RealBudget: Envelope Budgeting

Name: RealBudget: Envelope Budgeting
Rating: 4.9 (127 reviews)
Author: Limitless Innovative Technologies

Simple and intuitive budgeting

Free · In‑App Purchases · Designed for iPad

127 Ratings
Ages

4+
Years
Category

Finance
Developer

Limitless Innovative Technologies
Language

EN
English
Size

87.6
MB

The envelope budgeting system is an intuitive and effective way to manage money and track spending. RealBudget brings this powerful method to your fingertips in a clean, simple, and modern way. Create digital envelopes, track expenses, and take full control of your finances. Whether you're virtually cash stuffing individual envelopes or setting up a full zero-based budget, RealBudget uses envelope budgeting to make managing your finances effortless and organized. Key Features: • Custom Budget Periods – Choose from monthly, weekly, bi-weekly, semi-monthly, quarterly, or yearly • Budget Sharing* – Collaborate in real-time with others and receive instant updates and notifications • Bank Sync* – Automatically import bank transactions • Flexible Rollover Options – Decide what happens to leftover funds at the end of each budget period • Persistent Savings Envelopes – Set aside funds and track savings over time • Transaction Notes – Add details for better tracking and budgeting insights • Access Across Devices* – Budget seamlessly across phones, tablets, and the web • Custom Number Formatting – Make your amounts look just the way you expect • Export to CSV – Easily export budget data for spreadsheets • Community Board – Stay motivated by budgeting alongside friends and family Free to use on a single mobile device and on the web. The RealBudget Premium subscription has a Share tier ($3 per month USD) and a Sync tier ($10 per month USD) with free trials for first time subscribers. Upgrade to unlock: • Budget Sharing – Invite others to manage a budget together in real-time • Access Across Devices – Access your budget across multiple mobile devices • Bank Sync – Automatically import bank transactions (Sync tier only; currently available in US & CA) Take control of your finances today! See the following link for the end user license agreement (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/.

Ratings & Reviews

4.9

out of 5

127 Ratings

Awesome developer and app!
06/30/2025

David baldermann
I love this app! I’ve been looking for a FREE way to set up a budget and this is it! And I love the developer’s commitment to generosity and helping others. There is a premium version of the app that allows a couple of extra social features and to sync across devices (the app is still VERY functional in the free version, which is what I have), and TJ still offers the premium version for free to those who can’t afford it! What a blessing this developer has chosen to be! Thank you for your generosity and commitment to helping others take control of their finances, TJ :)

Developer Response
Wow, thank you so much for your kind words and encouragement, David! I’m so glad to hear the app is helpful for you. All the best! –TJ
Awesome developer and app!
06/30/2025

David baldermann

I love this app! I’ve been looking for a FREE way to set up a budget and this is it! And I love the developer’s commitment to generosity and helping others. There is a premium version of the app that allows a couple of extra social features and to sync across devices (the app is still VERY functional in the free version, which is what I have), and TJ still offers the premium version for free to those who can’t afford it! What a blessing this developer has chosen to be! Thank you for your generosity and commitment to helping others take control of their finances, TJ :)
Developer Response 08/18/2025
Wow, thank you so much for your kind words and encouragement, David! I’m so glad to hear the app is helpful for you. All the best! –TJ
Simple and Basic, Just What I Needed
10/17/2025

GreenVariety
I am really happy with this app. It’s exactly what I needed and so simple. I’m able to set up envelopes with a pay period allotment to each and I can also set up savings envelopes for goals. Being able to transfer between envelopes and having a record with bot capabilities is great. The only complaint I have is not being able to see the notes at a glance when looking at the transaction history but having to go into the transaction to look at notes.

Developer Response
Thank you so much for the great review! I'm really glad to hear that you're enjoying the app and finding it useful! Also, thank you for your feedback on viewing notes! I’ll look into adding an option to view them directly from the transaction list. All the best! -TJ
Simple and Basic, Just What I Needed
10/17/2025

GreenVariety

I am really happy with this app. It’s exactly what I needed and so simple. I’m able to set up envelopes with a pay period allotment to each and I can also set up savings envelopes for goals. Being able to transfer between envelopes and having a record with bot capabilities is great. The only complaint I have is not being able to see the notes at a glance when looking at the transaction history but having to go into the transaction to look at notes.
Developer Response 10/21/2025
Thank you so much for the great review! I'm really glad to hear that you're enjoying the app and finding it useful! Also, thank you for your feedback on viewing notes! I’ll look into adding an option to view them directly from the transaction list. All the best! -TJ
Easy to use!
03/01/2023

ascaldwell
I have looked for months for an app like this! I love how easy it is to track spending and share it with my spouse. I also really like how eat it is to roll the balance over to the new envelopes. It’s perfect for people who get paid every two weeks. There’s not a bunch of extra features that I don’t need. We follow Dave Ramsey’s plan and I was always uncomfortable with having so much cash on hand. This app makes it possible to follow his budget plan but still keep our money in the bank!
Easy to use!
03/01/2023

ascaldwell

I have looked for months for an app like this! I love how easy it is to track spending and share it with my spouse. I also really like how eat it is to roll the balance over to the new envelopes. It’s perfect for people who get paid every two weeks. There’s not a bunch of extra features that I don’t need. We follow Dave Ramsey’s plan and I was always uncomfortable with having so much cash on hand. This app makes it possible to follow his budget plan but still keep our money in the bank!
Wow!
05/07/2023

DylanFan12345
After downloading and deleting several envelope budgeting apps, this one is a breath of fresh air. It’s visually pleasing, simple, concrete, just what I needed! Budgeting is hard enough for me and I don’t need it to be complicated! I also LOVE how they give a visual for the money you are spending AND saving. Such a help to remember the value of what I’m swiping, which can so easily get lost in our day and age.
Wow!
05/07/2023

DylanFan12345

After downloading and deleting several envelope budgeting apps, this one is a breath of fresh air. It’s visually pleasing, simple, concrete, just what I needed! Budgeting is hard enough for me and I don’t need it to be complicated! I also LOVE how they give a visual for the money you are spending AND saving. Such a help to remember the value of what I’m swiping, which can so easily get lost in our day and age.

Bug fixes

Version 3.6.1

12/30/2025

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Ratings & Reviews

What’s New

Version 3.6.1

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