It’s alright, I guess. The app is so simple which people may like but I wish they had more things I could tinker with. It charged me a $60 annual fee when I first opened the account.. I had no idea it had an annual fee when I first applied. Never in my right mind would I buy myself a credit card when I could just apply for a secured credit card. If I was going to get approved for this then I would have tried a different card. Wish I’d noticed the annual fee when I was applying cause I don’t like paying them money that I don’t receive back. I’m not okay with this. I feel like I’ve been robbed. Not much to do on the app but see credit score, get the available balance, available credit, make a payment. I don’t like simple I prefer a more in depth credit card app. SMH.. Not even sure which bank they use cause I couldn’t find it anywhere on the app. I hope I made the right decision because if not I’m down -$60 in the hole. Someone help! Overall the app is looks very cheap and super old school looking. Y’all could have tried a little harder. Would not recommend because it has too many faults!

UPDATED REVIEW ( Thanks for a actual reply changing my rating to a 5 star why ? Because after my feedback CONCORA CREDIT took the time to read and reply which shows me they are listening to their card holders feedback which is a good start & will help the future of this app & their cards & products going forward…Hello so I have seen reviews on Celtic bank about how indigo card didn’t have any app , so I m glad you guys finally got one up for it , I don’t have my card yet but I will say I’ve logged in a few times to check the app out , I have other cards with fully functioning apps , this one is on its way I’ll say that but please you there is so much you need to add , biometric log in , or pin log in having to use a password every time is a pain , I noticed no document center with info needed that needs added only basic stuff shows (again it’s better then nothing ) but if you want customers to stay they need to feel safe & valued able to see finances & a functioning help center possible chat option card holders don’t want to feel sub prime . This card has potential above others in its class . If you take the time to invest in card holders more will apply. Other then that im just super happy there is at least a functional app ( bare bones ). But there ! Here’s hoping updates help bring it to life .

This company handles milestone and a couple other cards and I know they weigh the yearly fee because of actually listen to them do it for other customers that introduce me to the company, but then I call because I do the math and with my yearly rate in my interest rate because I’m rebuilding my credit. Depending on which card I’m at I’m paying anywhere from 40 to 50+ percent interest essentially to use their cards and they’re not worth it. There are plenty of other cards that do charge you an interest in a yearly fee and they’ll charge you $48 a year instead of 125 or 200 or whatever and they will up your credit you know I’ve been with them over a year never had a late payment always pay more than the minimum amount due and they still don’t wanna up your credit not after six months not after a year nothing but other companies will do it after three and I’ve got nine cards now and this company has happen to be the company I started with and milestone is the first one I started with. I still have a $300 limit with them that’s all they will give me even though I’ve got other companies have given me thousands of dollars with half the interest rate. Car loans that $50,000 at 3% interest rate from car dealerships. This company is just a flat out scam or they’re not training their employees properly either way if you can avoid it go with a different company.

I was approached at Home Depot by a Home Depot improvement worker, I didn't realize he was home improvement he had a black vest on instead of orange. Note that Home Depot cashiers wear orange vest. Anyway, I applied and I received the $1500 card, as soon as I got the card's bill I made a payment, as I have seen in the previous reviews that I did not take heed to, my payment was returned twice by concora. I was not aware of this because I got a notification that said payment received and thank you and I checked on Concora credit site and it said payment received thank you. Low and behold I'm in Home Depot with this stuff in my cart in front of everyone my card is declined, two days later I receive a letter stating that my account has been closed because of fraudulent and payment activity!!! conCora has my number and text me payment and emailed me when a payment was due but they did not have any backbone to call me or text me or email me and ask me if I have possession of the card or if there's any fraudulent activity, they just closed the account without any consideration of me being embarrassed and taking a trip to the store. I highly recommend that you read the reviews for this card and take heed because the same thing happened to me, I received the card, made a payment the payment was sent back and all they can tell me is that they have a discretion to close the account at any time at their discretion, not a good company I strongly strongly recommend that you use your senses and do not apply for or accept this card. you are not a human being to them.