Empower ®

Name: Empower ®
Rating: 4.8 (373542 reviews)
Author: Empower Retirement, LLC

Plan, save, invest, retire

Free · Designed for iPad. Not verified for macOS.

374K Ratings
Ages

4+
Years
Category

Finance
Developer

Empower Retirement, LLC
Language

EN
+ 1 More
Size

343
MB

“The Empower Dashboard gives me a full picture of where I am financially without having to log in to all my accounts. It definitely makes my financial life clearer and easier.” – Benjamin D.*  You’re just a few taps away from downloading the app that Forbes gave 4.5/5 stars, describing its features as the “Best for Tracking Net Worth”.   According to CNBC, “If you’re looking for an app that lays out all your income and expenses while giving you access to professional investment advice, Empower may be the budgeting tool you’re looking for. **”   Get the industry-leading tools designed to help you map out your financial dreams and take the steps to reach them:  - Plan for retirement  - Adjust & compare scenarios  - Simulate recessions  - See all your accounts in one place  - Check for allocation imbalances  - Tackle debt  - Build an emergency fund   - Set & track budgets  - Secure your data with biometric and multi-factor authentication  - And more   Spend less time sorting through spreadsheets, filling out ledgers, and doublechecking individual accounts.   Experience more freedom to focus on what you enjoy. Financial clarity starts with the free Empower Dashboard.   Download today.   --  *Testimonials may not be representative of the experience of other individuals and are not a guarantee of future performance or success.  **Sources: Forbes, March 2025; CNBC, January 2025.  Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc. (EFSI), Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal, or tax recommendations or advice.    Advisory services are provided for a fee by Empower Advisory Group, LLC (EAG). EAG is a registered investment adviser with the Securities and Exchange Commission (SEC) and an indirect subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. Advisory fees are calculated based upon the amount of assets being managed (as detailed further in the Empower Advisory Group, LLC Form ADV). “EMPOWER” and all associated logos and product names are trademarks of Empower Annuity Insurance Company of America.  ©2025 Empower Annuity Insurance Company of America. All rights reserved.  RO4520594-0625

Ratings & Reviews

4.8

out of 5

374K Ratings

Confusing and difficult to use!
06/23/2023

B-liever
I wanted to reallocate the investment funds in my Empower Ret. Portfolio but had an extremely difficult time location the spot on your App site to accomplish this. I called Empower and spoke with “David”. He gave me instructions for using the website, but I could not find the selections he spoke about on my account. He became a bit irritated with me because I thought on was on the website, but was actually on my tablet, which said that meant I was using the App and the materials were different on the app. I ultimately found the spot for reallocating my funds without his help because he said he was not used to using the app and couldn’t find it either. David told me not to use the “slide” because it was “touchy”. But there was no place to enter a percentage number on the app. Using the app to accomplish the reallocation was confusing and difficult. It was not intuitive at all. I had to make my selections several times because the changes were not visible and I was not sure that the information was being accepted. Finally, after several steps and missteps, I saw the “review my changes” and was able to verify that the reallocation I wanted was made correctly. All in all, it was a very confusing and frustrating experience.
Confusing and difficult to use!
06/23/2023

B-liever

I wanted to reallocate the investment funds in my Empower Ret. Portfolio but had an extremely difficult time location the spot on your App site to accomplish this. I called Empower and spoke with “David”. He gave me instructions for using the website, but I could not find the selections he spoke about on my account. He became a bit irritated with me because I thought on was on the website, but was actually on my tablet, which said that meant I was using the App and the materials were different on the app. I ultimately found the spot for reallocating my funds without his help because he said he was not used to using the app and couldn’t find it either. David told me not to use the “slide” because it was “touchy”. But there was no place to enter a percentage number on the app. Using the app to accomplish the reallocation was confusing and difficult. It was not intuitive at all. I had to make my selections several times because the changes were not visible and I was not sure that the information was being accepted. Finally, after several steps and missteps, I saw the “review my changes” and was able to verify that the reallocation I wanted was made correctly. All in all, it was a very confusing and frustrating experience.
I’ve never left an app review before
03/03/2023

Aaron43215
But this app makes me so angry I feel I need to. I’m currently stuck in an endless loop at login. The app helpfully tells me they have found another account I own that can be linked, clicking on that explains that this action can’t be taken in the app and I need to call customer service, fine, whatever, it then takes me back to the previous screen with no other action but to try to link the account again.The app often just hangs on login after using Face ID. It sends ridiculous notifications to the phone like “your account has been logged out due to inactivity”, great, why should I care about that? What action can I take off the back of it? I can either ignore it and just be annoyed that my phone got a pointless notification. Alternatively I can re-open the app and login again, but why on earth would I need a notification to prompt me to do that? If I wanted to open the app again I would have done that myself and discovered at that point I would have needed to login again. Note to the people that design and build it: please just remember that this app is not the most important thing in people’s lives, in fact it falls completely into the “I don’t care, I just want to get in, do what I need to do, get back out again, as quickly as possible”. Your success should be measured by how little time people spend in your app, not how much, and breaking logins again doesn’t count
I’ve never left an app review before
03/03/2023

Aaron43215

But this app makes me so angry I feel I need to. I’m currently stuck in an endless loop at login. The app helpfully tells me they have found another account I own that can be linked, clicking on that explains that this action can’t be taken in the app and I need to call customer service, fine, whatever, it then takes me back to the previous screen with no other action but to try to link the account again.The app often just hangs on login after using Face ID. It sends ridiculous notifications to the phone like “your account has been logged out due to inactivity”, great, why should I care about that? What action can I take off the back of it? I can either ignore it and just be annoyed that my phone got a pointless notification. Alternatively I can re-open the app and login again, but why on earth would I need a notification to prompt me to do that? If I wanted to open the app again I would have done that myself and discovered at that point I would have needed to login again. Note to the people that design and build it: please just remember that this app is not the most important thing in people’s lives, in fact it falls completely into the “I don’t care, I just want to get in, do what I need to do, get back out again, as quickly as possible”. Your success should be measured by how little time people spend in your app, not how much, and breaking logins again doesn’t count
Font Size
10/29/2025

Funkjunkeechic
I previously used the Empowering Personal Dashboard and absolutely loved it! The recent move to consolidate the Personal Dashboard into one overall Empower Dashboard was a good move, but it came with some issues that could have been handled better. First off, the new dashboard did not take into account members who had separate Empower Retirement accounts (as I did through my employer). There was no flag to merge this or to login with my Empower Personal Dashboard credentials. When I was redirected to the new dashboard login, it defaulted me to my Empower (Employer) Retirement account, which had none of my personal Dashboard info. It took some effort to resolve this in my own. Secondly, the new Empower Dashboard has a ridiculously small font. I have designed software for 20+ yrs. The new app design utilizes a font size that is well below standard accessibility guidelines. If the app chooses to utilize a small font by default, there should be a setting to increase the font size. The visual discomfort and legibility has been greatly compromised. The previous Empower Personal Dashboard was perfect. Please tell your developers. This is such a simple and necessary change.
Font Size
10/29/2025

Funkjunkeechic

I previously used the Empowering Personal Dashboard and absolutely loved it! The recent move to consolidate the Personal Dashboard into one overall Empower Dashboard was a good move, but it came with some issues that could have been handled better. First off, the new dashboard did not take into account members who had separate Empower Retirement accounts (as I did through my employer). There was no flag to merge this or to login with my Empower Personal Dashboard credentials. When I was redirected to the new dashboard login, it defaulted me to my Empower (Employer) Retirement account, which had none of my personal Dashboard info. It took some effort to resolve this in my own. Secondly, the new Empower Dashboard has a ridiculously small font. I have designed software for 20+ yrs. The new app design utilizes a font size that is well below standard accessibility guidelines. If the app chooses to utilize a small font by default, there should be a setting to increase the font size. The visual discomfort and legibility has been greatly compromised. The previous Empower Personal Dashboard was perfect. Please tell your developers. This is such a simple and necessary change.
Frustrating and Disappointing App
06/23/2024

JMoore501
An institution in charge of large sums of folks’ finances, and that plays such a vital role in their future, should have a working app. Instead, THIS app takes forever to load (when it does), then often says “data unavailable” and won’t show chunks of key account info when it does load. I like the concept of linking all of my financial accounts in one dashboard for a big-picture view, but adding accounts is like pulling teeth. I managed to add one external account after numerous attempts, but that’s the extent of my luck… Anytime I try to add more accounts it’s always one error or another, or it’ll get stuck while verifying the account info if I’m even able to get that far. I can’t emphasize enough how disappointing and unreliable this app is, especially compared to other financial apps I use like Chase or even my state credit union. If they weren’t attached to my pension, I’d be looking elsewhere. I give it two stars instead of one because it does somewhat regularly show the info for the one retirement account, but it’s overly basic, unreliable and doesn’t fulfill its promises. Hard to trust a company with my future when they can’t manage the day-to-day stuff…
Frustrating and Disappointing App
06/23/2024

JMoore501

An institution in charge of large sums of folks’ finances, and that plays such a vital role in their future, should have a working app. Instead, THIS app takes forever to load (when it does), then often says “data unavailable” and won’t show chunks of key account info when it does load. I like the concept of linking all of my financial accounts in one dashboard for a big-picture view, but adding accounts is like pulling teeth. I managed to add one external account after numerous attempts, but that’s the extent of my luck… Anytime I try to add more accounts it’s always one error or another, or it’ll get stuck while verifying the account info if I’m even able to get that far. I can’t emphasize enough how disappointing and unreliable this app is, especially compared to other financial apps I use like Chase or even my state credit union. If they weren’t attached to my pension, I’d be looking elsewhere. I give it two stars instead of one because it does somewhat regularly show the info for the one retirement account, but it’s overly basic, unreliable and doesn’t fulfill its promises. Hard to trust a company with my future when they can’t manage the day-to-day stuff…

We’ve made a few updates to improve your experience and keep things running smoothly. We’ll keep sharing what’s new, so you always know what’s changing. • Improved fund transfers for select account types • Fixed an issue that could prevent tax documents from being uploaded during tax planning • Fixed an issue where balances didn’t always appear when switching between accounts • Fixed an issue that could duplicate linked accounts • Fixed an issue accessing certain accounts from within the app

Version 2026.03.25(2603.25) Mar 26

Data Linked to You

The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
- Diagnostics

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Accessibility

Information

Seller: Empower Annuity Insurance Company of America
Size: 343 MB
Category: Finance
Compatibility: Requires iOS 15.0 or later.

iPhone
Requires iOS 15.0 or later.

iPad
Requires iPadOS 15.0 or later.

iPod touch
Requires iOS 15.0 or later.

Mac
Requires macOS 14.0.0 or later and a Mac with Apple M1 chip or later.

Apple Vision
Requires visionOS 1.0 or later.

Apple Watch
Requires watchOS 8.0 or later.
Languages: English and Spanish
Age Rating: 4+

4+

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