PocketGuard – Budgeting App

Name: PocketGuard – Budgeting App
Rating: 4.6 (7333 reviews)
Author: PocketGuard, Inc.

Expense & Subscription Manager

Free · In‑App Purchases

7.3K Ratings
Ages

4+
Years
Category

Finance
Developer

PocketGuard, Inc.
Language

EN
English
Size

147.5
MB

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Ratings & Reviews

4.6

out of 5

7.3K Ratings

Going on 2+ years: you will not regret
02/27/2021

LiveLiv14
Let me tell you- all of the previous reviews are old. I’ve been on this app for the since 2019 & will honestly be here until I die. Hoping it lasts that long. 🙏🏽 I’ve been searching for a way to understand my spendings between categories, month over month & watching my budget. This is everything & more. I love the personalization that I can add my own catergories, mark a specific merchant as something once and never have to touch it again & even exclude things like transactions between my accounts. This is the app if you’re anal about how you spend your money & it even helps if I want to budget for let’s say shopping. I love it. Please note I am a premium user & to me it’s worth it. But I’m sure the free version is equally as good. The other apps mint, your bank, random ones only work if you have a goal. But for me, I want to know where, what & compare my spendings month over month so I can see how I’m doing. Or if I need to stop spending! Anyway highly recommend. And two last things- 1) they’re IT or support literally responds within 48 hours. You’re never left hanging and no question is stupid. 2) the app is constantly evolving. It’s not the same as it was two years ago, it’s better! If there’s a bug, report it! If you have a suggestion, suggest it! I love all the latest updates & it really helps me think of how I’m spending my money which was my ultimate goal. Thank you!!

Developer Response
Hi there! Thank you so much for your love! Your review inspires our team to grow and become one of the best budgeting apps. Please, reach out anytime at support@pocketguard.com if you'd like to share any thoughts or have any questions about the app. Have a wonderful day.
Going on 2+ years: you will not regret
02/27/2021

LiveLiv14

Let me tell you- all of the previous reviews are old. I’ve been on this app for the since 2019 & will honestly be here until I die. Hoping it lasts that long. 🙏🏽 I’ve been searching for a way to understand my spendings between categories, month over month & watching my budget. This is everything & more. I love the personalization that I can add my own catergories, mark a specific merchant as something once and never have to touch it again & even exclude things like transactions between my accounts. This is the app if you’re anal about how you spend your money & it even helps if I want to budget for let’s say shopping. I love it. Please note I am a premium user & to me it’s worth it. But I’m sure the free version is equally as good. The other apps mint, your bank, random ones only work if you have a goal. But for me, I want to know where, what & compare my spendings month over month so I can see how I’m doing. Or if I need to stop spending! Anyway highly recommend. And two last things- 1) they’re IT or support literally responds within 48 hours. You’re never left hanging and no question is stupid. 2) the app is constantly evolving. It’s not the same as it was two years ago, it’s better! If there’s a bug, report it! If you have a suggestion, suggest it! I love all the latest updates & it really helps me think of how I’m spending my money which was my ultimate goal. Thank you!!
Developer Response 03/02/2021
Hi there! Thank you so much for your love! Your review inspires our team to grow and become one of the best budgeting apps. Please, reach out anytime at support@pocketguard.com if you'd like to share any thoughts or have any questions about the app. Have a wonderful day.
The best budgeting app
12/17/2022

c.lake
I’ve literally never written a review for an app before, but I had to because I felt so strongly about the quality of this app. I used mint for a long time bc it was free and got the job done, but recently, Mint stopped supporting my bank (USAA). So, I was on the market for a new budgeting app and stumbled upon PocketGuard. I have to say, I’m extremely impressed. I love the ability to save for my goals without having to think about it. I love how it calculates my estimated monthly income so that I don’t have to do the mental math when it comes to budgeting. I love the notifications it gives me when I spend too much on a particular category. I love the customizable budget categories (not an option under Mint). This is truly the greatest budgeting app I’ve ever used, and I’ve been budgeting my money very persistently for about a decade now. Also, the customer service is probably the best I’ve ever come into contact with, across any business or platform. You have a question? Email them and you’ll get a response back within 24 hours. In fact I emailed them once with a question and received a response back within 30 minutes. Overall, this is a fantastic budgeting app and I couldn’t recommend it more.

Developer Response
Hi there! Thank you for the fantastic review! Our team is pleased to hear you enjoy using our application for your budgeting needs. Feel free to contact us at support@pocketguard.com if you have any suggestions or questions. Have a great day!
The best budgeting app
12/17/2022

c.lake

I’ve literally never written a review for an app before, but I had to because I felt so strongly about the quality of this app. I used mint for a long time bc it was free and got the job done, but recently, Mint stopped supporting my bank (USAA). So, I was on the market for a new budgeting app and stumbled upon PocketGuard. I have to say, I’m extremely impressed. I love the ability to save for my goals without having to think about it. I love how it calculates my estimated monthly income so that I don’t have to do the mental math when it comes to budgeting. I love the notifications it gives me when I spend too much on a particular category. I love the customizable budget categories (not an option under Mint). This is truly the greatest budgeting app I’ve ever used, and I’ve been budgeting my money very persistently for about a decade now. Also, the customer service is probably the best I’ve ever come into contact with, across any business or platform. You have a question? Email them and you’ll get a response back within 24 hours. In fact I emailed them once with a question and received a response back within 30 minutes. Overall, this is a fantastic budgeting app and I couldn’t recommend it more.
Developer Response 12/30/2022
Hi there! Thank you for the fantastic review! Our team is pleased to hear you enjoy using our application for your budgeting needs. Feel free to contact us at support@pocketguard.com if you have any suggestions or questions. Have a great day!
Could use more features but it's the best I've found so far
Jan 8

HonestlyVala
Works way more simple than rocket money, ynab, etc. does and I have TWO jobs which means, have you guessed it? TWO sources of regular income. the biggest reason I got rid of the other budgeting apps I tried out was because you couldn’t have more than one scheduled repeatable income source, which means my projected weekly budgets were not correct and I had to mentally remember to add the income from my other job to every budget because inevitably all the budgets would end up projecting negative amounts in them because half of my income was missing. it’s nice that this app lets me have both of my jobs. However there are two issues I have with this app:1. this app doesn't have a calendar function. I really like when the budgeting apps have a calendar built into the app so you can open it and visually see what your bills are going to be for that week with your projected income to see if you'll have enough money. A basic check list of my upcoming bills is about as useful as me writing out a list of my upcoming bills on paper which obviously didn’t help me much or I wouldn’t have bothered downloading an app.2. There’s not an option for a light theme. I cannot stand dark themes, I personally find them annoying and difficult to read because I keep my screen brightness down fairly low to avoid eye strain and conserve battery making it irritating to try and navigate around a dim black phone screen.

Developer Response
Hi there, thank you so much for sharing your experience! It’s great to know the app is simplifying your budgeting process, especially with multiple income sources. Regarding your suggestions, we hear you loud and clear. While we can’t promise an immediate update, your feedback is shared with our development team. Please don’t hesitate to let us know if there’s anything else we can improve. We’re here to help you achieve your budgeting goals!
Could use more features but it's the best I've found so far
Jan 8

HonestlyVala

Works way more simple than rocket money, ynab, etc. does and I have TWO jobs which means, have you guessed it? TWO sources of regular income. the biggest reason I got rid of the other budgeting apps I tried out was because you couldn’t have more than one scheduled repeatable income source, which means my projected weekly budgets were not correct and I had to mentally remember to add the income from my other job to every budget because inevitably all the budgets would end up projecting negative amounts in them because half of my income was missing. it’s nice that this app lets me have both of my jobs. However there are two issues I have with this app:1. this app doesn't have a calendar function. I really like when the budgeting apps have a calendar built into the app so you can open it and visually see what your bills are going to be for that week with your projected income to see if you'll have enough money. A basic check list of my upcoming bills is about as useful as me writing out a list of my upcoming bills on paper which obviously didn’t help me much or I wouldn’t have bothered downloading an app.2. There’s not an option for a light theme. I cannot stand dark themes, I personally find them annoying and difficult to read because I keep my screen brightness down fairly low to avoid eye strain and conserve battery making it irritating to try and navigate around a dim black phone screen.
Developer Response Jan 11
Hi there, thank you so much for sharing your experience! It’s great to know the app is simplifying your budgeting process, especially with multiple income sources. Regarding your suggestions, we hear you loud and clear. While we can’t promise an immediate update, your feedback is shared with our development team. Please don’t hesitate to let us know if there’s anything else we can improve. We’re here to help you achieve your budgeting goals!
The BEST budgeting app out there
02/02/2024

ehoov5
Can I just start off by saying I downloaded and tried using so many budgeting apps. I did lots of research to find the best rated apps and tried them all. I found this app and I will never look back! I needed a budgeting app that would track my spending, track my savings goals, and clearly show me where I was going over. This app does it all. I also do a lot of transferring money from one account to another, I’ve had trouble tracking this on other apps. PocketGuard let’s you easily hide transfers so they don’t confuse your budget. Same goes for credit card payments or other random charges I don’t want counted towards my spending or savings goals. The app also gives you a breakdown of your month with pie charts and statistics. It also lays out all the information I need in a clear way that makes it easy to understand. My husband and I both love this app and plan on using it for many years to come.

Developer Response
Hi there! Thank you very much for your valuable feedback! Our team is so pleased to hear that your family enjoys the app. By the way, it would also be helpful if you could rate us on Trustpilot: https://www.trustpilot.com/review/pocketguard.com
The BEST budgeting app out there
02/02/2024

ehoov5

Can I just start off by saying I downloaded and tried using so many budgeting apps. I did lots of research to find the best rated apps and tried them all. I found this app and I will never look back! I needed a budgeting app that would track my spending, track my savings goals, and clearly show me where I was going over. This app does it all. I also do a lot of transferring money from one account to another, I’ve had trouble tracking this on other apps. PocketGuard let’s you easily hide transfers so they don’t confuse your budget. Same goes for credit card payments or other random charges I don’t want counted towards my spending or savings goals. The app also gives you a breakdown of your month with pie charts and statistics. It also lays out all the information I need in a clear way that makes it easy to understand. My husband and I both love this app and plan on using it for many years to come.
Developer Response 02/07/2024
Hi there! Thank you very much for your valuable feedback! Our team is so pleased to hear that your family enjoys the app. By the way, it would also be helpful if you could rate us on Trustpilot: https://www.trustpilot.com/review/pocketguard.com

• LAST MONTH’S BUDGET REVIEW IS NOW LIVE! (Go to the Plan tab → Tap the Month at the top → Choose a month to review) Simple. Clear. Insightful. You can now revisit any previous month in the Plan tab. See how your budget evolved, spot meaningful trends, and plan with more confidence. A clearer view of your past. Smarter decisions for your future. • More updates are on their way.

Version 5.18.1

Dec 17

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller
Size
Category
Compatibility
Languages
Age Rating
In-App Purchases
Copyright

Developer Website

Privacy Policy

Supports

Wallet

The simplest way to get all your passes in one place.

You Might Also Like

Goodbudget Budget Planner

Money & Expense Tracker
YNAB

Never worry about money again
Buddy: Budget Planner App

Money Manager & Tracker
EveryDollar: Budget Management

Track Income, Bills & Spending
Budget app - spending tracker

Budget planner & money tracker
Expense & Budget App: Spendee

Money Tracker & Planner
Quicken Simplifi: Budget Smart

Personal & Business Finances
Fudget: Monthly Budget Planner

Daily Money & Expense Tracker
Copilot: Track & Budget Money

Spending, investing, net worth
Weekly: Budget Planner App

Spending & Money Goal Tracker

PocketGuard – Budgeting App

Expense & Subscription Manager

Ratings & Reviews

What’s New

Version 5.18.1

App Privacy

Data Used to Track You

Data Linked to You

Accessibility

Information

Supports

Wallet

You Might Also Like