TowneBank Mobile Banking allows Towne-Personal and Towne-Biz members to securely manage your finances from the palm of your hand. Monitor your accounts, budget your finances, send, and receive money with Zelle®* and deposit checks.
Manage Accounts
• Quickly access your finances with TouchID® or FaceID®**
• Review account history, transactions, and balance information
• Transfer funds between accounts at TowneBank or another financial institution
• Deposit checks***
• View check images
Make Payments
• Send money to friends and family with Zelle®
• Schedule, edit, or cancel bill payments
• Add and delete payees from bill pay
• Make payments to your TowneBank loan from an account at another financial institution
Budget Your Finances
• Use Money Management to track expenses, create budgets, and set goals
• See daily spending at a glance
Security Features
• Turn your debit card off or on with Card Control
• Enable notifications for balance alerts, spending alerts, and more
Contact Us
• Locate offices and ATMs based on your current location
• Send a secure email or chat with Towne Member Care
The TowneBank Mobile Banking App^ is both convenient and SECURE. Each mobile session is protected with the same level of security as online banking, including SSL encryption and extra login security. No sensitive information is stored on your mobile device and no account numbers are ever transmitted.
Disclosures
*U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
**Certain devices are eligible to enable fingerprint sign-on. If you store multiple fingerprints on your device, including those of additional persons, those persons will also be able to access your TowneBank Mobile Banking app via fingerprint when fingerprint is enabled. Touch ID and Face ID are registered trademarks of Apple Inc. Only select Apple devices are eligible to enable Face ID. If you have family members who look like you, we recommend you log into mobile banking with your username and password.
***Mobile check deposit is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply.
^There is no charge from TowneBank for the app, however, your mobile carrier’s web access charges may apply. Your financial security is our priority. To view the Consumer Privacy Policy, please visit townebank.com
Member FDIC
I know it’s a smaller bank and I love that considering I came from a federal credit union. I was a member of over 30 years but unfortunately navigating things like Zelle on this app is not easy at all actually it’s very frustrating so that makes me a little apprehensive when I have something to do regarding sending money to family members in need of it. They only have Zelle. It’s very complicated. Otherwise I love the people at my local bank that I am privileged enough to get service from. They are wonderful the whole staff and I’m glad I’m part of the new family.
What a pain to setup
AguyinNorthCarolina
I understand security measures, TowneBank is ridiculous. Vague instructions, had to go to an office to help get enrolled, logged into App. Then wait 24 hrs to be approved, then on 1st logon attempt, have to answer the phone, to an automated message, and after calling twice neither options worked to let me login. I am about ready to close the account and haven’t had it a week. 👎👎
Real-time Balances
OmniLit
The overall experience is good. We would appreciate improvements in two areas: (1) the balances shown in checking accounts do not always reflect tea-time amounts, especially when larger amounts are being processed. It shows them posted but the balance does not reflect it. (2) It would be great to see posted transactions in the order they were processed. It seems that the newly posted transactions are listed below or scattered among posted transactions from previous days. Thank you!
Nice App
Kay Lynn Payne
The app works well, but they provide no way to pay down the principal on a loan. I called and they don’t have any way to help. You would have to mail extra payments and hope they apply it appropriately. I would have rated less, but I hope they read this and improve their app and mend this policy.
This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.
Version 2026.7.4.1
The developer, TowneBank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
