BooCoo - Money Trends & Vibes

Spending Tracker. No Budgets.

Free · In‑App Purchases · Designed for iPad

No envelopes. No methodology. No cult. Just connect your banks, check your Financial Vitals score, and know if you're okay. Open the app. Check your Financial Vitals score. See if you're Thriving, Healthy, Stable, or need to pay attention. No budgets to build. No categories to maintain. No homework. FINANCIAL VITALS One score (0–100) that answers "am I okay?" It synthesizes your runway, spending health, and spending consistency — automatically, every session. The color tells you where you stand. The score tells you by how much. Compares you to your own history. Not to a budget. Not to an external benchmark. You can't fail your own history — you can only see which direction you're moving. RUNWAY & BURN RATE How long would your assets last if income stopped? BooCoo calculates your financial runway from your actual numbers using thousands of randomized scenarios against your real data. Watch your monthly cash flow trend over time. See it getting better or worse — not just where it stands today. SPENDING TRENDS & PACE Automatic transaction categorization with weekly, monthly, and historical comparisons. See which categories are trending up before they become a problem. See where you stand mid-month without doing any math. Two separate questions, answered separately: how am I doing this month (pace), and is my spending getting better or worse over time (trend). NET WORTH Assets, debts, and net worth in one place — with daily history charts so you can see the actual direction, not just today's number. Investment accounts, credit cards, mortgages, student loans, and manual entries all contribute to the same unified picture. CONNECT EVERYTHING 12,000+ banks and financial institutions via Plaid. Apple Card, Apple Cash, and Apple Savings connect for free through Apple FinanceKit. Manual accounts and CSV or OFX imports are always free — no bank connection required, no subscription needed to start. TRANSACTIONS Every transaction, automatically imported and categorized. Edit, recategorize, or hide what doesn't fit. Set rules to handle recurring transactions automatically. Flag recurring subscriptions and bill payments so they're easy to find. PRIVACY Your financial data lives in your personal iCloud — not our servers. No ads. No product recommendations. No affiliate deals. We make money from subscriptions, not from analyzing your spending and pitching you financial products. The subscription unlocks automatic bank sync via Plaid. All analytics — Financial Vitals scoring, spending trends, net worth tracking, burn rate analysis — are available at every tier, including free. BUILT ON APPLE SwiftUI, SwiftData, CloudKit, FinanceKit. Your data syncs across iPhone and iPad through your personal iCloud account. No third-party account, no extra login, no data leaving Apple's ecosystem. PRICING The app is free. Manual entry, CSV and OFX import, and Apple FinanceKit connections are always free. Automatic bank sync via Plaid starts at $2.99/month — with a 7-day free trial. Terms of Use: https://boocoo.app/terms Privacy Policy: https://boocoo.app/privacy BooCoo takes your financial health seriously so you don't have to.

Ratings & Reviews

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- Fixed a sync status issue where a temporary "Sync Error" could appear on first launch. CloudKit initialization errors are now handled silently and retry automatically.

Version 1.0.2

The developer, Make Greater LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

  • Seller
    • MAKE GREATER LLC
  • Size
    • 24 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • iPad
      Requires iPadOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.0 or later.
  • Languages
    • English
  • Age Rating
    4+
  • In-App Purchases
    Yes
    • Standard Yearly $59.99
    • Premium Yearly $99.99
    • Starter Monthly $2.99
    • Starter Yearly $29.99
    • Premium Monthly $9.99
    • Standard Monthly $5.99
    • Learn More
  • Copyright
    • © 2026 Make Greater LLC
  • Developer Website
  • Privacy Policy