I’d update the star rating and review itself once it has been taken into consideration. The app has wonderful features with a good Ui designs, fast and easy for transactions to other banks and more. OPay is one of my best banks actually but it still need more improvements. The in-app customer service chat is still sluggish I might just need to make a little enquiry about a transaction and won’t have to make a phone call. Secondly I think the Owealth feature needs to have an option wether we’d like to make our balance visible to our wallet balance or not and lastly kindly provide the service for purchasing evoucher on the mobile app as this bank is far better than not having this feature on its app and we won’t have to face petty problems from some banks which I wouldn’t like to mention their names :/ thanks.

Opay have my heart from the day I started using Opay... Personally I know I have convinced upto 30 businesses in my area to get an Opay account because its easy to transfer.. Plus many other personal users.As of yesterday 13th of Feb 2024 I helped someone who has lost hope in using Opay because he couldn't verify it.I love using Opay so much. That I don't know when I just start to introduce it to people. It's just inside me... However I may stop using Opay services soonest, because my personal reasons for joining Opay back in November 2022 was because I needed a place I could keep my money safe that even myself will not be able to withdraw the money until the set date which is why I started using Opay fixed deposit. It helped me last year saved my house rent, which I fully know that if I keep that money where I will have access to it I will definitely put my mind there and I'll end up spending the money. Opay fixed deposit has a rule which is once you lock your money you will not be able to withdraw it until the day you set. But now there's a fee attach if you want to break the fixed deposit. That has make my money vulnerable to me. That has discouraged me from saving. As at February 2023 I know how much I have saved so far towards my rent but this year once I put the money there. My mind will not leave there again instead of hustling for another I'll end up spending from there until the money is finished.Please I'm not the only one that this has affected. Few of my friends who have money management issues like us are finding it difficult to save as well Do something about this.😖 😖 😖 😖 If I say lock my fund till December let it be locked.That's what we want 🤦‍♂️🤦‍♂️🤦‍♂️🙏🙏🙏🙏🙏🙏🙏🙏

I could have given it 5 star but to my opinion, my point of view, the features when one make the decisions on locking the savings (this not been able to withdraw until due date) it shouldn’t be able to be liquidated, if they habe the doubt that they might still need it they should not bother locking it but to save it instead, now there no different between the one I locked and the one I don’t locked, I can just withdraw my money anytime even including the reasons why I locked it in the first place, please do something about it and if they can’t do anything about it I will like to make a request on my personal account should not be able to be liquidated once I locked it, thank you and have not been able to talk to the customer service cos of network that’s why i came here please do something, thank you

#Emi Kanni K’emi Ja E Ni~ I recently opened an account with Opay, and I must say, it has completely transformed my banking experience! As someone who values efficiency, I was thrilled to discover that this bank offers the fastest online banking services I’ve ever encountered in Nigeria.From the moment I registered, the process was seamless and user-friendly. The online platform is intuitive, making it easy to navigate through various features. Whether I’m transferring funds, paying bills, or checking my balance, everything is done in a matter of seconds!One of the standout features is their customer service. I had a minor issue with my account, and I reached out to their support team. To my surprise, they responded promptly and resolved my issue within minutes! This level of service is rare and shows that Opay genuinely cares about its customers.I truly believe that Opay is here to stay and will continue to innovate in the banking sector. #Emi Kanni K’emi Ja E Ni~ If you’re looking for a reliable and efficient banking solution, I highly recommend giving them a try. They are definitely a bank that is built for the future!Signed ~Mr Ebenezer G OnabanjoD’Brown a.k.a Mr Oya