring) is free.
FEATURES
▶ Credit score and report - free, forever
▶ Free weekly credit report updates (TransUnion Canada)
▶ Credit Health view: accounts, payment history, and what may be impacting your score
▶ Personalized tips to improve your score
▶ Pre-approval and approval odds on eligible offers
▶ Compare credit cards, personal loans, car finance, debt consolidation loans, mortgage loans, and more
▶ Log in with Touch ID or Face ID
Sign up in under 3 minutes:
1- Enter a few details so we can match you to your credit file
2- Complete security checks to help keep your account safe
3- Explore your credit score and report
Why improving your credit score matters
▶ Be ready for big moments like buying a home, financing a car or starting a business
▶ Expand your access to more credit options
▶ Access better rates
Your data and privacy
▶ We never sell or rent your data to advertisers, and you can delete your account (and all data) whenever you choose
▶ We make money through commission if you take out a credit product via ClearScore
▶ Your information is kept safe with bank-level security
Protect Plus: $14.99 per month (CA). Protect Plus is optional and adds extra protection features. You can use the app without subscribing to Protect Plus. Protect Plus may include identity theft insurance, deeper monitoring to uncover more stolen personal data (for example, bank account details and address), and access to dedicated live support. Subscriptions renew monthly and will be charged to your Apple ID account within 24 hours prior to the end of the current period. Manage or turn off auto-renewal in your App Store account settings after purchase. Pricing in other countries may vary depending on your country of residence.
Loans via ClearScore: Personal loan offers are from our commercial partners. Rates can change without notice and are set by partners, not ClearScore. Other fees may apply - review the lender’s terms. You might not qualify for any offers or for the lowest rates or highest amounts. Pre-approval doesn’t guarantee acceptance.
We get your credit score and report directly from TransUnion – one of Canada’s top credit bureaus. Your TransUnion and Equifax scores may differ because they use distinct scoring models.
ClearScore is not available to users in Quebec.
Privacy Policy: https://www.clearscore.com/ca/privacy-policy
Terms of Use: https://www.clearscore.com/ca/terms
Nice interface, easy to use, FREE and reliable credit score
Tek1990
Overall, great app with a nice UI. Getting your credit score for free is really convenient as well. Only constructive feedback is the credit card offers should have better filters or should only show too choices. Too many options. Also, what’s the rationale for the first option?
Developer Response
Hi Tek1990,Thanks for your feedback. We show you credit card offers based on your income, address, and residential status which is the information that you share with us in 'my account' section of your app. The better your credit score the better deals you'll see in your account. You can then choose the best offer for yourself as per your requirement. Thanks,Neha
Spam emails
Randyfoosef150
Less than 24 hours after signing up I have been getting numerous spam emails selling garbage. I’m convinced clear score sold my email to other companies. Don’t give clear score your email! I’ve deleted the app
Developer Response
Hi there! We appreciate you taking the time to leave a review, and we're so sorry for the late reply. We don't sell your data - any third parties we may share it with are outlined in our Privacy Policy (https://www.clearscore.com/ca/privacy-policy#whowemayshareyourdatawith). If you haven't yet, please feel free to email us at query@clearscore.com, and we'll be happy to look into further this. We look forward to hearing from you!
Inaccurate
Mohsenjafarian
While ClearScore is easy to use, I’ve found that the credit score it shows doesn’t match what lenders see, which can be frustrating. It sometimes reflects outdated information or differs significantly from other credit reports. The app has good features, like tracking your financial health and providing insights, but its accuracy on scores needs improvement. If you’re looking for a general overview, it’s helpful—but be cautious if you’re relying on it for an accurate score for loan applications.
Developer Response
Hi there, thanks for your review, we really appreciate you taking the time to leave us feedback regarding the ClearScore app. We’d love to help you, please email us at ios@clearscore.com quoting reference 5120046 so we can look at this for you. Thanks, Susan
Just keeps loading
Godspeed420619
It doesn’t say anything just keeps on loading
Developer Response
Hi there, thank you for taking the time to leave a review. If you're still experiencing this issue, could you email us at query@clearscore.com? We'll be happy to look into this for you. Thanks, Miren
We’ve had a busy week here at ClearScore where our devs have been squashing bugs and polishing up our code. No new features this week, just fine-tuning the app you love.
Got a question or spotted a bug in our app that we missed? Let us know at ios@clearscore.com
ClearScore: handmade with love in Toronto, London, Manchester, Edinburgh, Cape Town and Sydney since 2015.
Version 5.75.0
The developer, Clear Score Technology Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
