iPhone Screenshots


Is payday just a little too far away? No worries. In the Klarna app, you can now Pay later in 4 equal installments, with no interest or fees. Once you get to the checkout, just select 'Pay in 4 installments’ and you're done. Simple as that.

The Klarna app is your one-stop shopping portal. Whether you’re looking for fashion, furniture or home electronics, you can now browse any online store and use our Pay later features at any of them.

Keep track of what you love, all in one place. Browse popular stores and save your favorite items to create your ultimate wish list, no matter which store.

If the shoe doesn’t fit, it’s not you, it’s the shoe. When you shop with Klarna and choose Pay later you can wait to pay it until you know you love your purchase. If it’s not for you, we’ll help you report the return.

Add superpowers to your wish list. You can set up price-drop notifications on any product you’ve favorited, making sure you’re always the first to know when a product goes on sale.

We like being organized, don't you? Well, if you think an orderly overview of all your Klarna purchases and payments sounds good then you're in luck.

No one wants to wait. When you shop with Klarna, you'll see your purchase in the app just seconds after your order has been placed.

Your integrity matters! That’s why logging in is just as simple as it is secure – with Face ID, Touch ID or PIN. And if you need help our chat is open 24/7.

With the Klarna shopping app, you get a perfect overview of your purchases. Our friendly reminders help make sure you never miss a payment. You can also set up automatic payment withdrawal on the due date. No worries, no late fees. Along with many other useful features, the app gets better, smarter and more friction-free the more you use it.

Try smoooth shopping in the Klarna app, it’s a game changer.

What’s New

Version 19.28.31

Smoooth updates: We've ironed out some bugs and made some silky new UI improvements.

Ratings and Reviews

4.7 out of 5
9K Ratings

9K Ratings

My20coins ,


Klarna allows the ability to make a larger purchase & pay in installments every two weeks over a 6 week period of time, making it easy to pay off the balance quick while getting your merchandise immediately. I absolutely love it. I’m hoping for the option to payoff the balance early, but definitely not complaining.

Their customer service is excellent as well; The first time I used Klarna I made a purchase from a company, but quickly cancelled the order. The company cancelled it, said I would be refunded within 3-5 days. I wasn’t confident they had begun my refund process by notifying Klarna, so I called Klarna on the 5th business day and found out the company had not notified Klarna. The rep actually called the company with me on the phone and she processed it. I received the email while I was still on the phone, Klarna was notified as well, and they refunded me by the 3rd business day. That was further confirmation that it was safe to use Klarna so I proceeded to make another purchase. I can’t wait to pay off my current purchases bc I already know what I’ll be getting next lol

ElectriCutie Way ,

Don’t use this app, you will just get your heartbroken

Exceedingly disappointed in this app. I applied for a very small priced item, $100, and created a ghost card. My payments would be $25, and I would make the first payment the day of purchase. I had the first $25 (and second too!) ready to go to make that payment. Ghost card was created, and $25 payment was immediately taken from my bank account. I truly, wholeheartedly thought this meant I’d been approved. I went to purchase the item and I filled in the ghost card details only to be repeatedly told it was declined by issuer. At first I just thought it was a glitch but after doing some research I am finding that it means my application has been declined. I have been reaching out to customer service for hours through the app and have not received help at all. Still, the $25 is taken from my bank account and not refunded. It is absolutely ridiculous that they don’t tell you whether you are approved or denied while you are creating the ghost card. It gets your hopes up only to be heartbroken and embarrassed during check out for the item. I also am frustrated that I had to dig deep to find this information. Klarna is not straight up about how it works, so it’s very confusing. Would not suggest to anyone. I can accept I was denied, but I wish I had been told sooner in the process.

Developer Response ,

Hello, we are sorry to hear that you haven't had a great shopping experience and you haven't received any help. Please reach out to us at app.reviews@klarna.com. We are happy to take a look at the difficulties you are experiencing. Thank you /Natalie

Guido0401 ,

Paid off account earlier than needed to end the frustration

I paid off my no interest account 9 months early just so I could avoid having to deal with the idiosyncrasies of this service. By trying to be so “simple” and “modern” I find at least for me they miss some expected capabilities. The “notification of payment due” worked once and never again. Their support told me either my phone or app notifications we’re turned off (they were not) or that loading a new release of software could turn them off. Really? Either way I missed a payment; they were nice enough to remove the late fee. Which leads to another deficiency. No way to pre-schedule payments other than “the minimum payment on the due date”. If you want to schedule a larger payment and possibly a few days earlier, you can’t. And I had to reset the “fingerprint login” multiple times for whatever reason. It would also be nice if there was an auto connect to Quicken but that’s not always common with these type of services. And just (intuitively) finding things in the app is not that easy; and I’ve (easily) navigated many apps / websites for similar services. This one ranks as one of the less intuitive.

Developer Response ,

Hi! First of all, I'm sorry to hear that your experience when shopping with us was not the one we want to offer our customers. The notification you receive when your payment is due should of course work every time and I apologize that we didn't investigate why you didn't receive these properly. If you send us an email to: hello@klarna.com we will make sure to look at this a second time. Furthermore we're valuing our customers feedback very high and I really appreciate you taking your time to share your thoughts with us. /Felix


Klarna Bank AB
53.1 MB

Requires iOS 10.3 or later. Compatible with iPhone, iPad, and iPod touch.


English, Danish, Dutch, Finnish, German, Norwegian Bokmål, Swedish

Age Rating
Rated 4+
Copyright © 2005-2019 Klarna Bank AB (publ)


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