Plenty of “considerations” but no one ever funds. The info needed to request is plenty that you would think a lender would pick it up but never does. I added a picture of the bill, my paystub, my reasoning for needing a loan (as if a picture of the bill isn’t enough) and gave my employers info (including their social media account for whatever reason). I gave two stars because it’s a thorough process and the app itself is built great. But all around, I would not recommend this to anyone. I

I haven’t had any problems getting a lender until now. I pay back every time and I am gold status as a borrower with a home high score. I was getting offers from the same person, but I believe he is no position to lend right now. I understand. I had 3 offers from 3 people. One I think made a mistake by only charging a dollar (probably first time). The other 2 are reasonable terms because I really need the help. But for 5 days now I went back & forth to see if one funds (they get 2 hours and then you can accept again). I wonder if they are new at it or something. Maybe they changed their minds, but they are able to withdraw or change terms on their side. Lendee tried to get ahold of them to see if they had trouble adding money but they were sent to voicemail. Maybe some people do it and have no intention of funding (lending). This worries me. Lendee stopped sending messages a few weeks ago directly from the borrower or else I’d ask them to ask the lender if they are serious about the lending offer. If not they need to delete or redo it if they are serious about how long so I could accept it again. Or if they need to change terms if they’d do that. But they can’t message on behalf of the borrower now according to new rules. They can only call them on Lendee’s own behalf to see of the person who offered to lend had problems with adding money and other stuff. I’m still giving a 5 star for before this. Who knows I may change my review at some point.

I’ve had actual urgent needs, put that into my request as well as my timetable, uploaded my pay information like the app asks, multiple request views, multiple likes on my request, multiple considerations, yet no offers. I’ve had to delete and reupload requests in hopes it would work, but still nothing. This app is terrible, makes you pay a $7 fee & enter information all for nothing. You’re better off using SoLo or Brigit or just an app that WORKS, makes no sense. I find it hard to believe anyone uses the app, I’ve checked the reddit reviews and all say similar things as me, the requests never get picked up no matter how it’s entered or how urgently you need it.

I discourage anyone from using this site! I had 82 views 30 likes and 8 claim to be considering, just to give me a little hope I guess. There are no investors here. If there are they are simply posers. Lendee reels in low income and those w/ bad credit to take their money. They charge a $7 fee to post your story on their forum. Now you’re hopeful. Then to “boost your chances” there’s a credit repair link that charges $75 a MONTH! Don’t do it. There’s free ones. YOU WILL NOT BE FUNDED. I researched & 0.9% of people on these sites with bad credit are funded. Less than 1%. I’ve contacted the FTC to report these shenanigans & found others willing to contribute to my complaint. Don’t do it. They are preying on your struggles.