lucrumAI - Credit Optimization
Reduce Utilization
$3.99 · Designed for iPad. Not verified for macOS.
Lucrum — Crush Credit Card Debt Smarter
Stop guessing which card to pay first.
Lucrum builds a personalized debt payoff plan using the avalanche and snowball methods, helping you save hundreds in interest and get debt-free faster.
Your Debts, Organized
• Add all your credit cards in one place.
• Automatically calculate interest, balances, and due dates.
Optimized Payment Strategy
• Choose between the Avalanche (save the most interest) or Snowball (fastest wins) method.
• Adjust your payments anytime and see real-time impact.
Motivating Insights
• Track progress visually with payoff charts and milestones.
• Celebrate each debt you eliminate - one card at a time.
Ratings & Reviews
- Bug fixes, UI refinements and performance improvements
The developer, Jesse Benjamin, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jesse Benjamin
- Size
- 43.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 Rinks Software
