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Make sure your bills are paid so you can focus on the rest. Keep organized by tracking your spending, and plan ahead by forecasting your cash flow and account balance.

While most budgeting applications focus on your past spending, with Kualto you can focus on your future by projecting your beginning and ending balance each week.

You can afford more than you think. With our forecasting approach you can see how much you can spend, and when you can spend it!

See the consequences of your decisions before you make them. Play with 'what if' scenarios so you can make the right choices.

Always know what's coming up. Use transaction statuses to keep track of what is still due, and what's been paid.

Pay on time. Receive reminders so you know when bills are due, avoid late fees, and pay responsibly.

The Kualto approach is better than budgeting. Kualto is like a crystal ball that tells you how much money you'll have at any point in time, not just at the end of the month.

Your Kualto account can be accessed via the app or with a browser. No need to sync or back anything up. Access your data from anywhere.

How it works:

- Enter your account's current balance.

- Enter your bills and your income and how often they occur ("bi-weekly", for example).

- Track your beginning and ending balance each week and navigate forward or backward up to 30 years.

- Watch how your spending today affects your account balance in the future, and make spending decisions accordingly.

- Get reminders for bills that are due so you never pay late again.

What’s New

Version 1.27

Fix for an occasional crash that was occurring on the cash flow screen.

Ratings and Reviews

4.4 out of 5
31 Ratings

31 Ratings

Haeloe ,

Great forecast app

Have been looking for ages for something like this that will forecast. Works great. I wish it just scrolled down as opposed to making you go week by week but other than that is very good. Love that I can edit a series of transactions only for the ones in the future. Categories could use some work but does exactly what I need it to.

Pinkmink ,

Very Happy

I searched through dozens of financial apps and this is the first one to have ALL the features that I wanted. Some of them wouldn’t let you edit or delete a single transaction in a recurring series or didn’t let you have multiple accounts or whatever the case may be. I used to have to track it on a homemade spreadsheet to get the results I wanted. The convenience of this app is worth the price.

Snappygogirl ,


I have tried many different apps to keep up with our accounts. I quit looking a few years ago when I found this one! This app is simple and easy to use. I love the fact that it will forecast my balances so I can quickly see if my income will cover my projected expenses! And it is a great benefit to have it across my devices always synchronized. It is seamless and does the job nicely.

App Privacy

The developer, Kualto LLC, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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