No envelopes. No methodology. No cult. Just connect your banks, check your Financial Vitals score, and know if you're okay.
Open the app. Check your Financial Vitals score. See if you're climbing, holding steady, or slipping. No budgets to build. No categories to maintain. No homework.
FINANCIAL VITALS
One score (0–100) that answers "am I okay?" It synthesizes your runway, spending trend, and consistency — automatically, every session. The color tells you where you stand. The score tells you by how much.
Compares you to your own history. Not to a budget. Not to an external benchmark. You can't fail your own history — you can only see which direction you're moving.
RUNWAY & CASH FLOW
How long would your assets last if income stopped? BooCoo calculates your financial runway from your actual numbers using thousands of randomized scenarios against your real data. Watch your monthly cash flow trend over time. See it getting better or worse — not just where it stands today.
SPENDING TRENDS
Automatic transaction categorization with rolling-window trends — 3-month rhythm vs 12-month baseline, never month-vs-month. See which categories are climbing before they become a problem.
NET WORTH
Assets, debts, and net worth in one place — with daily history charts so you can see the actual direction, not just today's number. Investment accounts, credit cards, mortgages, student loans, and manual entries all contribute to the same unified picture.
CONNECT EVERYTHING
12,000+ banks and financial institutions via Plaid. Apple Card, Apple Cash, and Apple Savings connect for free through Apple FinanceKit. Manual accounts and CSV or OFX imports are always free — no bank connection required, no subscription needed to start.
AI INSIGHTS (POWERED BY CLAUDE)
Ask BooCoo about your spending, or let the app surface patterns automatically. Only aggregated category totals are shared with Anthropic's Claude — no individual transactions, merchant names, or account numbers. Anthropic does not train on your data and deletes API inputs within 30 days.
TRANSACTIONS
Every transaction, automatically imported and categorized. Edit, recategorize, or hide what doesn't fit. Set rules to handle recurring transactions automatically. Flag recurring subscriptions and bill payments so they're easy to find.
PRIVACY
Your financial data lives in your personal iCloud — not our servers. No ads. No product recommendations. No affiliate deals. We make money from subscriptions, not from analyzing your spending and pitching you financial products.
The subscription unlocks automatic bank sync via Plaid. All analytics — Financial Vitals scoring, spending trends, net worth tracking, cash flow analysis — are available at every tier, including free.
BUILT ON APPLE
SwiftUI, SwiftData, CloudKit, FinanceKit. Your data syncs across iPhone, iPad, and Mac through your personal iCloud account. No third-party account, no extra login, no data leaving Apple's ecosystem.
PRICING
The app is free. Manual entry, CSV and OFX import, and Apple FinanceKit connections are always free. Automatic bank sync via Plaid starts at $2.99/month — with a 7-day free trial.
Terms of Use: https://boocoo.app/terms
Privacy Policy: https://boocoo.app/privacy
BooCoo takes your financial health seriously so you don't have to.
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
- New: explore BooCoo with sample data before connecting a bank — pick "See what BooCoo looks like first" on the welcome screen.
- Faster tab switches and smoother scrolling across Spending, Transactions, and Accounts as your history grows.
- More stable Vitals score across devices.
- Push notifications work reliably for all users.
Version 1.0.18
The developer, Make Greater LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More